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HPS provides the lowest cost - best quality Health Insurance plans to individuals, families and small businesses. HPS also provides a complete Medicare Plan Review for consumers transitioning to Medicare; including a simplified description how the different Parts of Medicare work and their costs.

HPS only represents "name brand" major insurance companies including: Humana, Ambetter, BlueCross BlueShield, United Healthcare, Aetna, Kaiser, Cigna, and Mutual of Omaha, CareSource and Oscar Health.Best Prices Health insurance rates come directly from the insurance companies and, as required by law, are registered with the State Department of Insurance.
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Subsidy Guidelines
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This document is the proprietary work product of Health Insurance Advisors and intended for the sole use of our clients. The approved subsidy amount will provide a direct and immediate offset; reducing the monthly cost of health insurance for the eligible individual. Expected tax filing status for 2022 i.e., single or joint and # of dependents claimed, refer to 2020 tax return as a guide.
UnitedHealthcare ST PPO Plans
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These Plans Do Not Cover Pre-Existing Conditions and are not appropriate for clients with recent or ongoing medical conditions. UHC Short Term plans Do Not cover Pregnancy or Preventative Care. Note: Even if you have had prior Golden Rule / UHC coverage and your preexisting conditions were covered under that plan, they will not be covered under this plan.
Our Advisors
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Toni graduated from the University of California - Irvine with a B.A. in Economics. She moved from California to Atlanta in 1995, where she founded HealthPlanStore with her husband, Joe LePage. Her eight years of previous experience as a claims adjuster make her our ideal claims and billing specialist.
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