If you are looking to purchase or finance a new or used boat, have great credit or bad credit, SeaDream has the financial power to offer you the best solution for your individual needs. SeaDream is staffed by marine finance experts who give you the best of both worlds, personal service and the best loan rates and terms nationwide. Apply online or give us a call at 949-515-0055 and see for yourself why SeaDream is the leader in boat financing. I'm delighted to recommend SeaDream Financial! They recently financed a boat for me, my first, and the whole process was incredibly smooth.
Services
Boat Financing
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What sets SeaDream apart from other boat financing companies? Not only are we a full service marine lender with the lowest boat loan rates nationwide, but we also offer the most personalized service in the industry. Our primary goal is to tailor a finance package to meet your individual needs. Whether it is a new or used boat loan, refinancing, even a bad credit boat loan, our staff of experienced boat finance professionals will work with you, one-to-one, every step of the way to ensure your satisfaction.
Bad Credit Boat Loans
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SeaDream can assist those with less than-perfect-credit or credit challenges with flexible boat financing options. SeaDream's Bad Credit Boat Loans Department specializes in mid-tier credit score and sub-prime marine financing programs. Our mid-tier programs will enable you to secure competitive financing even though you may not qualify for today's prime rate.
Boat Loan Rates
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The boat loan interest rates listed throughout our website are the best loan rates provided by our lending programs. Rates may differ based on a customer's credit, income, loan collateral, state of residence, and other variables determined by each lending program. If you aren't sure what your credit score is you can get a copy of your credit report here.
Boat Loan Calculators
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This simple calculation will give you an idea of the maximum boat loan payment you can afford based on your income and expenses. If your debt to income ratio is above 50% then it is unlikely you will qualify for a boat loan. Paying down your debt to reach a level below 50% before applying for a boat loan is your best course of action.
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