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Your Trusted Insurance Partner in Kirkland, WA
Totem Agencies is an independent insurance brokerage located in Kirkland, Washington. We offer a wide variety of insurance policies from multiple reputable companies to meet both personal and business needs. Our team specializes in creating customized coverage solutions when standardized policies fall short. With a deep understanding of insurance complexities, we provide effective and affordable programs tailored to individual client requirements. Our services include auto, home, renters, boat, motorcycle, flood, and business insurance, among others.

Licensed in over 40 states, we serve clients across the United States while maintaining a local focus. We prioritize building long-term relationships through personalized service and competitive pricing. Our expertise extends to policy changes, claims assistance, and risk management guidance. We operate with transparency and dedication to client satisfaction, leveraging our partnerships with quality insurance providers to deliver comprehensive coverage options.
Services
Auto Insurance Home Insurance Renters Insurance Boat Insurance Motorcycle Insurance Flood Insurance Business Insurance Life Insurance Commercial Auto Workers' Comp
Highlights and features
  • We work with reputable insurance companies to provide quality coverage options
  • We offer custom policy creation for unique insurance needs
  • Our team provides thorough understanding of insurance complexities
  • We operate with transparency and dedication to client satisfaction
  • Licensed in over 40 states with nationwide service capabilities
Services
Auto Insurance
Totem Agencies offers comprehensive auto insurance policies tailored to individual driving needs. Our coverage options protect against liability, collision, and comprehensive risks while offering customizable add-ons. We work with multiple carriers to find competitive rates for personal and commercial vehicles.
Home Insurance
Our home insurance policies protect residential properties against common risks including fire, theft, and natural disasters. We provide customizable coverage for primary residences, rental properties, and vacation homes with options for additional endorsements. Our agents help clients navigate policy details and claims processes.
Business Insurance
Totem Agencies offers tailored business insurance solutions for companies of all sizes. Our commercial policies cover property damage, liability, workers' compensation, and specialized industry risks. We help businesses create comprehensive protection plans that adapt to evolving operational needs.
Flood Insurance
We provide flood insurance policies through the National Flood Insurance Program and private carriers. Our agents help property owners in high-risk areas understand coverage requirements and secure appropriate protection against water-related damages not included in standard policies.
Life Insurance
Our life insurance offerings include term and permanent coverage options to protect families and businesses. We work with multiple providers to find policies that match clients' financial goals and provide death benefit protection for dependents and business partners.
Questions
What types of insurance do you offer?
We provide auto, home, renters, boat, motorcycle, flood, business, life, health, and commercial insurance policies with customizable coverage options.
How can I get a policy quote?
Request a quote online through our website or contact our Kirkland office directly to speak with an agent about personalized pricing.
Do you offer business insurance solutions?
Yes, we create customized commercial insurance packages including liability, property, workers' compensation, and industry-specific coverage options.
Can you help with policy changes?
Yes, we assist with adding/removing vehicles, updating contact information, and modifying coverage limits for existing policies.
Are you licensed in my state?
We are licensed in 45+ states including Washington, California, Oregon, Texas, and New York. Contact us to confirm availability in your area.
How do I file a claim?
Contact your insurance carrier directly or reach out to our office for guidance through the claims submission and resolution process.
Reviews (2)
Jessica C.
Jan 04, 2019 Report
Great agency! If my rates get too high, I can just call them and ask them to look around and find something less expensive. I really enjoy that they will do the leg work for me. Friendly, knowledgeable staff.
Simonwatson
Oct 26, 2018 Report
They got me triple the coverage for the same price I was paying at progressive and it was a really easy experience