Universal Property & Casualty Insurance Company began in Florida in 1997 and currently provides coverage across 19 states. Our offerings include insurance for homeowners, renters, condos and landlords through our network of independent agents and our direct-to-consumer online platform. We're a time-tested and resilient property insurer with over 20 years of experience.

As one of the longest-standing property insurance providers in Florida, our catastrophe experience is extensive. We're taking everything we've learned to bring superior coverage and customer service to new states.

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You may locate your agent's phone number on the upper right section of your declarations page. We accept ACH payments via phone or online using the routing/transit and account numbers from your U.S.-based checking or savings account. We also accept checks, money orders and cashier's checks. In addition, we are an electronic recipient for online bill payment providers, listed as "UNIVERSAL PROPERTY & CASUALTY INSURANCE". At this time we do not offer the option to schedule future-dated payments through our website.

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