Business Details
43 Years
experience
Your Trusted Partner for Managed Care Insurance Solutions
Founded in 1983 by Lloyd and Diane McPhee, our company has specialized exclusively in managed care insurance for over four decades. We provide tailored risk management solutions including stop-loss insurance, reinsurance, cyber liability, and directors & officers coverage to healthcare organizations nationwide. Our team combines deep industry expertise with personalized service, ensuring clients receive optimal protection and seamless claims administration.With long-standing carrier relationships and a proactive approach to policy implementation, we prioritize client satisfaction through transparent communication and comprehensive support. Our commitment to excellence has earned us enduring partnerships with health systems, HMOs, ACOs, and medical groups across the United States.
Services
Stop-Loss Insurance
Reinsurance
Cyber Liability
Employment Practices Liability
Directors & Officers Coverage
Details
- Year established: 1983
Highlights and features
- 40+ years of exclusive focus on managed care insurance
- Nationwide access to specialized carriers and markets
- Proactive policy implementation and staff training programs
- Tailored risk assessment and competitive market shopping
- Dedicated claims management with timely reimbursement tracking
What people say
Excellent customer service
Knowledgeable professionals
Responsive support team
Timely reimbursements
Proactive assistance
Services
Stop-Loss Insurance
Provider stop-loss insurance protects healthcare organizations from catastrophic claims exceeding retention levels. We assess risk factors, negotiate tailored policies, and provide staff training to ensure compliance. Our proactive claims management guarantees timely reimbursement for covered events.
Reinsurance
HMO reinsurance solutions limit financial exposure from unexpected claims. We facilitate policy implementation, staff education, and ongoing compliance monitoring. Our industry-first expertise ensures optimal risk distribution and capital protection for managed care organizations.
Cyber Liability
Comprehensive cyber insurance covers data breaches and privacy violations. We address HIPAA compliance, network security risks, and incident response costs. Our policies protect healthcare providers against financial losses from cyber incidents and regulatory penalties.
Employment Practices Liability
EPLI coverage defends against employment-related lawsuits including discrimination and wrongful termination claims. We provide legal defense cost coverage and risk management guidance to protect organizations from financial damages.
Directors & Officers Liability
D&O insurance safeguards executives and board members from personal financial loss due to management decisions. We cover legal defense costs and settlements arising from alleged mismanagement or governance failures in healthcare organizations.
Questions
What types of insurance do you specialize in?
We specialize in managed care insurance products including stop-loss, reinsurance, cyber liability, directors & officers coverage, and employment practices liability for healthcare organizations.
How do you ensure competitive pricing?
We assess multiple carriers and negotiate terms through our 40+ year relationships with specialized markets to secure optimal pricing for clients.
What service areas do you cover?
We operate nationwide with primary service centers in Southern California, supporting healthcare organizations across the United States.
How are claims processed?
Our dedicated claims managers ensure timely processing with average reimbursement times under 30 business days through proactive reporting systems.
Do you offer policy implementation support?
Yes, we provide on-site staff training and compliance guidance during policy implementation to ensure smooth operations from day one.
