Business Details
49 Years
experience
Emergency
services
Your Trusted Lowcountry Insurance Partner
Lowcountry Insurance has been serving families and businesses in Beaufort and coastal South Carolina since 1977. As an independent agency, we provide comprehensive insurance solutions tailored to personal and commercial needs through partnerships with top-rated carriers. Our team prioritizes personalized service, leveraging decades of industry experience to compare rates and coverage options that align with client requirements.Backed by Correll Insurance Group's national resources, we maintain local expertise while offering access to over 200 insurance companies. Our commitment to professional development ensures ongoing industry knowledge, enabling us to deliver curated programs that address evolving risk management challenges in the Lowcountry region.
Services
Auto Insurance
Homeowners Insurance
Flood Insurance
Commercial Insurance
Life Insurance
Details
- Year established: 1977
Highlights and features
- 40+ years of personalized insurance service in coastal South Carolina
- Access to over 200 top-rated insurance carriers for customized solutions
- Certified professionals with ongoing industry education and development
- Local expertise combined with national insurance market access
- Dedicated to understanding individual risk profiles for optimal coverage
Associations and certifications
- Trusted Choice
What people say
Personalized service
Knowledgeable agents
Comprehensive coverage
Local expertise
Responsive support
Services
Auto Insurance
We provide comprehensive auto insurance solutions that protect against liability, collision, and other risks specific to South Carolina drivers. Our policies cover personal and business vehicles with options for customized coverage limits. Professional drivers and business owners benefit from commercial auto insurance programs that address unique transportation exposures while maintaining competitive premium rates.
Homeowners Insurance
Our homeowners insurance offers protection for primary residences against common perils like fire, theft, and weather damage. Policies include dwelling coverage, personal property protection, and liability safeguards tailored to Lowcountry property values. Specialized programs address coastal property risks while maintaining affordability through strategic carrier partnerships.
Commercial Insurance
We design comprehensive business insurance programs addressing liability, property, and operational risks. Our commercial packages include general liability, property insurance, workers' compensation, and cyber liability coverage tailored to specific industries. Local businesses benefit from risk management strategies developed through decades of regional market experience.
Flood Insurance
We offer critical flood insurance coverage for properties in coastal South Carolina's high-risk areas. Policies comply with National Flood Insurance Program standards while addressing regional floodplain requirements. Homeowners and businesses receive specialized guidance navigating flood coverage complexities and mitigation strategies for improved risk management.
Life Insurance
We provide life insurance solutions protecting families' financial futures through term and whole life policies. Coverage options address income replacement, mortgage protection, and estate planning needs. Policyholders benefit from personalized assessments ensuring appropriate coverage amounts aligned with individual financial goals.
People
Jeff Althoff
President
As President of Lowcountry Insurance, Jeff Althoff leads with over 40 years of regional insurance expertise. A Certified Insurance Service Representative (CISR), he emphasizes personalized client advocacy and strategic carrier partnerships to deliver optimal coverage solutions.
Jane Greene
Finance & Agency Operations
Jane Greene manages financial operations with precision, bringing extensive industry experience in insurance accounting and policy administration. Her role ensures seamless client transactions while maintaining the agency's financial integrity through effective back-office management.
Nancy Pinckney
Director of First Impressions
Nancy Pinckney leads client engagement initiatives, leveraging her extensive knowledge of insurance operations to create welcoming experiences. Her customer service expertise ensures efficient policy inquiries and personalized support for all clients.
Rhonda Conner
Commercial Account Manager
As a Commercial Account Manager with CIC and CISR certifications, Rhonda Conner specializes in business insurance solutions. She develops comprehensive risk management strategies tailored to South Carolina companies' unique operational requirements.
Dana Roll
Commercial Account Manager
Dana Roll provides expert commercial insurance guidance, focusing on business property protection and liability management. His industry knowledge helps companies navigate complex coverage requirements while maintaining cost-effective insurance programs.
Questions
What types of insurance do you offer in South Carolina?
We provide personal insurance (auto, home, flood) and commercial insurance (liability, property, workers' compensation) for individuals and businesses across the Lowcountry region.
Why choose an independent insurance agent?
As an independent agency, we compare policies from 200+ carriers to find customized coverage that matches your specific risk profile and budget needs.
Do I need flood insurance in coastal South Carolina?
Yes - coastal properties require specialized flood insurance due to hurricane and storm surge risks. We help determine appropriate coverage based on floodplain maps and property value.
How do claims work with Lowcountry Insurance?
Contact your agent directly for 24/7 claims support. We guide you through the process and advocate during negotiations to ensure fair policyholder representation.
Can you help with business insurance requirements?
Our commercial specialists assess liability, property, and operational risks to create comprehensive policies that protect businesses while meeting South Carolina legal requirements.
What payment options are available?
We offer flexible payment plans and electronic payment options. Discuss available payment methods with your agent to find a solution matching your budget needs.
Reviews (6)
Tom Muller
Dec 26, 2021
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Asked to have my homeowners insurance looked at, possibly give me a new quote. I have never heard back from them
Michael McMahon Pops Or Poppy
May 24, 2021
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Super friendly and the biggest toy haul out of all my Toys for Tots (United Way of the Low Country) pickups! Great community involvement!
Robert Maxwell
Jan 10, 2020
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Low country Insurance is by far one of the best, companies I have been to, they are staunch professionals and impeccable customer service.
Phillip Roberts
Jun 23, 2019
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Hard to get anyone to call you back. When asking for quotes last year had to keep on them to get the quotes to me, when it came time for renewal this year spent 2 weeks trying to get someone to call me back so we could adjust our policies to match our current needs. After phone calls, voicemails, and emails going unanswered I gave up and assumed they weren't interested in my business and went to another agency.
Sharon Hinton
May 31, 2019
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Receptionist was funny and nice. Agent was the opposite. Found this Agency was not very cooperative. Plenty of parking off main hwy.
Tim Daugherty
Feb 04, 2019
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I have been a USAA member for over 20 years, and yet Meredith Helms saved me $1000 dollars a year. This company will dig and dig for the best deal for the customer. USAA was not even close on annual fee nor coverage deductible fees charged. Thank you for all your help.
