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Business Details
27 Years
experience
Your Trusted Insurance Partner in Pembroke Pines, FL
C & C Insurance was established in 1999 to provide comprehensive insurance solutions for individuals, families, and businesses across Florida and the United States. Our founders bring over 40 years of combined experience in the insurance industry, fostering strong community relationships and a deep understanding of local and national insurance needs. With offices in Pembroke Pines and Deerfield Beach, we operate as a fully automated agency, delivering faster services for certificates, binders, and ID cards. We partner with financially sound insurance carriers to offer tailored policies at competitive prices, prioritizing personalized service and client education.

Our team specializes in navigating complex coverage options, including homeowners, auto, business, life, and health insurance, while emphasizing risk management and client empowerment. We serve clients statewide in Florida and extend our transportation insurance services to the Southeastern U.S. Our commitment to accessibility and inclusion ensures all clients receive equitable support through modern compliance standards. With decades of experience and a focus on community-driven solutions, we aim to protect what matters most to our clients through reliable, transparent, and client-centric insurance services.
Services
Homeowners Insurance Car Insurance Business Insurance Life Insurance Health Insurance Transportation Insurance Flood Insurance Commercial Auto Insurance Umbrella Insurance Renters Insurance
Details
  • Year established: 1999
Highlights and features
  • We offer 25+ years of combined insurance expertise and community-focused service.
  • Our offices in Pembroke Pines and Deerfield Beach serve clients statewide in Florida.
  • We provide tailored insurance solutions across homeowners, auto, business, life, and health policies.
  • Our partnerships with reputable carriers ensure competitive pricing and comprehensive coverage options.
  • We specialize in educating clients on risk management and policy customization.
Services
Homeowners Insurance
We help Florida residents navigate homeowners insurance options to protect against fire, flood, theft, and catastrophic liability. Our experts explain category limits and coverage gaps, ensuring tailored policies for primary homes, condos, and rental properties. With statewide availability, we provide comprehensive protection for your most valuable assets.
Car Insurance
We offer competitive car insurance solutions in Florida, including liability coverage and no-fault compliance. Our agents help clients understand policy nuances, identify discounts, and secure protection for personal and commercial vehicles. We specialize in matching coverage to driving records, vehicle types, and residency requirements for optimal value.
Business Insurance
We protect Florida businesses with tailored commercial property, liability, and workers' compensation policies. Our independent agency compares options across carriers to safeguard home-based and growing businesses against risks like property damage, legal claims, and operational disruptions through customized insurance packages.
Life Insurance
We provide term life, universal life, and annuity products to secure your family's financial future. Our agents help clients evaluate coverage needs, considering estate planning, income replacement, and long-term care requirements to create personalized life insurance strategies for peace of mind.
Health Insurance
We offer individual and group health insurance plans to protect against medical emergencies and ongoing care costs. Our experts explain managed care and indemnity plan differences, helping clients select coverage that balances provider networks, out-of-pocket costs, and comprehensive benefits for their families.
People
Steve Clein
Owner
Steve Clein co-founded C & C Insurance with over 20 years of industry experience, focusing on client education and community partnerships to deliver tailored insurance solutions.
Sandra Carro
Insurance Agent
Sandra Carro specializes in personal lines insurance, helping Florida residents secure homeowners and auto policies while prioritizing clear communication and policy customization.
Cathy Leach
Insurance Agent
Cathy Leach provides expert guidance on commercial insurance products, supporting Florida businesses with risk management strategies and comprehensive liability coverage solutions.
Pablo Duque
Insurance Agent
Pablo Duque focuses on life and health insurance planning, assisting clients in creating financial security strategies through term life policies and annuity products.
Starlena Meeks
Insurance Agent
Starlena Meeks specializes in transportation insurance, providing fleet coverage solutions for commercial trucking operations across the Southeastern United States.
Questions
What types of insurance does C & C Insurance offer?
We offer homeowners, car, business, life, health, transportation, and flood insurance, along with commercial auto, umbrella, and renters policies.
Do you serve areas outside Florida?
We primarily serve Florida and extend transportation insurance coverage to the Southeastern United States.
How can I get a quote?
Fill out our online quote form or call us at (954) 431-2008 for personalized assistance.
Are your insurance rates competitive?
Yes, we partner with multiple carriers to ensure competitive pricing tailored to your needs.
Can I review my existing policy with you?
Yes, we offer free policy reviews to ensure your coverage meets current needs.
Do you have offices in multiple locations?
We have offices in Pembroke Pines and Deerfield Beach, Florida.
Reviews (5)
Tom Fread
Sep 03, 2021 Report
Rosemary Olson has been my agent for a number of years and her knowledge and professionalism is second to none. An outstanding agent and person. I highly recommend her!
Mamma Mia'S.
Aug 27, 2021 Report
After many years of dealing with Insurance agencies that were not very responsive to my insurance needs, I met Steve Clein from C&C Insurance Agency and everything changed. He runs his agency with the help of an amazing staff. They never left one of my phone calls unanswered. They always gave me great advise, saved me lots of premium's money and gave me also the best coverage possible. I am with Steve many years now and I will stay with him as long has I can. The thing I like most is his honesty and he always looks after my best interest. I work also with Sandra Carro and she as great a Steve. I am very pleased with their services!
Iris Dahan
Mar 25, 2019 Report
Eddy from c&c insurance it's the best on the market, I have my own company D D Relocation, inc and I had 1 truck when I start my insurance with eddy from c&c, I add 6 more trucks at 2 day, Believe me no one except Eddy can do at, he stay over his hours at the office to get my insurance on time, always answer to my phone call, and always with a big laugh.so kind, so patient amazing person I recommend On that agent wholeheartedly
Lance B.
Apr 03, 2018 Report
For years they overcharged my property value via upc insurance, but when i decide to cancel they tell me i have to deal with upc, of course upc tells me i have to go through the underwriter, a beautiful scam to keep you in the hotel california unable to get out. These are just the facts you can decide if that is the company you want when you need sonething.
Alexandra D.
Jan 04, 2015 Report
Horrible customer service and the owner is fraudalant and sneaky. Scares me to think all the personal information they carry for clients