Business Details
50+ Years
experience
Trusted Insurance Solutions for Automotive Dealerships
Dealer Risk Services has been a dedicated provider of risk management and insurance solutions for the automotive, truck, equipment, and marine industries since 1968. Our team combines 50 years of industry expertise with a personalized approach to develop creative insurance strategies tailored to dealership needs. We specialize in risk analysis, captive program development, and loss control initiatives to help dealerships navigate complex insurance markets. Our commitment to education empowers clients with knowledge through webinars and resources on emerging risks like active shooter coverage and professional liability.With a focus on market expertise and impeccable service, we guide clients through policy audits, claims analysis, and renewal strategies to ensure comprehensive protection at competitive prices. Our legacy of service excellence, rooted in our founding principles, continues to set us apart as a trusted partner for dealership insurance solutions nationwide.
Services
Risk Management
Product Development
Education Webinars
Captive Program Development
Policy Audits
Details
- Year established: 1968
Highlights and features
- We offer 50 years of dealership insurance expertise.
- Our team specializes in captive program development for dealerships.
- We implement proactive risk management and loss control programs.
- We provide ongoing claims analysis and market trend insights.
- Our educational webinars address emerging dealership insurance risks.
Services
Risk Management
Our risk management services help dealerships identify exposures through comprehensive analysis. We develop customized loss control programs based on 30 years of automotive industry experience. Our ongoing claims analysis helps prevent costly trends while ensuring optimal coverage at competitive rates.
Captive Program Development
We specialize in creating captive insurance solutions for dealership groups. Our expertise includes single parent, group, and segregated cell captives. We partner with major captive managers to design alternative risk financing structures that provide stability and control beyond traditional markets.
Policy Audits
Our policy audit process evaluates existing insurance programs for deficiencies or excesses. We conduct detailed exposure analyses and provide side-by-side market comparisons. This service helps dealerships optimize coverage while identifying cost-saving opportunities in their current insurance arrangements.
Product Development
We create specialized insurance products when traditional markets lack appropriate coverage. Our team develops programs addressing unique dealership risks including garage liability, employment practices liability, and active shooter scenarios. These solutions combine industry knowledge with innovative risk transfer mechanisms.
Education Webinars
Our monthly webinars educate dealership leaders on insurance fundamentals and emerging risks. Topics cover workers' compensation, umbrella coverage, and inventory protection. These sessions provide actionable insights to help dealers understand policy details and implement cost-control strategies while navigating hardening insurance markets.
Questions
What types of insurance do you specialize in for dealerships?
We specialize in garage liability, workers' compensation, professional liability, captive programs, and comprehensive risk management solutions tailored to automotive dealerships.
How can you help reduce our insurance costs?
Through policy audits, loss control programs, and market comparisons, we identify savings opportunities while maintaining adequate coverage. Our webinars also educate clients on cost-effective risk mitigation strategies.
Do you offer coverage for unique dealership risks?
Yes, we develop specialized programs for emerging risks like active shooter incidents and cyber threats when traditional markets lack appropriate solutions.
What is a captive insurance program?
A captive is a dealer-owned insurance company that provides customized coverage and greater control over risk management. We help establish and manage various captive structures for dealership groups.
How do your webinars benefit dealership owners?
Our monthly webinars explain policy details, cover emerging risks, and teach strategies to control insurance costs while maintaining proper protection for your business.
