I was in Law Enforcement from 1972 to 1990. I have been in the insurance business since then. Now that I am a senior citizen I realize that not only is it important to get a decent return on your savings, it is more important to do it safely. That is my goal in helping my clients pick the right annuity for them. In my 32 years I can say I have never had any of my clients lose money in any financial product I have recommended for them. With that in mind, I hope you will allow me the opportunity to show you options that will give you a safe return without risk of losing your capital.

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Senior Services

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Aetna, Anthem Blue Cross and Blue Shield, Humana, Medico, Mutual of Omaha, Transamerica and United Healthcare (AARP). Changing the way we age. We are committed to improving aging adults' quality of life by leveraging our data-driven research and expert-informed insights to inform critical decisions made by seniors, caregivers, influencers, and leaders in the senior care industry.

Health Insurance & RX Cards

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With more than 300 carriers across the nation and over 40,000 on- and off- exchange plans, Quotit gives you access to the most extensive selection of carriers the industry has to offer. Hometown Health offers health insurance to meet the needs of individuals and families. Whether you're self-employed, retiring early or working without health coverage, we offer plans to fit your budget and lifestyle. There's a plan for everyone. Print out and begin using this free prescription discount card for your whole family.

Dental & Vision Insurance

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No Deductibles, Paperwork Or Waiting Periods, Use As Often As You Wish No Caps, Limits Or Restrictions, Save with Dental, Telemedicine, Vision, Rx and more, Absolutely No Paperwork - Get Savings At Dentist Office. The only national not-for-profit vision insurance company, The largest doctor network means locations close to you.

Travel/Misc Insurance

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Your income is the primary source of funding for a lifetime of things, from basic necessities to fulfilling your hopes and dreams. Today's 30 year-old earning $75,000 a year will earn $4.5 million by age 65 with a mere 3% annual increase. What would happen if you couldn't work? Without a paycheck, how long could you pay your expenses such as your rent or mortgage, utilities, auto expenses, and loan payments? Disability Income Insurance (DI) can help replace your income if you're unable to work because you are sick or injured.

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