Business Details
We have been insuring Valley residents since 1981, establishing a legacy of reliability and deep regional expertise. Our agency has been locally owned and operated since 2004, demonstrating our long-term commitment to the community we serve. We specialize in providing quality farm and ranch insurance products for small- to mid-size operations. Our experience includes guiding clients through major agricultural disasters, such as the freezes of 1990, 1998, and 2007. During those challenging times, we managed the claim process and delivered the checks that kept farms operational. We have conducted extensive research and partnered with the industry's best insurers to offer you quality coverage at very competitive rates.
Our portfolio includes representation from major companies like Allied Insurance, Nationwide, and Blue Cross Blue Shield. We are well acquainted with the insurance needs of businesses beyond agriculture, covering diverse operations from self-storage to water sports equipment. Our professional standards require us to tailor a complete protection package for your specific operation, whether dairy, row crop, or fruit and nut. We are committed to prompt responsiveness and maintaining an accessible, client-focused approach from our Porterville office. We pride ourselves on delivering the resources and experience necessary to properly protect your livelihood.
Our portfolio includes representation from major companies like Allied Insurance, Nationwide, and Blue Cross Blue Shield. We are well acquainted with the insurance needs of businesses beyond agriculture, covering diverse operations from self-storage to water sports equipment. Our professional standards require us to tailor a complete protection package for your specific operation, whether dairy, row crop, or fruit and nut. We are committed to prompt responsiveness and maintaining an accessible, client-focused approach from our Porterville office. We pride ourselves on delivering the resources and experience necessary to properly protect your livelihood.
Highlights and features
- We have insured Valley residents since 1981.
- We specialize in small- to mid-size farm operations.
- We guided clients through the 1990, 1998, and 2007 freezes.
- We partner with the industry's best major insurers.
- We offer USDA subsidized crop insurance programs.
Services
Farm Property Coverage
Farm property coverage protects your farm buildings, structures, and personal property regardless of your operation's size. This coverage is tailored to fit the specific needs of your farm to ensure you are not caught short with your insurance. It provides a critical foundation for a total farm protection package against physical losses.
Multi-Peril Crop Insurance
Multi-Peril Crop Insurance, also known as APH insurance, protects against yield loss due to natural causes like drought, frost, or excess moisture. Your Actual Production History is used to calculate the precise coverage you need. The government subsidizes MPCI premiums, making it a cost-effective safeguard for your valuable harvest.
Workers Compensation Insurance
Workers compensation insurance provides necessary coverage if one of your employees is injured on the job. This protection is vital for both farm and general business operations to cover medical costs and lost wages. It ensures you meet legal obligations while protecting your workforce and business assets.
Farm Liability Coverage
Farm liability coverage protects you against bodily injury or property damage claims arising from negligent acts. Whether caused by you or your employees, this coverage safeguards your financial stability. It is a fundamental component of a comprehensive risk management strategy for any agricultural operation.
Pasture, Rangeland & Forage Protection
Pasture, Rangeland and Forage protection is a USDA subsidized crop insurance program for your valuable feed. It protects against the lack of rainfall, which is a critical risk for livestock grazing operations. This program ensures your feed supply is financially secure during adverse weather conditions.
