Business Details
46 Years
experience
Emergency
services
Commercial Truck Insurance Solutions in Minnetonka
Hatch Agency was founded in June 1980 with a singular focus on truck insurance. Over four decades later, we continue to specialize exclusively in commercial trucking insurance, serving approximately 3,500 clients primarily across the Midwest while maintaining nationwide capabilities. Our team of 20 dedicated professionals combines over 250 years of industry expertise to deliver customized insurance solutions for both individual owner-operators and large fleet owners. We offer comprehensive coverage options including Primary Liability, Physical Damage, Cargo, Worker's Compensation, and more than 25 specialized insurance products tailored to the transportation industry. Our unique Customer Service Representative system ensures personalized account management with 24/7 live support during business hours.Through strategic partnerships with 50+ top-rated insurance carriers, we leverage our $45M annual premium volume to secure competitive rates while maintaining rigorous underwriting standards. Our proprietary claims tracking system provides continuous claim monitoring from initiation to resolution, supported by regular automated follow-ups to ensure timely processing. With dedicated departments for safety services, premium financing, and in-house quoting authority, we provide end-to-end insurance management solutions specifically designed for the trucking industry's unique needs.
Services
Primary Liability
Physical Damage
Cargo Insurance
Worker's Compensation
Excess Liability
Occupational Accident
Bonds
Building Insurance
Cyber Liability
Underground Storage Tanks
Details
- Year established: 1980
Highlights and features
- We offer 45+ years of exclusive truck insurance expertise
- Our team combines 250+ years of transportation insurance experience
- We maintain 50+ carrier relationships for competitive market access
- Our proprietary claims system provides continuous claim monitoring
- We provide 24/7 live customer support during business hours
Services
Owner Operator Insurance
Comprehensive coverage for independent truckers with specialized policies including bobtail/deadhead insurance and trailer interchange protection. Our programs provide liability coverage up to $1M+ while offering flexible payment plans and 24/7 claims support. Each policy includes access to our in-house claims tracking system for complete transparency throughout the claims process.
Fleet Insurance
Tailored solutions for businesses with multiple trucks featuring flexible coverage options and volume discount opportunities. Our fleet packages include primary liability, physical damage, and cargo insurance with customizable endorsements for specialized equipment and hazardous materials. Clients benefit from dedicated account management and priority claims processing.
Workers Compensation
State-compliant coverage protecting trucking companies against work-related injury claims. Our policies include accident prevention resources and discounted group rating programs. We offer integrated payroll audit services and claims management with dedicated adjusters specializing in transportation industry incidents and regulatory requirements.
Cargo Insurance
Comprehensive coverage for transported goods with specialized policies for high-value and hazardous materials. Our cargo insurance includes protection against theft, damage, and environmental factors during transit. Clients receive real-time claims reporting and expedited damage assessment services for minimized business disruption.
Cyber Liability
Modern coverage addressing digital risks including data breaches and cyber attacks. Our policies protect against financial losses from unauthorized data access, business interruption, and regulatory penalties. The program includes preventative security assessments and incident response planning tailored to trucking industry technology systems and electronic logging devices.
People
Ralph Hatch
President
With decades of industry experience, Ralph leads Hatch Agency's strategic direction while maintaining hands-on client relationships. He oversees carrier partnerships and ensures the agency's continued focus on transportation insurance excellence through his direct involvement in complex policy placements.
Mitch Hatch
General Manager
As General Manager, Mitch oversees daily operations and agent support systems. He specializes in commercial fleet risk management and implements process improvements that enhance service efficiency while maintaining the agency's 96% client retention rate through active client consultations.
Kerry Rademacher
Claims Manager
Certified Insurance Counselor Kerry manages the claims department with 20+ years of experience handling transportation-related claims. She leads continuous improvements to our proprietary claims tracking system that maintains regular communication with adjusters and policyholders throughout the claims lifecycle.
Jamie Kendall
Operations Manager
Jamie oversees marketing initiatives and operational efficiency improvements. With extensive underwriting experience, she develops specialized insurance programs that address emerging industry risks while implementing technology solutions that streamline client interactions and policy management processes.
Becca Hawkins
Controller
Becca manages financial operations and premium financing programs. She ensures accurate accounting for the agency's $45M annual premium volume while overseeing payment plan structures that provide flexible financial options for clients with diverse business models and cash flow needs.
Questions
What types of truck insurance do you offer?
We offer primary liability, physical damage, cargo insurance, bobtail coverage, workers compensation, and more than 25 specialized products for commercial truckers and fleets.
Do you insure owner-operators specifically?
Yes, we provide customized insurance packages for owner-operators including non-trucking liability and trailer interchange coverage with flexible payment options.
How do you handle claims processing?
Our proprietary claims tracking system provides continuous monitoring from report to resolution with automated follow-ups to ensure timely processing and repair completion.
Can you cover fleets nationwide?
While our main office is in Minnesota, we have nationwide capabilities to provide truck insurance across most states with experienced agents handling regional requirements.
Do you offer payment plans?
Yes, we provide flexible premium payment options designed to accommodate both individual operator and commercial fleet cash flow requirements.
How can I get a quote?
Contact us at 1-800-328-8451 or complete our online quote form for immediate pricing on owner-operator or fleet insurance packages.
