Business Details
40 Years
experience
Your Trusted Independent Insurance Agency in Oro Valley
Robert Totsky Insurance has been serving the Southern Arizona community for over 30 years. As an independent agency, we prioritize personalized service and access to multiple insurance providers to ensure competitive pricing and comprehensive coverage. Our experienced team specializes in auto, home, life, health, Medicare, annuities, and senior-focused insurance products, offering tailored solutions for individuals and businesses.We partner with nationally recognized, financially stable insurers to deliver reliable claims service and long-term client relationships built on trust and transparency. Our commitment to excellence includes periodic policy reviews to adapt to clients' evolving needs, ensuring they receive optimal protection and value.
Services
Auto Insurance
Homeowners Insurance
Medicare Supplements
Annuities
Life Insurance
Pet Insurance
Business Insurance
Bonds
Mexican Auto Insurance
Senior Insurance
Details
- Year established: 1986
Highlights and features
- We offer access to multiple insurance providers for competitive pricing and coverage options.
- Our team has over 30 years of experience in the insurance industry.
- We provide personalized service tailored to individual and business needs.
- We partner with nationally recognized, financially stable insurance companies.
- We offer one-stop shopping for diverse insurance products and periodic policy reviews.
Services
Auto Insurance
We provide comprehensive auto insurance coverage tailored to Arizona drivers, including liability, collision, comprehensive, and uninsured motorist protection. Our policies ensure financial security for accidents, theft, or vehicle damage while meeting state requirements. With partnerships across top insurers, we offer competitive rates and personalized service for individual and commercial auto needs.
Homeowners Insurance
Our homeowners insurance policies protect your largest investment with coverage for property damage, personal liability, and loss of use. We offer standard HO3 policies and optional flood or umbrella coverage to safeguard against major risks. By partnering with reliable insurers, we ensure competitive pricing and tailored protection for your home and belongings.
Medicare Supplements
We specialize in Medicare Supplement Insurance for Arizona seniors, offering plans that cover gaps in Original Medicare coverage. Our solutions include options for prescription drugs, long-term care, and final expense insurance. With decades of experience, we help clients navigate Medicare enrollment and select policies that align with their healthcare needs.
Annuities
We offer fixed, indexed, and variable annuities to support retirement planning, providing tax-deferred growth and guaranteed income streams. Our annuity products help clients build long-term financial security while offering flexibility in payout options. We work with nationally recognized insurers to deliver competitive annuity solutions tailored to individual goals.
Life Insurance
We provide term and universal life insurance policies designed to protect beneficiaries and support estate planning. Our offerings include coverage for income replacement, final expenses, and long-term care needs. With customizable options and partnerships across top insurers, we help clients secure financial protection for their families.
People
Robert Totsky
Founder
Robert Totsky founded the agency in 1986 after starting his insurance career in 1973. He specializes in senior insurance products and has expanded the agency to offer comprehensive coverage options. His expertise in Medicare supplements and commitment to client service drives the agency's mission.
Questions
What types of insurance do you offer?
We offer auto, homeowners, life, health, Medicare supplements, annuities, pet insurance, business insurance, bonds, and Mexican auto insurance.
Why choose an independent insurance agency?
As an independent agency, we partner with multiple insurers to provide competitive pricing, personalized service, and tailored coverage options that meet your specific needs.
Do you specialize in senior insurance products?
Yes, we specialize in Medicare supplements, long-term care, and final expense insurance for Arizona seniors, with decades of experience in senior-focused coverage.
Are your insurance rates competitive?
We ensure competitive rates by partnering with financially stable insurers and leveraging our 30+ years of industry experience to negotiate optimal pricing for clients.
Reviews (2)
Charlene Hower
Feb 18, 2018
Report
Robert Totsky and Stacie Totsky have been personally involved in my insurance needs when I requested giving me the best rates for the right coverages I needed to feel secure.
Cody Hillenbrand
Jan 18, 2016
Report
Mr. Totsky was helpful in assisting in our insurance needs. We were able to contact and talk directly to have everything explained and completed.
