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50+ Years
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Emergency
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Your Trusted Insurance Partner in Savannah, GA
Established in 1934, Bernard Williams & Company has built a legacy of providing comprehensive insurance and risk management solutions to businesses and families across Georgia and the Southeast. Our independent agency model allows us to offer tailored coverage options from a curated selection of financially sound insurers, leveraging advanced technology for efficient service and precise policy management. We prioritize personalized client relationships, combining over 90 years of industry experience with a consultative approach to address unique insurance needs.

Our team of specialists delivers expert guidance in commercial lines, personal insurance, employee benefits, and financial planning, ensuring clients receive optimal protection and value. With headquarters in Savannah and an Atlanta office, we maintain a strong regional presence while upholding our founding commitment to integrity, fairness, and client-centric service. Our 24/7 claims support and proactive risk management strategies demonstrate our dedication to safeguarding clients' financial well-being and fostering long-term partnerships.
Services
Commercial Insurance Personal Insurance Employee Benefits Financial Services Claims Reporting Risk Management Workers Compensation Condominium Insurance Church Insurance Restaurant Insurance
Details
  • Year established: 1934
Highlights and features
  • We offer 90+ years of experience in regional insurance and risk management expertise
  • Our independent agency model provides unbiased coverage options from top insurers
  • We utilize advanced technology for efficient policy management and client service
  • Our 24/7 claims reporting system ensures immediate support during emergencies
  • We provide specialized insurance programs for niche markets like contractors and hospitality
What people say
Knowledgeable staff Prompt claims resolution Personalized service Industry expertise Community-focused
Services
Commercial Insurance
We provide comprehensive commercial insurance solutions protecting businesses against property damage, liability claims, and operational risks. Our specialists analyze each client's unique exposures to create customized protection programs that include general liability, workers compensation, and commercial property coverage. With access to multiple carriers, we ensure competitive pricing while maintaining superior service and claims support for businesses of all sizes.
Personal Insurance
Our personal insurance services protect individuals' assets and lifestyles through homeowners, automobile, and umbrella liability policies. We offer specialized coverage for boats, yachts, and flood risks while providing personalized risk management advice. Our team ensures clients receive comprehensive protection tailored to their specific needs, with seamless claims assistance and policy management through our advanced technology systems.
Employee Benefits
We design comprehensive employee benefits packages including group health, life, and disability insurance alongside retirement planning solutions. Our specialists work with businesses to create competitive benefits programs that attract talent while managing costs. With access to major carriers and customized plan designs, we help employers navigate regulatory requirements and implement effective workplace insurance solutions.
Financial Services
Our financial services division offers personalized life insurance planning, retirement strategies, and estate planning solutions. Certified specialists create customized financial roadmaps considering clients' unique goals and risk profiles. We provide access to major carriers' products while emphasizing long-term financial security through annuities, investment planning, and comprehensive wealth management strategies.
Claims Reporting
We offer 24/7 claims reporting assistance through direct carrier access and dedicated claims managers. Our system streamlines the process with policy verification, documentation guidance, and claims status tracking. For business hours, clients receive personalized support from our claims team, while after-hours emergencies connect to specialized representatives ensuring prompt resolution of insurance claims.
People
Richard Williams
Chief Executive Officer
Leading the agency as third-generation owner, Richard Williams oversees strategic operations and client relationships. With extensive industry experience, he maintains our founding commitment to personalized service while driving technological innovation in insurance solutions.
Alan Williams
Chief Financial Officer
Alan Williams manages financial operations and risk assessment strategies. Bringing decades of insurance finance expertise, he ensures fiscal responsibility while developing cost-effective coverage solutions that align with clients' financial goals.
Robert Daniels
Chief Operating Officer
As Chief Operating Officer, Robert Daniels directs day-to-day operations and commercial lines services. His leadership ensures efficient service delivery across multiple offices while maintaining our high standards for client satisfaction.
Charles McCoy
Senior Vice President
Charles McCoy specializes in commercial insurance solutions with particular expertise in contractor and hospitality industry risks. His 25+ years of experience help businesses navigate complex coverage requirements and risk management challenges.
Allen Williams
Senior Vice President
Allen Williams leads our financial services division, developing personalized wealth management strategies. With specialized certifications in retirement planning, he helps clients achieve long-term financial security through comprehensive insurance and investment solutions.
Questions
What types of insurance do you offer?
We provide commercial insurance, personal insurance, employee benefits, and financial services. This includes property coverage, liability protection, health plans, retirement solutions, and specialized programs for industries like hospitality and construction.
How do I report a claim after business hours?
Call our 24/7 service center at 1-866-971-1376 for immediate claims assistance. You'll connect with a representative who can verify your policy and guide you through the claims process regardless of time or day.
Do you serve businesses outside Georgia?
While headquartered in Savannah, we serve clients throughout the Southeast region. Our Atlanta office extends our reach, and our independent agency status allows us to provide coverage across multiple states through our carrier network.
How do you help reduce insurance costs?
Our specialists analyze your specific risks and coverage needs to eliminate redundancies. We leverage relationships with multiple carriers to find competitive pricing while implementing risk management strategies that can lower premiums over time.
What makes you different from other agencies?
Our 90+ years of regional experience combined with independent agency status gives unique advantages. We offer personalized service from specialists in niche markets, supported by advanced technology systems and a proven track record of client advocacy during claims.
Can you help with specialized insurance needs?
Yes, we have dedicated programs for condominium associations, churches, contractors, and restaurants. Our specialists understand these industries' unique risks and can create tailored coverage solutions that address specific exposures.
Reviews (2)
Kaycee Fabre
Feb 06, 2022 Report
This insurance agency is the best. They make it so easy and they are extremely helpful! Wanda Marshall is awesome, I highly recommend!
Bob McWilliams
Dec 29, 2019 Report
K C Andrews is one of the most caring insurance agents I have ever had the pleasure of doing business with, and he knows the property and casualty market inn Savannah. He has gone above and beyond to help me minimize my insurance premiums while maintaining important levels of coverage. As president of the Savannah Tour of Homes and Gardens, I appreciate the decades of support Bernard Williams has provided to us and to the Savannah community.