Business Details
34 Years
experience
Emergency
services
Trusted Workers' Compensation Insurance in Louisiana
Founded in 1992, Louisiana Workers' Compensation (LWCC) operates as a private, mutual insurance company dedicated to providing workers' compensation coverage across Louisiana. Our deep-rooted commitment to the state's economic growth is reflected in our specialized industry knowledge, tailored products, and market-focused strategies. With over 175 combined years of safety expertise, our consultants deliver customized risk management solutions while maintaining OSHA compliance.We prioritize policyholder benefits through our dividend program, returning 160% of underwriting profits since inception. Recognized nationally for financial strength with an 'A' rating from A.M. Best, we combine local insight with comprehensive resources to stabilize the insurance market and empower safer workplaces. Our mutual structure allows long-term decision-making aligned with stakeholder interests rather than shareholder demands.
Services
Workers' Compensation Insurance
Safety Consulting
Claims Management
Medical Provider Network
Dividend Program
Premium Audit Services
Fraud Prevention
Legal Services
Self-Insured Conversion
Safety Training Resources
Details
- Year established: 1992
Highlights and features
- We maintain an 'A' (Excellent) Financial Strength Rating from A.M. Best Company
- Our safety consultants offer 175+ combined years of Louisiana industry expertise
- We've returned $1.5 billion in dividends to policyholders since inception
- We provide free safety resources including on-site consultations and training systems
- Our claims team manages 26,000+ successful worker returns in the last decade
Associations and certifications
- A.M. Best Company
What people say
Specialized Louisiana expertise
Proactive safety programs
Reliable claims management
Generous dividend returns
Local market knowledge
Services
Workers' Compensation Insurance
We provide comprehensive workers' compensation insurance covering medical expenses and wage benefits for workplace injuries. Our policies protect Louisiana businesses while ensuring injured workers receive prompt care through our OMNET medical network. With 26% market share, we've reduced overall rates by 67.7% since 1992 while maintaining financial stability through our mutual structure.
Safety Consulting
Our expert consultants offer free on-site safety assessments and customized solutions for Louisiana businesses. With 175+ combined years of industry experience, we help maintain OSHA compliance, identify hazards, and implement prevention strategies. Our services include document libraries, online training systems, and mobile safety centers to reduce workplace injuries.
Claims Management
Our dedicated claims team manages all aspects of workplace injury cases, from initial reporting to return-to-work programs. We ensure prompt medical care through our OMNET network while minimizing costs through efficient case management. Our 24/7 hotline enables immediate claim reporting and assistance with state/federal filing requirements.
Medical Provider Network
We maintain the OMNET medical provider network connecting injured workers with quality healthcare professionals across Louisiana. This specialized network ensures timely treatment while maintaining cost-efficiency. Our providers follow evidence-based protocols to facilitate recovery and safe return to work through coordinated care programs.
Dividend Program
As a mutual insurer, we return profits to policyholders through our dividend program. Since inception, we've distributed $1.5 billion in dividends, reflecting 160% of underwriting profits. Eligible policyholders receive annual distributions starting from their first policy year, supporting Louisiana's business community through direct financial benefits.
People
Damian Simoneaux
Safety Services Manager
With extensive safety expertise, Damian leads Louisiana's largest workers' comp provider's safety initiatives. He develops statewide programs to reduce workplace injuries while promoting a culture of safety beyond policyholders.
Richard Perkins
Safety Consultant
Richard specializes in proactive hazard identification and elimination. He partners with Louisiana businesses to create safe work environments through customized safety solutions and industry-specific best practices.
Monique Granier
Safety Consultant
Monique emphasizes management commitment to safety programs. She works with Louisiana employers to establish comprehensive safety cultures through employee engagement and risk reduction strategies.
Jason Hazelton
Safety Consultant
Jason provides tailored safety solutions across Louisiana's diverse industries. He focuses on practical risk management approaches that align with specific business operations and workforce needs.
Evan Canzoneri
Safety Consultant
Evan prioritizes workplace safety as a fundamental business responsibility. He helps Louisiana companies implement effective safety protocols while emphasizing employee well-being and regulatory compliance.
Questions
How do I report a workers' compensation claim?
Report claims 24/7 through our online portal, email, fax, or toll-free hotline at 800-519-7787. We handle all state/federal filings and provide immediate assistance with injury documentation.
What safety resources are available to policyholders?
Policyholders access free safety consultants, online training systems, document libraries, mobile training centers, and video resources. Our 'Consultants on Call' provide customized on-site risk assessments and compliance guidance.
Am I eligible for dividend returns?
All Louisiana policyholders are eligible from their first policy year. Dividends depend on annual profitability and are distributed proportionally based on premium contributions to our mutual company.
What payment methods do you accept?
We accept eCheck, debit cards, credit cards, and checks. Online payments offer automatic payment options and payment history tracking through our secure portal system.
How does your mutual structure benefit policyholders?
As a mutual company, we operate for policyholder benefit rather than shareholder profits. This structure enables long-term decision-making, dividend returns, and community-focused initiatives that directly benefit Louisiana businesses.
