Business Details
Trusted Insurance & Employee Benefits Consulting in Charleston, WV
Deacon & Deacon Insurance & Benefits Consulting is an independent firm dedicated to transforming employer group health insurance and employee benefit plans. With a focus on transparency, data-driven strategies, and partnerships aligned with client goals, we specialize in reducing healthcare costs by 20-40% while improving plan quality. Our team works closely with medium to large employers, offering customized solutions that prioritize both business budgets and employee well-being. As a Certified Health Rosetta Advisor, we leverage proven methodologies to enhance benefits sustainability, compliance, and satisfaction.Our services span group health, disability, life, dental, and vision insurance, alongside risk management and compliance audits. With licenses in eight states, we combine cutting-edge technology with personalized service to deliver accessible, affordable benefits. Client testimonials highlight our commitment to integrity, expertise, and long-term relationships built on trust and measurable results.
Services
Group Health Insurance
Disability Insurance
Life Insurance
Group Dental Insurance
Medicare
Business Auto Insurance
Commercial Property Insurance
Risk Management
Compliance Audits
Voluntary Coverage
Highlights and features
- We offer over 20 years of experience in employee benefits consulting.
- We are Certified Health Rosetta Advisors committed to industry reform.
- We provide customized insurance solutions for medium to large employers.
- We reduce healthcare costs by 20-40% while improving plan quality.
- We offer compliance audits and risk management expertise.
Associations and certifications
- Health Rosetta
What people say
Best coverage
Committed to clients
Highly recommend
Correct information
Personalized process
Services
Group Health Insurance
We design customized group health insurance plans that reduce employer costs by 20-40% while improving employee access to quality care. Our solutions leverage transparency, data analytics, and Health Rosetta partnerships to ensure affordability and sustainability. Services include plan audits, compliance guidance, and ongoing support for employers and employees.
Disability Insurance
Our disability insurance programs provide financial stability for employees during unexpected absences due to illness, injury, or pregnancy. We offer short-term and long-term options tailored to employer budgets, ensuring compliance and competitive benefits that enhance workforce retention and satisfaction.
Compliance Audits
We conduct comprehensive compliance audits to prepare employers for Department of Labor inspections. Our services include document organization, wrap document creation, and distribution tracking to mitigate risks of costly fines while ensuring adherence to evolving regulatory requirements.
Voluntary Coverage
We implement voluntary benefits programs allowing employees to select personalized coverage options like critical illness, hospital indemnity, and dental/vision care. These cost-effective solutions enhance benefits packages without increasing employer premiums, improving recruitment and retention.
Risk Management
Our risk management services safeguard businesses through tailored insurance solutions, including commercial property, general liability, and business auto coverage. We assess unique exposures to create strategies that minimize financial risks while ensuring operational continuity.
Questions
What types of insurance do you offer?
We provide group health, disability, life, dental, and vision insurance, along with business auto, commercial property, and risk management solutions for employers.
How do you reduce healthcare costs?
We use transparency, data analytics, and Health Rosetta partnerships to reengineer plans, achieving 20-40% cost savings while maintaining quality.
Are you licensed in my state?
We are licensed in Florida, Kentucky, North Carolina, Ohio, South Carolina, Tennessee, Virginia, and West Virginia.
Can you help with compliance audits?
Yes, we conduct compliance audits, create wrap documents, and ensure readiness for Department of Labor inspections to avoid costly fines.
What is Health Rosetta?
Health Rosetta is a framework for affordable, high-quality healthcare. As certified advisors, we implement its evidence-based solutions to lower employer costs.
How do I get started?
Contact us via phone or email to schedule a consultation. We'll review your needs and design a tailored benefits strategy.
Reviews (4)
Ron McGraw
Jun 20, 2018
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I needed help with my short term disability claim and Joseph Deacon rolled his sleeves up and went to bat for me. He was always prompt in answering calls and emails and went above and beyond to help me when I really needed it. Thank you Deacon&Deacon!
Greg Juhn
May 17, 2018
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Joseph Deacon is committed to his clients and making sure that they have the best plan. He brokered our benefits plan for many years. He also helps the employees when they have questions and takes the time for followup! Highly recommend.
Carl Propson
May 27, 2016
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Joseph at Deacon & Deacon was the best. He walked me through the process and got me the best coverage for me and my situation. I love these guys because they care about their clients. Well done!
T. Paranzino
Apr 11, 2015
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They have been a great agent: Knowledgeable, personable and Joe is always available to help in any way with your insurance needs and questions. I highly recommend them!
