Business Details
45 Years
experience
Your Trusted Insurance Partner in Washington State
Heritage Financial Group has been serving Washington State for over four decades as an independent insurance brokerage. Our approach centers on personalized service, helping clients navigate complex insurance decisions while maintaining transparency about costs and coverage options. With deep expertise in health, Medicare, dental, and life insurance, we prioritize client education and long-term relationships over transactional interactions.Our team combines extensive industry experience with a commitment to community involvement, ensuring clients receive tailored solutions from reputable carriers. We operate with full transparency, offering complimentary consultations and ongoing support without hidden fees or conflicts of interest.
Services
Health Insurance
Medicare Plans
Dental Insurance
Life Insurance
Employer Group Benefits
Details
- Year established: 1981
Highlights and features
- We have over 40 years of experience in health and life insurance solutions
- Our services cost clients nothing premiums remain the same whether we assist or not
- We offer personalized guidance through complex insurance decision-making processes
- We represent multiple top-rated carriers to provide comprehensive coverage options
- We provide ongoing support for claims resolution and policy clarification
What people say
Quick claims processing
Personalized service
Great customer support
Knowledgeable staff
Transparent pricing
Services
Health Insurance
We provide comprehensive health insurance solutions for individuals and families. Our services include plan comparison, enrollment assistance, and ongoing support for claims resolution. We work with multiple carriers to find coverage that matches your specific medical needs and budget requirements.
Medicare Plans
Our Medicare specialists help seniors navigate Part A, B, C, and D options. We offer personalized plan comparisons, enrollment guidance, and annual review services. We focus on finding coverage that balances premium costs with prescription drug coverage and supplemental benefits.
Life Insurance
We offer term, whole, and universal life insurance products from top-rated carriers. Our approach includes needs assessment, policy comparison, and application assistance. We help clients understand different policy structures to find coverage that meets their family's financial protection goals.
Dental Insurance
We provide access to dental insurance plans with preventive and restorative coverage options. Our services include plan feature comparisons, cost analysis, and enrollment assistance. We help clients evaluate coverage levels based on their specific dental care needs and budget constraints.
Employer Group Benefits
We assist businesses with group health, dental, and disability insurance programs. Our services include carrier comparisons, employee education, and ongoing claims support. We work with employers to create competitive benefits packages that meet both employee needs and budgetary requirements.
People
Sharon Hansen
Owner
Sharon founded Heritage Financial Group in 1981 after starting her career at Bankers Life and Casualty. She holds leadership roles in multiple professional associations and has dedicated her career to helping clients make informed insurance decisions.
Kelim Markey
Licensed Agent
Kelim joined Heritage Financial Group in 2018 with a background in accounting and finance. She obtained her Washington Health Insurance Producer License and focuses on educating clients about insurance options while providing personalized coverage solutions.
Questions
How do you help clients choose between different insurance plans?
We conduct personalized assessments to understand your specific needs, then compare multiple carrier options to find coverage that matches your medical requirements and budget.
Does using your services cost extra?
No, our services are free to clients. Premiums remain the same whether you work directly with carriers or use our brokerage services.
What insurance types do you specialize in?
We specialize in health, Medicare, dental, and life insurance for individuals and families, plus group benefits for businesses in Washington State.
How do you handle claims issues?
We provide ongoing support for claims resolution, working directly with carriers to help clients address any payment issues or coverage questions that arise.
Can you help with government-sponsored insurance programs?
We assist with Washington Healthplanfinder applications and Medicare coverage options, though we recommend contacting official sources for complete program information.
Reviews (1)
Juan Vazquez
Feb 15, 2021
Report
"My claims are paid quickly and their customer service is great!" just Gratitude for Sharon and Kelim
