Business Details
50+ Years
experience
Emergency
services
Your Trusted Insurance Partner in Rochester, NY
Since 1963, Westcott Insurance Agency has been dedicated to providing personalized insurance solutions to the Western New York community. Founded by Victor D. Westcott with a commitment to customer-first service, we have maintained this philosophy through three decades of growth and transition to the next generation under Dave Westcott. Our agency specializes in home, auto, and business insurance, offering tailored coverage through partnerships with financially sound insurers. With licensed professionals like Dave Westcott, Marcy Humnicky, and Derek Szczupakowski, we prioritize listening to client needs and delivering policies that align with their unique circumstances. Our reputation for exceptional customer service is built on decades of experience, transparency, and a focus on long-term client relationships.We believe in the value of informed decision-making, ensuring clients understand their coverage options while benefiting from competitive pricing. Our team's expertise spans property and casualty insurance, life insurance, and financial planning, reflecting our comprehensive approach to client protection. Located in Rochester, NY, we serve both individuals and businesses across Western New York with a blend of local knowledge and industry expertise. Our commitment extends beyond policy saleswe actively support clients through claims and ongoing service, ensuring peace of mind throughout their insurance journey. This enduring dedication to service excellence continues to drive our agency's growth and client satisfaction.
Services
Home insurance
Auto insurance
Business insurance
Life insurance
Financial planning
Details
- Year established: 1963
Highlights and features
- We offer over 60 years of local insurance expertise since 1963.
- Our team includes licensed agents with specialized property, casualty, and life insurance knowledge.
- We provide after-hours emergency contact for urgent insurance needs.
- We partner with financially sound insurers to ensure reliable coverage options.
- Our personalized approach focuses on understanding individual client requirements.
What people say
Personalized service
Staff commitment
Long-term satisfaction
Tailored solutions
Exceptional support
Services
Home insurance
Protect your home and belongings with customized insurance solutions tailored to your property's unique features and your lifestyle needs. Our policies cover structural damage, personal possessions, and liability protection while offering flexible options for different risk profiles. With decades of experience in Western New York's housing market, we help homeowners secure comprehensive coverage that balances protection and affordability.
Auto insurance
Get reliable coverage for your vehicles that adapts to your driving habits and protection requirements. Our auto insurance policies include liability, collision, and comprehensive coverage options with customizable deductibles and limits. Whether for daily commuting or occasional road trips, we provide policies that meet New York state requirements while offering additional protections for modern drivers.
Business insurance
Safeguard your business operations with tailored commercial insurance packages designed for different industry needs. Our business insurance solutions include property protection, liability coverage, and business interruption insurance with options for both small enterprises and larger operations. We work closely with business owners to identify risks and create comprehensive protection strategies that support long-term stability.
Life insurance
Secure your family's financial future with life insurance policies that provide peace of mind through different life stages. Our offerings include term and permanent life insurance options designed to meet various protection needs and budget considerations. Our licensed agents help clients understand policy features and select coverage amounts that align with their financial obligations and long-term goals.
Financial planning
Develop comprehensive financial strategies that integrate insurance protection with long-term wealth management objectives. Our services help clients plan for retirement, education funding, and estate preservation while considering risk management components. We provide personalized guidance to create balanced approaches that address both immediate protection needs and future financial aspirations.
People
Dave Westcott
Owner, Lead Insurance Agent
Licensed since 1987, Dave Westcott leads our agency with three decades of insurance expertise. A SUNY Geneseo graduate, he brings fresh perspectives to our family-owned business while maintaining its founding principles of integrity and client focus.
Marcy Humnicky
Sr Client Service Representative
Marcy combines insurance licensing with extensive agency experience since the early 2000s. Her dedication to client care forms the foundation of our award-winning service approach, ensuring policyholders receive consistent support throughout their insurance journey.
Derek Szczupakowski
Outside Sales Agent
A University of Buffalo graduate, Derek specializes in property/casualty insurance and life insurance. His dual expertise in risk management solutions and financial planning services contributes to our comprehensive client offerings while driving agency growth initiatives.
Lynn Westcott
Consultant
With a SUNY Geneseo B.S. and RIT MBA, Lynn provides strategic guidance informed by nonprofit sector experience. Currently serving as director at a Buffalo-area nonprofit, she contributes valuable insights to our community-focused business approach.
Questions
What areas do you serve?
We primarily serve Western New York, including Rochester and Amherst, providing insurance solutions tailored to local needs and regulations.
How do you find the right policy?
We listen to your specific needs during consultations and match them with appropriate coverage options from our trusted insurance partners.
Are you available for emergencies?
Yes, Dave Westcott is available after hours and weekends for urgent insurance matters at his cell number.
What insurance types do you offer?
We provide home, auto, business, and life insurance, along with financial planning services to meet diverse protection needs.
How experienced is your team?
Our team combines over 90 years of collective experience, with individual licenses dating back to 1987 and specialized industry expertise.
