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50+ Years
experience
Your Trusted Insurance Partner in Watsonville, CA
KBK Insurance has been a trusted partner in the insurance industry since 1908, providing comprehensive solutions to individuals, families, and businesses across California. Founded by John Francis Kane, our family-owned agency combines over a century of experience with personalized service, ensuring clients receive tailored insurance programs that meet their unique needs. Our team of professionals, with over 230 years of combined industry expertise, works closely with major insurance carriers to deliver cost-effective and reliable coverage options.

We prioritize face-to-face interactions and bilingual support to ensure clarity and transparency in all client relationships. Recognized as the Best Insurance Agency by our satisfied clients, we remain committed to simplifying the insurance process while maintaining the highest standards of integrity and community involvement.
Services
Personal Insurance Commercial Insurance Workers Compensation Group Benefits
Details
  • Year established: 1908
Highlights and features
  • Family-owned since 1908 with 100+ years of local expertise
  • Bilingual staff serving Spanish-speaking clients
  • Independent agents offering multiple carrier options
  • 230+ years of combined experience in insurance solutions
  • Recognized as Best Insurance Agency by clients
What people say
Trusted service Knowledgeable staff Personalized approach Bilingual support Community-focused
Services
Commercial Insurance
We provide comprehensive commercial insurance solutions, including General Liability, Property, Excess/Umbrella, Autos, Workers Compensation, and Bonds. Our team guides businesses in selecting tailored coverage to protect assets and operations. With relationships across major carriers, we ensure competitive, reliable protection for California businesses.
Personal Insurance
Our personal insurance offerings cover homes, vehicles, motorcycles, and more, safeguarding clients' most valued possessions. We deliver customized policies with clear terms and competitive pricing. Bilingual support ensures all clients fully understand their coverage options for peace of mind in protecting personal assets.
Workers Compensation
We offer Workers Compensation insurance to protect businesses and employees from workplace injury risks. Our solutions comply with state regulations while minimizing financial exposure. With deep industry knowledge, we help employers implement policies that ensure legal compliance and employee well-being.
Group Benefits
Our Group Benefits division designs cost-effective medical, dental, vision, and life insurance programs tailored to employer needs. We work closely with businesses to create comprehensive employee benefit packages that enhance workplace satisfaction while maintaining affordability and accessibility for all stakeholders.
Questions
What types of insurance does KBK offer?
We provide commercial, personal, workers compensation, and group benefits insurance tailored to California residents and businesses.
How does KBK help clients choose policies?
Our experienced team guides clients through coverage options, ensuring policies align with their specific needs and budget.
Do you serve clients outside Watsonville?
Yes, we serve individuals and businesses throughout California with localized insurance solutions.
Is KBK Insurance Agency locally owned?
Yes, we are a family-owned agency serving the community since 1908.
Do you offer bilingual support?
Yes, our staff includes bilingual representatives to assist Spanish-speaking clients with policy understanding.
Reviews (5)
Chris Lint
Jun 07, 2022 Report
Johnny Kane has been my insurance agent from day one when I started my business. Always a text or call away to get all the insurance certs I need. He recently went through each type of insurance I have with them and saved me money on all of them. He's top of his game and super easy to work with.
Evan Benevento
Jun 02, 2022 Report
Professional, honest, diligent, relentless, intentional are all words that come to mind when thinking of John Kane IV, Jorge Fernandez and the rest of the KBK Insurance team. They are subject matter experts that can explain complicated insurance topics so even people like me can understand them. Johnny and the team will find the best insurance solution for your business or tell you if you already have adequate coverage with your existing carrier/broker. Highly recommend for your insurance needs.
Michael Galli
May 17, 2022 Report
Johnny Kane at KBK insurance has been an awesome help with my insurance needs. Works in a timely manner and is prompt to returns calls/emails. I would recommend doing business with kbk for all your insurance needs.
Norma Navarro
Apr 24, 2022 Report
Great experience with KBK Insurance, I spoke to Jorge who was extremely helpful. He was on top of everything, and was very understanding. He was fast and provides great service. Straight forward and easy to reach. Highly recommend KBK Insurance!
ClearedM
Apr 04, 2022 Report
As a new entrepreneur, I needed expert advice on how to best insure my company. KBK surrounded me with a team of insurance specialists who set me up with the perfect plan. Whatever I needed, KBK took care of it and got it done in a swift manner. My company is now covered to sell online, in person, and on Amazon thanks to KBK Insurance.