Business Details
45 Years
experience
Emergency
services
Your Trusted Insurance Partner in Towson, MD
Established in 1981, Hoffberger Insurance Agency has grown to offer specialized divisions in Personal, Commercial Property & Casualty, and Horse Insurance. Our expertise in Bloodstock Insurance stems from Richard Hoffberger's deep experience as a horse owner and breeder, which has allowed us to develop tailored solutions for the equine industry. Tracy McCoy, a Vice President with over 30 years of service, leads a team that combines technical knowledge with personalized client support. Sam Hoffberger continues the family legacy by providing dedicated service to horse industry clients. We pride ourselves on placing complex insurance needs with confidence through specialists who understand unique business requirements.Our agency has built a reputation for addressing challenging aspects of insurance portfolios while maintaining exceptional client service standards. With decades of combined experience, our team meets the diverse needs of businesses and individuals across Maryland and beyond. Our approach emphasizes understanding client operations to deliver coverage that aligns with specific risk management goals. We maintain strong relationships with insurance carriers to secure competitive terms and comprehensive protection. Our commitment to excellence has made us a trusted partner for clients seeking reliable insurance solutions.
Services
Personal Insurance
Commercial Insurance
Horse Insurance
Bloodstock Insurance
Farm Insurance
Details
- Year established: 1981
Highlights and features
- Specializing in equine insurance since 1981 with industry-specific expertise
- Family-owned agency with three generations of insurance experience
- Dedicated specialists handle complex commercial insurance requirements
- Personalized service from team members with decades of industry knowledge
- Emergency after-hours support for urgent insurance needs
Services
Personal Insurance
We provide comprehensive personal insurance solutions tailored to individual needs. Our offerings include home, auto, and life insurance policies that protect personal assets and provide financial security. With personalized service from experienced professionals, clients receive coverage that matches their specific risk profiles and lifestyle requirements.
Commercial Insurance
Our commercial insurance division addresses complex business risk management needs. We offer property, liability, and specialized coverage options for diverse industries. Businesses benefit from tailored solutions developed by experts who understand specific operational challenges and regulatory requirements across different sectors.
Horse Insurance
We specialize in equine insurance solutions for owners, breeders, and industry professionals. Our policies cover mortality, liability, and medical expenses related to horse ownership. With underwriters who understand the unique aspects of the horse industry, we provide coverage that protects valuable equine investments.
Bloodstock Insurance
Our bloodstock insurance programs cater to thoroughbred and equine breeding operations. Coverage includes mare mortality, foal nursing, and breeding-related risks. Developed by experts with firsthand experience in horse breeding, these policies address the specialized needs of equine reproduction and investment protection.
Farm Insurance
We offer comprehensive farm insurance solutions covering property, equipment, and liability risks. Our policies protect agricultural operations of various sizes with customizable coverage options. Farmers benefit from risk management strategies designed by specialists familiar with modern agricultural challenges.
People
Richard J. Hoffberger
President
With over four decades in the insurance industry, Richard founded the agency in 1981. His equine expertise shapes our bloodstock insurance programs. He continues to guide strategic direction while maintaining hands-on client relationships.
Tracy A. McCoy
Vice President
A 30-year veteran of the agency, Tracy leads our commercial and personal insurance divisions. Her deep knowledge ensures clients receive optimal coverage solutions. She manages a team focused on delivering exceptional service to business and individual policyholders.
Sam Hoffberger
Manager
Third-generation insurance professional specializing in equine coverage. Sam combines family tradition with modern insurance practices to serve horse industry clients. He focuses on developing innovative solutions for equine risk management.
Wendi Miller
Insurance Professional
Supporting the agency's operations since joining in 2004. Wendi provides administrative expertise across multiple insurance lines. Her organizational skills ensure smooth policy management and client communication processes.
Michelle Trent
Insurance Professional
Bringing over 15 years of insurance experience to our team. Michelle assists with policy administration and client service across personal and commercial lines. Her attention to detail supports efficient insurance solutions for our policyholders.
Questions
What types of insurance does Hoffberger specialize in?
We specialize in personal insurance, commercial property & casualty coverage, and equine-specific insurance including bloodstock and farm policies.
Do you offer after-hours emergency service?
Yes, our nightline service connects clients with emergency support outside regular business hours for urgent insurance needs.
How does your equine insurance differ from standard policies?
Our equine coverage is developed by industry experts with firsthand horse breeding experience, offering specialized protection tailored to unique equine risks.
Can businesses get customized insurance solutions?
Yes, our commercial division creates tailored risk management strategies for diverse industries through specialists who understand specific business challenges.
