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Business Details
50+ Years
experience
Your Trusted Insurance Partner in West Michigan
Since 1945, Nulty Insurance has served as a trusted independent insurance agency dedicated to providing personalized solutions for individuals and businesses across West Michigan. Our team prioritizes understanding client needs through direct consultation, offering access to top-rated national and regional carriers while maintaining local expertise. With four office locations and decades of combined experience, we combine advanced technology with personalized service to deliver innovative risk management strategies.

Our commitment to excellence is reflected in our partnerships with Keystone Insurers Group and UBA, enhancing our ability to provide comprehensive coverage options. We focus on building long-term relationships by delivering tailored insurance solutions that adapt to evolving client requirements.
Services
Auto Insurance Home Insurance Renters Insurance Individual Life Insurance Workers' Compensation Insurance General Liability Insurance Commercial Property Insurance Business Auto Insurance Health Insurance Dental Insurance
Details
  • Year established: 1945
Highlights and features
  • We offer 80+ years of combined insurance expertise since 1945
  • Our team provides personalized coverage solutions tailored to individual needs
  • We maintain four convenient Michigan office locations
  • We partner with top-rated national and regional insurance carriers
  • Our client-centric approach prioritizes long-term relationship building
What people say
Incredible service Prompt quote Premium unbeatable Excellent customer service High-quality product offerings
Services
Auto Insurance
Our auto insurance policies protect against financial loss from vehicle damage, liability claims, and uninsured motorists. We offer customizable coverage options including collision, comprehensive, and roadside assistance. Our agents help clients understand policy details and select appropriate limits based on individual driving needs and asset protection requirements.
Home Insurance
Homeowners insurance solutions cover structural damage, personal property loss, and liability protection. We provide replacement cost coverage options and specialized endorsements for valuable possessions, flood protection, and secondary homes. Our policies address modern risks including water damage and liability exposures from home features like trampolines.
Workers' Compensation Insurance
Business insurance solutions covering work-related injuries and illnesses. Our policies meet state requirements while protecting employers from financial liability. We offer risk management resources and claims management support to help businesses maintain safe workplaces and control insurance costs.
Business Auto Insurance
Specialized coverage for company vehicles and business-related transportation needs. Policies include liability protection, physical damage coverage, and uninsured motorist provisions. We tailor solutions for businesses with fleets or specialized vehicle requirements, ensuring compliance with commercial transportation regulations.
Health Insurance
Employee benefits solutions including individual and group health insurance plans. We offer options with varying coverage levels and provider networks to meet diverse healthcare needs. Our advisors help clients understand plan features, manage enrollment, and maintain compliance with evolving healthcare regulations.
Questions
What types of insurance does Nulty Insurance offer?
We provide personal insurance (auto, home, life), business insurance (workers' comp, liability), and employee benefits (health, dental). Our independent agency offers solutions from multiple carriers.
How is Nulty Insurance different from other agencies?
We combine 80+ years of local experience with access to top-rated carriers. Our personalized approach focuses on understanding client needs rather than offering generic solutions.
Which areas do you serve?
We serve clients throughout Michigan with offices in Grand Rapids, Iron Mountain, Kalamazoo, Otsego, and St. Joseph. Our services extend across West Michigan.
How do I file an insurance claim?
Visit our website's 'Report Claim' section or contact your agent directly. We provide clear guidance through the claims process for all policyholders.
Can I manage my policy online?
Yes, our Client Center allows online bill payment, document access, and policy management. Contact us for login assistance or technical support.
How can I get a free insurance quote?
Use our online quote request form or contact any office location. Our agents provide personalized quotes after discussing your specific coverage needs.
Reviews (6)
Josh Holden
Mar 14, 2022 Report
Bruce saved me alot on home and auto. Fast friendly and professional every step of the way. I'd recommend nulty to anyone.
Dennis Newman
Sep 28, 2021 Report
I called because I wanted to switch insurance companies and figured I would call Nulty first then find a few others to call and compare. I stopped calling after I made the call to Nulty! I am really big on professionalism and customer service (quick and caring response every time I called). Thank you for accomplishing both!
Jennifer Gatz
Jun 30, 2021 Report
We are so impressed with the attentive customer service at Nulty. Bruce has been friendly and helpful. We're especially pleased with the quote for our home and auto insurance.
Donette Bammann
May 27, 2021 Report
My new insurance agent Bruce at Nulty is an amazing, professional and responsive person. He was able to get me the vehicle insurance I needed within about 2 hours.even though he had business that had taken him out of the office that day. This has been the fastest most efficient policy I have ever completed. Looking forward to doing business with you in the future. Sincerely, Donette Bammann
Meagan Lubbers
Mar 28, 2021 Report
We have been using Nulty for 4 years now and have always been satisfied! Melissa has been my go to person for all insurance related things and has assisted us in the home buying process twice, as well as many auto insurance quotes.
Dan Rinze
Mar 25, 2021 Report
Bruce at Nulty insurance made the whole process easy from start to finish with great customer service along the way. Would highly recommend Nulty for comprehensive insurance needs (home, auto, life, etc.).