Business Details
Your Trusted Insurance Partner in Reno, NV
Welcome to Nevada Silver Life & Health Insurance Agency, your trusted independent insurance agency based in Reno, Nevada. With over 35 years of experience, our partners John Collier and Gina Espinal-Aguerre, along with our dedicated staff, specialize in health and life insurance solutions across Nevada and California. We collaborate with top-rated insurance companies to provide personalized coverage options, prioritizing exceptional customer service and no-cost insurance quotes.Our team delivers expert guidance for Medicare, individual, group, and supplemental insurance, ensuring clients receive tailored plans that meet their unique needs. Rooted in Northern Nevada, we combine local knowledge with industry expertise to support individuals, families, and businesses in securing their financial futures through comprehensive insurance strategies.
Services
Medicare Advantage
Medicare Supplement
Prescription Drug Plans
Senior Wellness Programs
Individual Health Plans
Group Insurance
Life Insurance
Travel Insurance
Disability-Income Protection
Short and Long Term Care
Highlights and features
- We offer 35+ years of experience in health and life insurance solutions.
- We collaborate with top-rated insurance companies to provide diverse options.
- We provide all insurance quotes at no cost to clients.
- Our team delivers personalized service tailored to individual needs.
- We serve Nevada and California with local market expertise.
What people say
Great service
Extremely friendly
Responsive and professional
Helped get affordable plan
Best contact for health insurance
Services
Medicare Advantage
Medicare Advantage combines Original Medicare benefits into a single plan with additional coverage like dental, vision, and hearing. Our licensed agents provide clear guidance to help seniors select plans that align with their health needs and budget, ensuring comprehensive coverage without added costs.
Life Insurance
Life insurance ensures financial security for loved ones after a loss. We offer term and whole life options tailored to individual goals, providing peace of mind through tax-free cash payouts. Our agents help clients evaluate coverage amounts and select policies that match their long-term financial plans.
Individual Health Plans
We assist individuals and families in finding health coverage through Nevada Health Link, employer-sponsored plans, or private insurers. Our agents simplify enrollment, especially for those aging off parental plans or seeking better options, ensuring access to essential health benefits and pre-existing condition protections.
Group Insurance
Group health insurance helps employers attract talent with comprehensive coverage options. We offer fully insured, level-funded, and self-funded plans tailored to business size and budget. Our team ensures compliance while balancing cost, coverage, and employee needs for small to growing organizations.
Travel Insurance
Travel insurance safeguards against financial loss due to trip cancellations, medical emergencies abroad, or lost luggage. We provide coverage for work or leisure travelers, including accidental death or dismemberment benefits, ensuring peace of mind during domestic or international travel.
People
John Collier
Agent / Agency Partner
John Collier brings decades of insurance expertise to NV Silver, specializing in Medicare and senior wellness programs. He prioritizes client education and personalized guidance, helping Nevada and California residents navigate complex insurance options with clarity and confidence.
Gina Espinal-Aguerre
Agent / Agency Partner
Gina Espinal-Aguerre focuses on health and life insurance solutions, offering bilingual support to clients. Her approach emphasizes understanding individual needs and connecting clients with affordable, comprehensive coverage options tailored to their unique circumstances.
Mary Lou Urrutia
Independent Insurance Agent
Mary Lou Urrutia provides personalized insurance advice, specializing in senior coverage and supplemental plans. She prioritizes clear communication and client empowerment, ensuring informed decisions about healthcare and financial security for Nevada residents.
David Moncuse
Independent Insurance Agent
David Moncuse assists clients with health, life, and supplemental insurance needs. His client-centric approach focuses on simplifying the insurance process, offering tailored solutions that align with individual health goals and budgetary considerations.
Kristine Moncuse
Independent Insurance Agent
Kristine Moncuse specializes in health and life insurance, delivering personalized service to individuals and families. She emphasizes transparency and education, helping clients navigate insurance options to secure their financial futures with confidence.
Questions
What insurance options are available for seniors turning 65?
We specialize in Medicare Advantage, Supplement, and Prescription Drug Plans for seniors. Our agents provide free consultations to explain options and enroll clients in coverage that matches their healthcare needs and budget.
Do you offer no-cost insurance quotes?
Yes, we provide all insurance quotes at no cost. Our agents compare plans from top-rated companies to help you find affordable coverage tailored to your specific requirements.
Can I get health insurance if I'm aging off my parents' plan?
Yes, we assist individuals turning 26 with Special Enrollment Period options through Nevada Health Link, employer plans, or private insurers to ensure continuous coverage without gaps.
What supplemental insurance plans do you offer?
We provide dental, vision, travel, disability-income protection, and short/long-term care insurance to complement primary health coverage and address specific financial protection needs.
How can employers get group insurance plans?
We help businesses of all sizes select group health insurance options, including fully insured, level-funded, or self-funded plans. Our team ensures coverage balances cost, compliance, and employee satisfaction.
Do you serve clients outside Reno, Nevada?
Yes, we serve individuals and businesses across Nevada and California, combining local expertise with statewide availability to provide personalized insurance solutions regardless of location.
Reviews (4)
Noel Nash English
Oct 21, 2021
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Great service, John and Gina are extremely friendly and just nice to chat with. Great information and they look out for their clients. I have been with them for 2+years now and I have not been disappointed. Fast call back and the customer service is excellent. For the city of Reno and Washoe County, they are the go to insurance company. Love you guys.
John Wyson
Oct 03, 2021
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John at Nevada Silver life & Health Agency LLC was extremely helpful when I came in with questions regarding how to get health insurance. It was already a confusing experience when I tried to do the research myself but John explained everything clearly to me and I was able to get the resolution I needed. HIGHLY RECOMMENDED!
Joey Lagman
Sep 06, 2021
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I was so glad that my friend recommended John Collier to me. John is very professional and he will find the best health insurance for your needs. Thank you so much John.
Natalya Kadziauskas
Aug 27, 2021
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Highly recommend John W Collier. He is absolutely your best contact for health insurance. The process of finding insurance can be stressful, but John was available each step of the way. Very easy to get in contact with when I had questions about the process.
