Business Details
20 Years
experience
Your Trusted Independent Insurance Agency in White Bear Lake
Established in 2006, Misgen Insurance has been serving clients in Minnesota and Wisconsin with comprehensive insurance solutions. Our founder, Mike Misgen, brings over three decades of industry experience, having operated as an independent agent since 1992. We specialize in tailoring auto, home, life, and business insurance policies to meet individual client needs while maintaining competitive pricing.Our approach emphasizes personalized service, ensuring clients receive the most suitable coverage through partnerships with multiple top-rated insurers. By prioritizing client education and transparency, we aim to simplify the insurance selection process and build long-term trust within our community.
Services
Auto Insurance
Home Insurance
Life Insurance
Business Insurance
Commercial Insurance
Insurance Quotes
Claim Reporting
Details
- Year established: 2006
Highlights and features
- Independent agent since 1992 with deep local market knowledge
- Personalized attention from experienced insurance professionals
- Competitive pricing through partnerships with multiple top-rated insurers
- Customized coverage options for unique client needs
- Comprehensive service spanning auto, home, life, and business insurance
Services
Auto Insurance
We provide comprehensive auto insurance policies covering cars, trucks, ATVs, motorcycles, and classic/antique vehicles. Our policies include liability protection, collision coverage, and uninsured motorist options. With access to multiple insurers, we help clients find competitive rates while ensuring adequate protection for their specific driving needs and vehicle types.
Home Insurance
Our home insurance solutions cover primary residences, condos, renters properties, cabins, and lake homes. Policies include structural protection, personal property coverage, and liability insurance. We offer specialized options for unique properties and work with clients to ensure their coverage matches the specific risks associated with their home's location and features.
Life Insurance
We offer whole and term life insurance policies designed to provide financial protection for families and dependents. Our solutions include medical and illness indemnity coverage options. We help clients evaluate their long-term financial needs to determine appropriate coverage amounts and policy types that align with their life goals and family circumstances.
Business Insurance
Our business insurance packages include liability protection, property coverage, umbrella policies, and workers' compensation. We serve diverse industries and tailor policies to address specific business risks. Our approach combines competitive pricing with comprehensive risk assessment to ensure businesses maintain adequate protection while managing operational costs effectively.
Insurance Quotes
We provide customized insurance quotes for auto, home, life, and business policies through an efficient consultation process. Our team helps clients compare coverage options from multiple insurers while explaining policy details in clear, non-technical language. This service ensures clients understand their coverage choices before making informed purchasing decisions.
People
Mike Misgen
Owner
Licensed insurance agent since 1992 with extensive experience in personal and commercial insurance. Founded Misgen Insurance in 2006 after 14 years at a captive insurance company. Specializes in helping Minnesota and Wisconsin residents find tailored insurance solutions while maintaining independent agent status for broader coverage options.
Questions
What types of insurance do you offer?
We provide auto, home, life, and business insurance policies with specialized options for classic cars, lake homes, and commercial operations.
How do you find competitive insurance rates?
As an independent agency, we partner with multiple top-rated insurers to shop for the best coverage-price combinations tailored to each client's specific needs.
Do you serve businesses outside Minnesota?
While based in Minnesota, we provide insurance services to businesses in Wisconsin as well through our licensed operations in both states.
What makes your agency different from direct insurers?
Our independent status allows us to offer unbiased recommendations from multiple carriers rather than being limited to a single company's products and pricing structures.
Reviews (2)
Anna Peterson Anu
May 07, 2020
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Super nice guy. Genuine and easy to talk to. I prefer emailing over phone calls, and he's been extremely accommodating in that way as well. I'd definitely recommend Misgen insurance to friends and family.
Scott Schumacher
Jun 03, 2018
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I've been with Mike Misgen for all my insurance needs for over a decade now. I feel that I get the best rates and the best service from a trusted agent. One of the best in the business!
