Business Details
39 Years
experience
Trusted Funeral Expense Planning Solutions
Director's Life Assurance has been dedicated to providing families with financial security for final expenses since 1987. Founded by independent funeral directors, our mission is to alleviate the financial burden on loved ones by offering specialized pre-need and final expense life insurance and annuity products. With a focus on affordability and comprehensive planning, we serve Oklahoma, Texas, Arkansas, and Kansas, maintaining strong relationships with funeral homes and pre-arrangement advisors. Our conservative financial management and compliance with state and federal regulations ensure long-term stability for policyholders. We provide personalized solutions to pre-plan and pre-fund funeral services, helping families make informed decisions during difficult times.Our online tools streamline the pre-arrangement process while maintaining the human touch essential to this sensitive service. Over decades, we have funded millions of dollars in funeral and cremation services, demonstrating our commitment to community needs. Our team combines industry expertise with technological innovation to deliver accessible, transparent solutions. We prioritize client education through resources like our Family Checklist, guiding families through complex post-loss obligations. As a trusted partner to funeral directors and families, we remain focused on our founding principle: caring for people during life's most challenging moments.
Services
Pre-Need Life Insurance
Final Expense Insurance
Annuity Products
Funeral Pre-Arrangement Planning
Family Checklist Resources
Details
- Year established: 1987
Highlights and features
- We offer over 35 years of specialized experience in final expense insurance
- Our products are designed by funeral industry professionals for real-world needs
- We maintain A+ financial stability ratings from major insurance regulators
- Our online pre-arrangement system combines convenience with personal support
- We comply with strict state and federal regulations for policyholder protection
Services
Pre-Need Life Insurance
Our pre-need life insurance policies specifically cover funeral and cremation expenses. These plans guarantee funds for end-of-life services while protecting families from inflation. Policyholders can pre-select specific funeral arrangements or maintain flexibility for future decisions.
Final Expense Insurance
Designed to cover all final expenses including medical bills and legal fees, these policies ensure comprehensive financial protection. Our plans offer fixed premiums with guaranteed death benefits that remain stable regardless of future cost increases.
Annuity Products
Our annuity solutions provide tax-advantaged growth for funeral funding while maintaining liquidity options. These financial instruments offer flexible payment structures to accommodate different budgetary needs and planning timelines.
Pre-Arrangement Planning
We enable detailed pre-arrangements for funeral services including merchandise selection and service customization. Our online tools allow secure documentation of personal wishes while maintaining advisor support for complex decisions.
Family Checklist Resources
Our comprehensive checklists guide families through 51 essential post-loss tasks. These resources cover notification requirements, document preparation, and service coordination to reduce stress during difficult times.
Questions
What types of insurance plans do you offer for funeral expenses?
We provide pre-need life insurance, final expense insurance, and annuity products specifically designed to cover funeral and cremation costs.
How can I pre-arrange funeral services through your company?
Our online system allows pre-arrangement planning with funeral directors, or you can work directly with our pre-need advisors via phone.
In which states are your services available?
We operate in Oklahoma, Texas, Arkansas, and Kansas, with licensing maintained through state insurance departments.
What resources do you provide for families planning funerals?
Our Family Checklist offers comprehensive guidance on post-loss obligations, including document preparation and service arrangements.
How does your insurance protect against rising funeral costs?
Our policies guarantee future funds for funeral expenses, protecting families from inflation that has increased costs beyond $6,000 average.
Can I get help understanding government benefits for final expenses?
Yes, we explain available benefits like the $255 Social Security death payment and $300 Veteran's Administration assistance.
Reviews (1)
Don Fransisco
Dec 26, 2018
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My experience with their customer service department was one of the best I've had with any insurance company. I have not had any issues regarding the policy I've held for the past 5 years