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Your Trusted Insurance Partner in Milwaukee, WI
Founded in 1887, Badger Mutual Insurance Company has built a legacy of prioritizing people over policies. Our journey began in response to the Great Chicago Fire, where we recognized the need for fair, compassionate insurance solutions for communities. Over 135 years later, we remain committed to this mission, offering personalized commercial and personal insurance products tailored to the unique needs of our policyholders. Our regional expertise spans seven states, combining local market knowledge with national standards of excellence. We pride ourselves on direct, human-centric serviceensuring clients speak with real people, not automated systems, during claims or emergencies.Our team of experienced professionals delivers specialized coverage for restaurants, rental properties, cyber liability, and more, supported by strategic partnerships like our affiliation with Rural Mutual Insurance Company. Community service remains central to our identity, with employees actively supporting organizations like Make-A-Wish Wisconsin. As a mutual insurer, we focus on long-term relationships, not short-term profits, ensuring our clients receive the protection and support they deserve.
Services
Automobile Insurance
Homeowners Insurance
Renters Insurance
Personal Umbrella Liability
Commercial Package Policies
Restaurant Insurance
Rental Property Insurance
Cyber Liability
Employment Practices Liability
Equipment Breakdown Coverage
Highlights and features
- We offer personalized insurance solutions tailored to your unique needs.
- Our regional expertise spans seven states, ensuring local understanding with national standards.
- We provide 24/7 claims support with real people, not automated systems.
- Our team includes certified professionals with decades of industry experience.
- We actively support community initiatives through volunteerism and nonprofit partnerships.
What people say
Responsive, quick turn-around
Seamless and smooth process
Excellent response on my claim
Made the experience tolerable
Quick response and insight
Services
Commercial Package Policies
Our Commercial Package Policies combine property, liability, and specialized coverages into customizable solutions for businesses. We protect assets and employees across industries, offering tailored options for unique operational risks. With expertise in sectors like hospitality and rental properties, our policies ensure comprehensive protection while maintaining flexibility for evolving business needs.
Restaurant Insurance
Restaurant Insurance safeguards establishments against risks specific to food service operations. Coverage includes property damage, liability claims, equipment breakdowns, and business interruption. Our policies address front-of-house and back-of-house needs, ensuring restaurants remain protected during emergencies or operational disruptions.
Cyber Liability
Cyber Liability insurance protects businesses from financial losses due to data breaches and cyberattacks. Our policies cover legal fees, notification costs, and system restoration expenses. Designed for modern digital threats, this coverage helps businesses mitigate risks associated with sensitive customer data and online operations.
Rental Property Insurance
Rental Property Insurance protects property owners against damages to rental units and liability claims from tenants. Policies cover structural damage, loss of rental income, and legal expenses. We specialize in solutions that balance property protection with tenant safety and satisfaction.
Employment Practices Liability
Employment Practices Liability insurance covers legal costs arising from employee-related claims like discrimination or wrongful termination. Our policies protect businesses against financial losses from lawsuits while promoting fair workplace practices. This coverage is essential for mitigating risks in human resource management.
People
Dan Nigro
Chief Executive Officer
Dan Nigro leads Badger Mutual with a focus on strategic growth and community impact. With decades of insurance experience, he emphasizes personalized service and long-term client relationships.
Dan Wolfgram
Chief Operating Officer
Dan Wolfgram oversees daily operations, ensuring efficient service delivery. His leadership emphasizes operational excellence and client satisfaction through innovative insurance solutions.
Darrin Groendal
Chief Financial Officer
Darrin Groendal manages financial strategy and accounting operations. His expertise ensures fiscal stability while supporting Badger Mutual's commitment to policyholder protection.
Darren Reoh
Vice President Claims
Darren Reoh leads claims management, prioritizing timely resolution and client support. His team ensures policyholders receive compassionate assistance during critical moments.
Brian Wiza
Vice President Underwriting
Brian Wiza directs underwriting operations, balancing risk assessment with accessible coverage options. His leadership ensures tailored insurance solutions for diverse business needs.
Questions
How do I file a claim with Badger Mutual?
Call our 24/7 claims line at 800.837.7833 or report online through the Policyholder Portal. A real person will assist you immediately.
What states does Badger Mutual operate in?
We serve Arizona, Illinois, Iowa, Michigan, Minnesota, Nevada, and Wisconsin with localized insurance solutions.
Can I manage my policy online?
Yes, use our Policyholder Portal to view documents, make payments, and update policy details anytime.
What types of business insurance do you offer?
We provide commercial packages, restaurant insurance, rental property coverage, cyber liability, and employment practices liability policies.
Are you affiliated with other insurance companies?
Yes, we partner with Rural Mutual Insurance Company to enhance service capabilities while maintaining personalized support.
Reviews (7)
Heather Bubenyak
May 27, 2022
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A year into buying our house and selecting badger mutual as our insurance carrier the Derecho hit and they were amazing. Files a claim right away, made sure we were safe and okay and helped us with everything. I couldn't have asked for better! & they were very quick! I heard complaints of other high end insurance claims denying or they are still fighting Almost two years later but not badger mutal.
Thien Ton
May 21, 2022
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After the storm damage we file a claim for roof repair and it took a while for the Badger's inspector to show up, but it's all worth it because we had some issues with our roof contractor and because of those inspection report from Badger's it has helped us a lot. Thanks Quinton! The claim was smooth, we received the first paycheck after few days of inspection and their premium are lower than Progressive or GEICO.
Shari Johnson
Apr 26, 2022
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We have been with Badger for many years. They have always been prompt with returning calls, always put our needs first and treated us with friendly customer service! We have been asked many times to switch to another company and bundle with our home insurance. But why would we leave a great company!
Sean Moehrke
Apr 15, 2022
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We recently had a claim on our home due to a sewer back up, and reached out to badger to see if our home insurance would cover the repairs. Our assigned underwriter, Alex, was very helpful working with a difficult contractor to come up with a solution. He even found a second contractor to get another opinion who fixed our problem. At the end of the day we did not have to go through with a costly repair to our sewer lateral because of Alex's persistence in finding the root of the issue.
Nancy Hendry
Apr 08, 2022
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I couldn't get Badger Mutual online so I called and Ty was a great help. He took care of everything and was such a pleasure to talk to. I am very pleased with this company. They keep insurance fees at an affordable way and offer so much more. Ty was courteous, kind, considerate and has great knowledge of this company. Thank you Ty, Nancy Hendry
Pete Peperakis
Mar 23, 2022
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I have had badger mutual for years. Their service is impeccable. It's very affordable and the value for money is hard to match. Having their hq in Wisconsin is great because everyone had that thick Wisconsin accent which adds a quality to the customer service that you can't get anywhere else. I would almost even say my experiences have been wholesome.
John Fry
Feb 16, 2022
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As an insurance agent and client myself, I place clients with Badger as frequent as possible. A few weeks ago I had my car stolen with a higher value set of golf clubs in it. As unfortunate as the circumstance was, John, my claims adjuster handled everything for me and made the process a breeze. Within 14 days I had a check for the claim in hand, and the only reason it took that long was due to the police department dragging their feet on the police report! I love Badger Mutual! Awesome rates, and fantastic service! Side note: Where else can you call a carrier and get a live human right away? Thanks Patty for being awesome! :
