Twenty-five years ago William J. Cleary III and his father, William J. Cleary, Jr., took a risk. Together, along with four of the hardest working, most loyal employees they could find, they started Cleary Insurance. Today, we're a mid-sized, dedicated, team of insurance experts who still believe you can't accomplish anything truly amazing in life without some risk.

The key, of course, is managing that risk. We offer a broad range of innovative policies and procedures, for businesses and individuals, and customize each one to make sure they help our clients achieve their specific goals.

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Forms & Publications

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This toolkit is designed to help you understand the ruling. Guidance for Non-Profit Organizations on paying overtime under the Fair Labor Standards Act (FLSA). Guidance for Private Employers on changes to the White Collar Exemptions in the Overtime Final Rule. This Risk Management Guide discusses two significant winter hazards and outlines loss prevention practices that can minimize your loss.

Coverages

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Every business is unique and, as a result, faces its own unique challenges and risks. That's why, before we make a single recommendation, we take the time to get to know your business, inside and out. Then we can help you with everything from crafting your own corporate procedures and policies, to purchasing proper insurance products.

Personal Insurance

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Life is unpredictable. That's part of what makes it so amazing. However, you still need protection in case things suddenly take a turn that doesn't go your way. Our team of personal insurance experts takes the time understand your individual situation and then educate you on your best possible options for coverage that protects not only your current assets, but also provides long-term success. Given all of the expenses that come with owning a home, it's reasonable to wonder if homeowners insurance is just another seemingly useless expense.

Life Insurance

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Losing someone you love is always difficult. But that pain doesn't need to be compounded by financial difficulties for those left behind. The right life insurance helps make sure the people you care about will be provided for financially in your absence. Our life insurance experts work with you to understand your goals and priorities and help you create a personalized estate plan, as well as address any tax, investment and asset accumulation issues you may have.Our goal is to help provide your loved ones with long-term security, while providing you with immediate confidence and peace of mind.

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