Business Details
50+ Years
experience
Emergency
services
Your Trusted Insurance Partner in Dayton, OH
Since 1911, Ferneding Insurance has been a trusted, family-owned independent agency dedicated to protecting clients and their most valued assets. Our legacy of integrity and community involvement began with Henry Ferneding's contributions to Dayton's institutions and continues through five generations of family leadership. We combine deep industry expertise with personalized service, offering comprehensive insurance solutions tailored to individual and business needs.Our commitment to ethical practices, competitive rates, and exceptional client support remains unwavering. With over a century of experience, we provide the stability and local knowledge that clients rely on for all their insurance requirements.
Services
Personal Insurance
Business Insurance
Life Insurance
Health Insurance
Disability Insurance
Commercial Insurance
Property Insurance
Professional Liability Insurance
Travel Insurance
Pet Insurance
Details
- Year established: 1911
Highlights and features
- Family-owned since 1911 with five generations of insurance expertise
- Personalized service tailored to individual client needs
- Community-focused approach with deep local knowledge
- Competitive rates across comprehensive insurance products
- 24/7 claim support with prompt resolution prioritization
What people say
Top notch help
Very simple process
Smooth process
Personalized service
Integral community members
Services
Personal Insurance
We offer comprehensive personal insurance solutions including auto, home, motorcycle, and recreational vehicle coverage. Our policies protect against property damage, liability claims, and unexpected events. Clients receive customized protection plans with flexible coverage options tailored to their specific needs and lifestyle.
Business Insurance
Our business insurance provides liability coverage, property protection, and risk management solutions for companies of all sizes. We serve contractors, professional services, restaurants, and specialty industries with tailored policies. Coverage includes general liability, professional errors & omissions, and customized commercial packages.
Life Insurance
We offer term and permanent life insurance policies to protect families and business interests. Our solutions include individual life coverage, group policies, and long-term care options. Policies help ensure financial security for dependents and business continuity through death benefit protection.
Health Insurance
Our health insurance options include individual and group plans with various coverage levels. We provide access to medical, dental, and vision insurance solutions for families and businesses. Policies help manage healthcare costs while ensuring access to quality medical services.
Disability Insurance
We offer short-term and long-term disability coverage to protect income during unexpected medical leave. Our policies provide financial security for individuals and employers through comprehensive disability benefits. Coverage helps maintain financial stability during recovery periods.
People
John R. Ferneding
Agent Producer
Fifth-generation insurance professional with extensive experience in personalized policy solutions. Committed to maintaining family legacy of ethical service and client-focused protection strategies.
Daniel R. Ferneding
Agent Producer
Family-owned agency representative with deep understanding of Dayton's insurance needs. Specializes in commercial risk management and multi-generational client relationships.
Daneska M. Hoschar
Life & Health Specialist
Insurance professional focusing on life and health coverage solutions. Provides expert guidance on policy selection and coverage optimization for individual clients.
Meredith Mercer
Personal Insurance Specialist
Dedicated personal insurance agent with expertise in home, auto, and specialty coverage options. Focuses on creating comprehensive protection plans for households.
Beverly J. Waker
Commercial Insurance Specialist
Commercial insurance expert serving Dayton businesses with tailored risk management solutions. Specializes in industry-specific coverage for contractors and service providers.
Questions
What types of insurance does Ferneding Insurance offer?
We provide personal insurance (auto, home, umbrella), business insurance (commercial, professional liability), life insurance, health insurance, disability coverage, and specialty policies like pet insurance and travel insurance.
How can I file a claim after business hours?
Report claims 24/7 through our website or call our direct claims line at (800) 383-7778 for immediate assistance.
Are you a local Dayton insurance agency?
Yes, we're a family-owned Dayton agency since 1911, with deep community roots and local expertise in Ohio insurance requirements.
Can I get customized insurance packages?
Our agents create tailored protection programs with flexible coverage options to meet specific personal and business insurance needs.
Do you offer commercial insurance for small businesses?
We specialize in business insurance for contractors, daycare centers, restaurants, professional services, and other commercial operations in the Dayton area.
Reviews (6)
Eric Freimuth
Jun 16, 2021
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I highly recommend Ferneding Insurance, especially Robin. My experience with insurance has greatly improved with her by my side through new cars and a new house. My first contact with Robin was really out of the blue when she called me and had a new car policy saving me a ton of money. I take great comfort in the fact that someone at Ferneding is looking out for me when it comes to my coverage and my premiums. I also know the Ferneding family personally through the community and they are very nice and a local staple.
Jennifer Houchins
Jun 01, 2021
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I have been with Ferneding insurance for many years. Paul is my agent and is amazing! I'm self employed and have to have him send a lot of documents to property management companies and he "always" is very prompt to get the work done.
Kevin R.
May 09, 2021
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The folks at Ferneding are exceptional! I deal mostly with Rebecca who is totally awesome, but everyone you might work with at Ferneding will welcome you with open arms and bring answers to your questions and needs.
Ron Mainess
May 08, 2021
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I struggled with getting good Directors & Officers and General Liability insurance for my non-profit organization. John work with me through the challenges to find the right insurance carrier to ensure the desired coverage at affordable rates! I am really impressed with the knowledge the personal touch and the determination the Ferneding Insurance company had in locating the right insurance level at reasonable rates. Thank you to the Ferneding Insurance Company!
Amanda DeLotelle
Apr 28, 2021
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Working with John Ferneding has been an absolute pleasure! He has been patient, kind and informative as he's helped us navigate needs and policies for our growing nonprofit.
Judy Sivy
Jan 17, 2021
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John and his team are active members of the Ohio Insurance Agents Association. They are committed to the insurance industry and work hard to provide great service and insurance coverage to their clients.
