Business Details
50+ Years
experience
Your Trusted Insurance Partner in Bellingham, WA
Since 1932, OLT Man Insurance has been a trusted independent insurance agency serving Whatcom County and surrounding areas. Our team of experienced professionals specializes in personal, commercial, farm, and life/health insurance, offering tailored solutions through partnerships with multiple carriers. We prioritize personalized service, leveraging decades of local expertise to help clients protect their assets, families, and businesses.Our commitment to community values and client advocacy remains central to our approach, ensuring comprehensive coverage and competitive pricing. With offices in Bellingham and Lynden, we serve clients across Washington State and beyond, maintaining a strong focus on long-term relationships and reliable support during critical times.
Services
Home Insurance
Vehicle Insurance
Business Insurance
Farm Insurance
Health Insurance
Details
- Year established: 1932
Highlights and features
- We offer over 90 years of combined insurance expertise in Whatcom County.
- Our independent agency status allows comparison shopping across multiple carriers.
- We specialize in tailored coverage for unique agricultural and commercial needs.
- Our team includes certified professionals with CIC designations and crop insurance expertise.
- We provide localized service with two convenient office locations in northwest Washington.
What people say
Knowledgeable agents
Personalized service
Reliable claims process
Competitive rates
Local expertise
Services
Home Insurance
Oltman Insurance provides customized homeowners insurance protecting against property damage, liability claims, and additional living expenses. We offer specialized policies for condos, renters, and landlords with optional flood and earthquake coverage. Our agents ensure proper valuation and risk assessment for primary residences and investment properties.
Vehicle Insurance
We offer comprehensive vehicle coverage for cars, motorcycles, RVs, boats, and specialty vehicles. Our policies include liability protection, collision coverage, and uninsured motorist provisions while offering discounts for multi-policy bundling and safety features.
Business Insurance
Our commercial insurance solutions protect businesses against property damage, liability claims, and operational disruptions. We specialize in contractor coverage, cyber liability, professional liability, and directors & officers insurance tailored to specific industry risks and regulatory requirements.
Farm Insurance
Oltman provides specialized farm insurance including crop protection, livestock coverage, and agribusiness liability. Our USDA-approved crop insurance agents offer revenue protection plans and customized solutions for diverse agricultural operations in northwest Washington.
Health Insurance
We help individuals and businesses select health insurance plans meeting Washington State requirements. Our services include individual market plans, group medical options, dental coverage, and supplemental policies like disability and long-term care insurance.
People
Darin DeYoung
Managing Partner
With 20+ years in insurance, Darin holds the CIC designation and specializes in personal/business coverage. He graduated from Calvin College in 1996 and serves as managing partner at Oltman Insurance.
Leonard Smit
Managing Partner
A 25+ year insurance veteran, Leonard specializes in farm/crop insurance and leads Oltman's life/health division. He graduated from Central Washington University in 1992 and serves on a local school board.
Rod Starkenburg
Managing Partner
Rod brings 25+ years of experience with CIC certification, focusing on personal/business insurance. He graduated from University of Washington in 1997 and specializes in farm account coverage.
Brad Neitling
Account Manager
Brad specializes in commercial insurance with 10+ years at Oltman. He has 20+ years of management experience and focuses on business/contractor coverage since joining in 2013.
Kathleen Petruzzi
Account Manager
Kathleen offers 5 years of personal lines experience, serving Bellingham and Lynden offices. She coaches youth climbing teams and has worked in insurance since 2017.
Questions
What types of insurance does Oltman offer?
We provide home, auto, business, farm, life, health, and specialty insurance including crop coverage and commercial liability policies.
How does Oltman find competitive insurance rates?
As independent agents, we compare policies across multiple carriers to find optimal coverage at competitive prices for each client.
Do you serve areas outside Whatcom County?
Yes, we serve all Washington State clients plus Arizona, California, Idaho, North Dakota, and Oregon through our licensing network.
Can I manage policies online?
Yes, our clients access 24/7 online account management for policy updates, claims filing, and document retrieval through partnered carriers.
What farm insurance options exist?
We offer crop insurance, livestock protection, and agribusiness liability coverage tailored to Washington's agricultural operations and climate risks.
Reviews (1)
Juliana West
Apr 19, 2022
Report
I ended up not buying insurance with them, but am writing this review because of how they went above and beyond helping me! I worked with Heidi and she helped me find the best insurance rate. The rates she was able to get for me, did not beat the ones I was currently receiving from another company. She gave me advice to get my rates from my current place even lower even though it would not benefit her since I would not be using her services at all. She didn't have to do that and she went above and beyond for me. When I need new insurance I will check here first in the future!
