Business Details
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Trusted Workers' Compensation Insurance Solutions
LUBA Workers Comp has been a trusted partner for employers across the southern United States for over three decades. Our core mission centers on providing dependable workers' compensation coverage while helping businesses reduce workplace accidents and associated costs. With a relationship-driven approach, we serve policyholders and agents through a network of local independent insurance agencies in thirteen states. Recognized for our reliability, we have maintained an A- Excellent rating from A.M. Best Company since 2003. Our commitment to service excellence extends to every interaction, ensuring transparency and accountability in claims management, loss control, and premium auditing. We prioritize prompt claim reporting and compliance with regulatory standards to protect both employers and employees.Through dedicated departments for medical services, billing, and underwriting, we deliver tailored solutions that align with the unique needs of each business. Our team combines industry expertise with a focus on community impact, reinforcing our position as a leader in regional casualty insurance. By continuously refining our processes and maintaining open communication channels, we strive to exceed expectations in every aspect of our operations. This enduring dedication to genuine dependability has solidified our reputation as a trusted name in workers' compensation insurance.
Services
Workers' Compensation Coverage
Claims Management
Loss Control Services
Premium Audit Services
Billing Services
Highlights and features
- We have over 30 years of experience in regional workers' compensation insurance.
- Our A- Excellent rating from A.M. Best reflects our financial strength and reliability.
- We operate through local independent agencies for personalized service delivery.
- Our dedicated loss control team helps businesses reduce workplace accident risks.
- We maintain transparent claims processes with 24/7 reporting capabilities.
Associations and certifications
- A.M. Best Company (A- Excellent)
Services
Workers' Compensation Coverage
We provide specialized insurance solutions for workplace injuries across 13 southern states. Our policies help employers meet legal requirements while protecting employees through medical treatment and wage replacement. With over three decades of experience, we combine regional expertise with nationwide rating standards to deliver cost-effective coverage tailored to specific industry risks.
Claims Management
Our dedicated claims department handles medical-only, lost-time, and reporting-only claims with 24/7 telephone support. We ensure timely benefits delivery while maintaining compliance with OSHA reporting requirements for severe injuries. Through transparent processes and dedicated communication channels, we minimize legal exposure for employers while maintaining proper documentation for all claim types.
Loss Control Services
We offer proactive safety programs to reduce workplace accidents and lower insurance costs. Our team provides customized risk assessments and training resources to help businesses implement effective safety protocols. By focusing on accident prevention, we help employers create safer work environments while improving their overall risk profile for potential premium reductions.
Premium Audit Services
Our premium audit department ensures accurate policy rating through comprehensive payroll verification and classification analysis. We maintain transparent billing processes with dedicated support for policyholders and agents. By combining automated systems with personalized service, we provide clear documentation of all premium calculations while addressing any discrepancies through our established review procedures.
Agency Partnerships
We collaborate with local independent insurance agencies to deliver personalized service across our coverage area. This network allows for localized expertise while maintaining consistent policy standards. Our partnership model ensures agents receive dedicated support for policy servicing, underwriting inquiries, and client education materials to better serve their business clients throughout the policy lifecycle.
Questions
What states does LUBA Workers Comp operate in?
We provide workers' compensation coverage in Louisiana, Alabama, Arkansas, Florida, Georgia, Kentucky, Mississippi, North Carolina, Oklahoma, South Carolina, Tennessee, Texas, and Virginia.
How do I report a work-related injury claim?
Claims can be reported 24/7 via our toll-free number (888) 884-5822, online through our portal, or by email. Severe injuries require immediate telephone reporting to ensure proper OSHA compliance.
What types of workers' comp claims do you handle?
We manage medical-only claims, lost-time claims requiring wage replacement, and reporting-only cases. Each claim type follows specific processing procedures to ensure proper documentation and benefits delivery.
How can employers reduce workplace accidents?
Our loss control team provides safety training resources and risk assessments to help businesses implement effective prevention strategies tailored to their specific industry requirements.
How do I become a LUBA insurance agent?
Complete our Interested Agency Form available on the website or contact our Sales Department directly for partnership opportunities and underwriting requirements.
Reviews (2)
Richard Schmidt
Apr 23, 2022
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An employee of local lumber company fractured his left-hand little finger and received medical hospital help and 40 Physical treatment, 16 more than regularly given, but needs more therapy, They refused to do this. Unhappy person.
Aim Management
Dec 13, 2019
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These are the most rude and unprofessional people I have ever dealt with> I had a so called "Nurse" hang up on me and tell me to stop wasting her time, when I requested a simple status of a precertifation for a burn victim who needs surgery. Talk about unprofessional.
