Business Details
36 Years
experience
Your Trusted Insurance Partner in Everett, WA
Established over 30 years ago, Calrose Insurance Agency has built a reputation as a trusted independent insurance provider in Everett, Washington. Founded by Don Layson and now managed by his son Matt, our family-owned business combines generational expertise with personalized service to meet the unique needs of individuals and businesses across Snohomish County and Puget Sound. Our deep understanding of insurance markets allows us to deliver tailored coverage solutions while maintaining a client-first approach that prioritizes protection over profit. With decades of experience navigating complex insurance scenarios, we provide the local knowledge and industry insight necessary to safeguard what matters most to our clients.Our commitment to exceptional customer service is reflected in our prompt responsiveness, thorough policy reviews, and dedication to resolving concerns efficiently. As an independent agency, we work with multiple carriers to ensure competitive pricing without compromising coverage quality. Our Everett office serves as a reliable resource for insurance guidance, offering face-to-face consultations and immediate support when needed most. Through consistent service excellence, we have cultivated lasting relationships with clients who value our transparency, expertise, and community-focused approach.
Services
Personal Auto Insurance
Homeowners Insurance
Condo Insurance
Renters Insurance
Commercial Property Insurance
Commercial Vehicle Insurance
Food Truck Insurance
Contractors Insurance
Small Business Insurance
Umbrella Policies
Details
- Year established: 1990
Highlights and features
- 30+ years of independent insurance expertise in Everett
- Family-owned agency with generational industry knowledge
- Local presence with personalized face-to-face service
- Comprehensive coverage options for individuals and businesses
- Proven track record of prompt claims resolution
What people say
Excellent service
Quick response
Superb experience
Great price
Very pleased
Services
Personal Auto Insurance
Protect your vehicle and finances with customized auto insurance policies. We offer comprehensive coverage options including liability protection, collision coverage, and uninsured motorist protection. Our agents help Washington drivers find competitive rates while ensuring adequate protection for their specific needs and driving history.
Homeowners Insurance
Safeguard your property with tailored homeowners insurance solutions. Our policies cover structural damage, personal belongings, and liability protection. We specialize in creating customized plans for Everett residents, addressing regional risks like severe weather while offering flexible coverage options for different home types.
Commercial Property Insurance
Protect your business assets with comprehensive commercial property coverage. We provide policies that cover buildings, equipment, inventory, and liability protection for businesses in Snohomish County. Our solutions address industry-specific risks while helping companies maintain financial stability during unexpected events.
Contractors Insurance
Specialized insurance solutions for construction and trade professionals. Our policies include general liability, workers' compensation, and equipment protection tailored to contractors' unique risks. We serve Everett-area contractors with coverage that meets state requirements while protecting against job site accidents and project-specific liabilities.
Food Truck Insurance
Customized insurance for mobile food businesses covering equipment, liability, and vehicle-specific risks. Our policies address unique challenges faced by food truck operators including location changes, equipment breakdowns, and food safety concerns while ensuring compliance with local regulations.
People
Don Layson
Founder
With over 30 years in the insurance industry, Don Layson established Calrose Insurance Agency to provide personalized coverage solutions. His extensive experience navigating complex insurance scenarios forms the foundation of our agency's client-first approach.
Matt Layson
Managing Agent
Carrying forward his father's legacy, Matt Layson brings modern insurance expertise to our agency. He specializes in matching clients with optimal coverage solutions while maintaining the personalized service standards established by our founder.
Questions
What insurance products do you specialize in?
We specialize in personal auto, homeowners, condo, renters, commercial property, and commercial vehicle insurance. We also offer specialized coverage for contractors, food trucks, and small businesses throughout Snohomish County.
Are you a local Everett insurance agency?
Yes, we're located at 2231 Broadway in Everett, WA. Our local expertise serves clients in Everett, Lake Stevens, Lynnwood, Marysville, and throughout Puget Sound with personalized insurance solutions.
How quickly can I get insurance coverage?
Most policies can be finalized within one business day. Our agents work efficiently to assess your needs, compare options, and implement coverage tailored to your specific requirements.
Do you offer business insurance for contractors?
Yes, we provide comprehensive insurance packages for contractors including general liability, workers' compensation, and equipment protection customized to meet specific trade requirements and state regulations.
Can I modify my existing insurance policy?
Yes, we regularly review and update policies to ensure they match evolving needs. Contact our Everett office to discuss policy adjustments during our business hours Monday-Friday 9am-5pm.
Reviews (5)
Lorraine DeMarco
May 12, 2022
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Since we have been with Calrose Insurance, Katie Larsen has always been reliable and dependable, promptly, and expertly answering any concerns and questions that we may have. We appreciate that she stays in touch with us throughout the year with emails, showing that she genuinely cares about our business.
Abigail Meckle
Apr 23, 2022
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Perfessional Respectfully Dedicated Katie and Ashley are amazing ladies and have always been there to help and truly just go over and beyond on there jobs. They are well liked and just amazing so go see Calrose Insurance in Everett off broad way you will be happy you did.
Jeffrey Jack
Apr 21, 2022
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I've had insurance through Calrose for years now and they have always been above average in respect to customer service. I spoke with Ashley regarding a policy change. She answered my questions and helped me with a change in my policy. Thanks Ashley.
Robert Hagedorn
Oct 17, 2021
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And personal service! What more could any customer ask for? MaryJo and Sue are amazing for comprehensive commercial insurance coverage and I'd encourage any business that needs a fresh look at their insurance coverage to give them a call!
Donald Blystone
Sep 07, 2021
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I got one of the Best Insurance deal for my price range and Sue was up front and was able to answer All my questions. Sue gave me an affordable deal on my motorcycle also. I'm happy with this company and I'm not going anywhere. :-
