Business Details
We have been serving Minnesota employers and individuals since our founding in 1988. We are an independent insurance agency that specializes in identifying the most cost-effective benefit plans available. Our team leverages deep expertise in health, dental, life, and disability coverage to solve complex client needs. We maintain a high standard of excellence by committing to ongoing education and research. We build firm, personal relationships with each client as central to our service philosophy. We measure our success by the referrals we receive from satisfied customers.
Our philosophy places the customer first, ensuring that every recommendation aligns with their goals. We represent nine reputable organizations that collectively offer fifty-two distinct products in the area. Our membership in the Minnesota and National Association of Health Underwriters underscores our professional credibility. We provide transparent guidance, clearly disclosing when we do not offer every plan available. Our commitment is to deliver personalized, trustworthy advice that helps clients achieve financial security.
Our philosophy places the customer first, ensuring that every recommendation aligns with their goals. We represent nine reputable organizations that collectively offer fifty-two distinct products in the area. Our membership in the Minnesota and National Association of Health Underwriters underscores our professional credibility. We provide transparent guidance, clearly disclosing when we do not offer every plan available. Our commitment is to deliver personalized, trustworthy advice that helps clients achieve financial security.
Highlights and features
- We have served Minnesota clients since 1988.
- We represent nine organizations offering fifty-two benefit products.
- We are active members of MAHU and NAHU professional associations.
- We maintain a high standard of excellence through ongoing education.
- Our success is built on referrals from satisfied customers.
Services
Health Insurance
Our health insurance service provides comprehensive medical coverage for individuals, families, and employer groups. We analyze client needs to recommend cost-effective plans from our network of nine carriers. This ensures affordable access to quality care while helping clients manage healthcare expenses effectively.
Dental Insurance
Our dental insurance service covers preventive, basic, and major dental care for individuals and groups. We match clients with plans that fit their budget and oral health needs from our carrier portfolio. This promotes better oral hygiene and reduces out-of-pocket expenses for routine and complex procedures.
Life Insurance
Our life insurance service offers term and whole life policies to protect families and businesses. We tailor coverage amounts and premiums based on each client's financial goals and risk tolerance. This provides peace of mind and financial security for beneficiaries in the event of loss.
Disability Insurance
Our disability insurance service provides income protection for employees unable to work due to illness or injury. We design short-term and long-term plans that integrate seamlessly with existing benefit packages. This helps maintain financial stability and supports recovery without added economic strain.
Retirement Plans
Our retirement plans service includes IRAs, SEP-IRAs, SIMPLE-IRAs, and 401(k) options for individuals and employers. We assist clients in selecting plans that maximize tax advantages and align with long-term savings objectives. This fosters financial preparedness and helps secure a comfortable future for participants.
Reviews (1)
Melanie In Saskatchewan
May 12, 2020
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Changing my insurance and license over from another province presented unexpected complications (would only happen to me) bit the girls at HUB got me through it and were extremely helpful in providing all sorts of information I never would have dreamed to ask for or think of. Fantastic staff, super clean and cute location. Very
