Insurance Depot

Business Details

50+ Years

experience

Emergency

services

Your Trusted Atlanta Insurance Agency Since 1970

Insurance Depot is a family-owned Atlanta insurance agency with over 50 years of experience in the industry. Since our founding in 1970, we have specialized in helping clients find the best insurance plans at the lowest rates to meet their unique needs and budgets. Our team of licensed professionals brings decades of combined expertise in health, life, and specialty insurance products, ensuring personalized guidance through every step of the process. We pride ourselves on transparency, integrity, and long-term client relationships, offering 24/7 availability to address policy needs even after the sale.

Backed by partnerships with top-rated insurers, we provide tailored solutions for individuals, families, and businesses while maintaining strict compliance with HIPAA regulations to protect client confidentiality. Our commitment to excellence has made us a trusted resource for insurance services in Georgia and beyond.

Services

Health Insurance Life Insurance Medicare Plans Disability Insurance Group Insurance Dental/Vision/GAP Final Expense Insurance Long Term Care

Details

Year established: 1970

Highlights and features

We offer 50+ years of local insurance expertise and personalized service
Our team is available 24/7 to assist with policy needs after purchase
We partner with top-rated insurers to provide comprehensive coverage options
We guarantee competitive pricing through extensive market comparisons
Our licensed agents specialize in cost-saving insurance strategies for Georgia residents

What people say

24/7 availability 50+ years experience Cost-saving strategies Licensed experts Family business

Website

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Services

Health Insurance

We provide comprehensive health insurance solutions including marketplace and non-marketplace plans. Our United Healthcare PPO options offer nationwide network access with out-of-pocket maximums and urgent care copays. Clients can save up to 70% through subsidized marketplace plans or choose cost-effective non-marketplace alternatives that include dental, vision, and deductible coverage. Our experts help determine eligibility based on income thresholds ranging from $51,000 for individuals to $194,000 for families of nine.

Life Insurance

Our life insurance policies protect loved ones with financial security for housing, education, and income replacement. We offer term life insurance with guaranteed rates for 10-40 years, with options to extend coverage through policy replacements. Clients can lock in low premiums while healthy, with flexible cancellation options and guaranteed renewals. Our agents represent over 200 companies to find the most competitive rates for term life coverage.

Medicare Plans

We specialize in Medicare Part A and B enrollment with supplemental coverage options. Our 20-year Medicare expert helps clients navigate Part A hospital benefits and Part B outpatient services. We offer both Medicare supplements and Advantage plans to cover the 20% not paid by original Medicare. Our personalized approach ensures clients understand home health care, hospice, and durable medical equipment coverage under their selected plans.

Disability Insurance

Our disability insurance provides income replacement for accidents, illnesses, or injuries preventing work. We offer short-term plans covering 40-60% of wages for up to 12 months and long-term policies paying 60-80% until age 65 or beyond. Policies include elimination periods and benefit periods tailored to client needs, with options covering specific job roles even if capable of alternative work.

Group Insurance

We design group insurance solutions for businesses with creative cost-saving strategies. Our offerings include ACA-compliant traditional group plans, ICHRA management, and level-funded options. We help employers meet ACA requirements for 50+ employees while maintaining 70% participation rates. Our tax-deductible plans allow pre-tax employee contributions and alternative subsidy structures for customized business health benefits.

People

Joey Raab

Licensed Agent

Joey Raab brings decades of insurance expertise to our Atlanta clients. With Georgia license #673629, he specializes in helping individuals and businesses navigate complex insurance markets while maintaining our family business's legacy of service since 1970.

Gail Raab

Licensed Agent

Gail Raab combines extensive insurance knowledge with personalized service. Holding Georgia license #350112, she focuses on finding cost-effective coverage solutions while upholding the standards of integrity and expertise our family business has maintained for over five decades.

David Chasen

Medicare Specialist

David Chasen has been a Medicare expert for 20 years, helping Atlanta seniors transition to Medicare. With Georgia license #672135, he provides personalized guidance on Part A, Part B, and supplemental coverage options while maintaining our commitment to honest, knowledgeable service.

Questions

What types of health insurance plans do you offer?

We offer marketplace plans for those with health issues or income-based subsidies, and non-marketplace United Healthcare PPO plans averaging $300-$600/month for families with good health.

How can I save money on life insurance?

Lock in low rates while healthy through term policies (10-40 years), and consider policy replacements to extend guaranteed rates beyond initial terms.

Do you help with Medicare enrollment?

Yes, our 20-year Medicare expert assists with Part A/B enrollment and supplemental coverage options to cover Medicare's 20% uncovered costs.

What group insurance solutions are available?

We offer ACA-compliant traditional group plans, ICHRA management, and level-funded options with tax deductions and pre-tax employee contributions.

Are dental and vision plans available separately?

Yes, we offer individual dental plans covering cleanings and x-rays, and vision plans with copays and eyewear discounts through United Healthcare networks.

What is GAP insurance coverage?

GAP insurance covers health insurance deductibles with lump sum payouts for accidents, cancer, stroke, and heart attacks through affordable supplemental policies.

Reviews (7)

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Jennifer C.

Jun 20, 2021 Report

I have used Insurance Depot for many years to help me find the best health insurance at the lowest price. This is a family-owned company that has integrity and provides outstanding customer service. Joey Raab is professional, friendly and works very hard to find a plan that best fits his customers' needs. He tries to get to know his customers and then provides several recommendations. He is also easily one of the most responsive people I have ever worked with and quickly responds to e-mails and phone calls.

He truly seems to value his customers. If you are like me, and do not enjoy having to shop for health insurance, I highly recommend Insurance Depot. They are extremely knowledgeable and take the stress out of finding an insurance plan.

Markus Nelson

Jun 16, 2021 Report

I was always the type that thought insurance was that necessary pain to try to understand. Insurance Depot are life savers. These guys know understand insurance on a completely different level. I no longer feel like I have no idea what I am getting into. They found the perfect and affordable plan for me and my family and I am so relieved to have a friends like these in the insurance business. I cannot recommend them more, especially if you want to get your head out of the clouds with understanding the value and importance of the investment. Thanks so much guys - looking forward to a long lasting relationship.

Tori Spelling

Jun 16, 2021 Report

Joey at Insurance Depot saved me hundreds of dollars! He was able to educate me as to what the best insurance options would be for my family! I highly recommend this office for assistance with any insurance need!

Suzanne Pichulik

May 11, 2021 Report

My husband and I are both self employed and have to get private health insurance for our family of four. We worked with Joey and he provided several great and cost effective options. He was able to save us thousands of dollars. I highly recommend him!

Debbie Robbins Twinsmom Mindspring Com

Apr 23, 2021 Report

Dealing with Insurance Depot has been such a pleasure. They listen to our needs and help guide us with our choices. Response time to questions is very quick, which is extremely important to us. I highly recommend you choosing Joey Raab and the Insurance Depot team to assist you with your insurance needs.

Benyamin Cohen

Apr 23, 2021 Report

I have been working with Insurance Depot for more than two decades, and I have nothing but positive things to say about them. They have been around since the 1970s and they know the insurance industry inside and out. They are so knowledgeable about getting the best plans for the best value. I would highly recommend them to anyone in the market for insurance.

Saechelle Colleran

Feb 24, 2021 Report

I was referred to Joey Raab w/ Insurance Depot years ago to help assist me in choosing the right health care plan, and have been using him ever since. I am self employed and found the options to be overwhelming and confusing. He is extremely knowledgeable, helpful, and responsive. I highly recommend him and Insurance Depot when searching for the right plan for your budget. 5 stars!