Business Details
34 Years
experience
Your Trusted Insurance Partner in Tucson
Founded in 1992, HalSi Insurance Services is a family-owned and operated multi-line independent insurance agency based in Tucson, Arizona. With over 30 years of experience, our team provides personalized health, life, and business insurance solutions for individuals, families, and employers across Southern Arizona. We specialize in navigating complex insurance markets to deliver competitive pricing, offering expertise in healthcare reform compliance, Medicare planning, and group benefits management.Our approach focuses on listening to client needs, comparing plans from top carriers like Aetna, Blue Cross Blue Shield, and UnitedHealthcare, and maintaining transparency throughout the process. As an independent broker, we prioritize client interests over commissions, ensuring tailored coverage that balances quality and affordability. Our commitment to exceptional customer service has earned us long-term client relationships and recognition as a trusted industry leader in Southern Arizona.
Services
Group Health
Medicare
Individual Health
Dental Insurance
Life Insurance
Health Savings Account
Details
- Year established: 1992
Highlights and features
- We have over 30 years of experience serving Tucson's insurance needs
- Our team offers personalized guidance through complex insurance options
- We maintain transparency with no hidden fees or commission-driven sales
- We provide ACA compliance solutions for businesses and employers
- We represent multiple carriers to ensure competitive pricing options
What people say
Exceptional customer service
Knowledgeable staff
Prompt responses
Personalized guidance
Decades of experience
Services
Group Health Insurance
We help employers understand healthcare reform impacts and ACA compliance requirements while finding affordable group health plans. Our team evaluates current benefits, compares carrier options, and negotiates rates to create customized solutions that enhance employee retention. With access to major carriers like Aetna and UnitedHealthcare, we deliver comprehensive coverage options that balance cost and quality for businesses of all sizes.
Medicare Planning
Our certified agents provide personalized guidance through Medicare options including supplements, Advantage plans, and prescription drug coverage. We help seniors understand Part A, B, C and D requirements, compare traditional vs managed care plans, and navigate open enrollment periods. With expertise in Medigap and Part C comparisons, we help clients make informed decisions about their healthcare coverage during retirement while ensuring they understand all available benefits and cost structures.
Individual Health Insurance
We assist individuals and families in finding affordable health insurance plans through multiple carriers including Blue Cross Blue Shield and Humana. Our team explains marketplace options, compares premiums and deductibles, and helps clients understand coverage limitations. For those between jobs or lacking employer coverage, we provide guidance on short-term plans, TRITERM options, and COBRA alternatives while ensuring clients understand all available subsidy and eligibility considerations.
Health Savings Account
We help clients establish Health Savings Accounts paired with high-deductible insurance plans to maximize tax advantages. Our experts explain HSA eligibility requirements, contribution limits, and investment options while clarifying how these accounts coordinate with health insurance plans. We guide clients through setting aside funds for future medical expenses while ensuring compliance with IRS regulations for both individual and business account structures.
COBRA Administration
We provide third-party COBRA administration services to relieve employers of compliance obligations. Our team handles all aspects of COBRA continuation coverage including notifications, premium processing, and eligibility determinations. We help businesses understand their obligations under ERISA while ensuring former employees receive proper coverage transition options through third-party administration that reduces employer liability and ensures regulatory compliance.
People
Sima Ehrich
President
Established HalSi Insurance Services in 1992 with over 30 years of industry experience. Holds licenses in Life, Health, and Property/Casualty insurance since 1984. Specializes in helping businesses and individuals navigate complex insurance markets while maintaining exceptional client service standards that have sustained the agency for three decades.
Lisa Bessette
Sales and Account Management
Licensed insurance professional since 2005 with expertise in Life, Health, and Property/Casualty coverage. Focuses on understanding client needs to provide tailored insurance solutions. Works closely with individuals and businesses to ensure proper coverage while maintaining HalSi's commitment to personalized service and comprehensive plan comparisons.
Anna Monterosso
Sales and Account Management
Certified insurance specialist licensed since 2012 with expertise in Life, Health, and Accident coverage. Dedicated to providing personalized insurance solutions while ensuring clients understand their policy details. Specializes in guiding both individuals and businesses through complex coverage decisions to find optimal insurance protection.
Khalil Monterosso
Accounts Receivable Manager
Has supported HalSi's operations since 1995 while providing account management assistance to agents. Manages financial processes while contributing to client service through timely processing of transactions. His long-term experience contributes to the agency's ability to maintain smooth operations and efficient client support systems.
Questions
When is the Medicare Open Enrollment Period?
The annual Medicare Open Enrollment runs from October 15th to December 7th, during which you can review and change your Medicare coverage options.
What types of individual health insurance plans do you offer?
We provide ACA-compliant marketplace plans, short-term medical options, and TRITERM coverage through multiple carriers to accommodate various healthcare needs and budgets.
How do you help businesses with ACA compliance?
Our team explains ACA requirements, compares compliant plan options, and helps employers maintain proper coverage while managing employee benefits effectively.
What insurance carriers do you work with?
We shop plans from major carriers including Aetna, Blue Cross Blue Shield of Arizona, CIGNA, UnitedHealthcare, and local providers to find the best options.
Can you help with health savings account (HSA) solutions?
Yes, we provide guidance on establishing HSAs paired with qualified high-deductible insurance plans to maximize tax benefits for future medical expenses.
Do you offer virtual insurance consultations?
Yes, we offer virtual meetings for convenient access to insurance guidance and plan comparisons from the comfort of your home or office.
Videos
Reviews (7)
Trish Carter
Jan 27, 2022
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I cannot say how much of a help Anna was to me! She guided me through my application to the marketplace and helped me with all my questions. We found an insurance plan for my family and I feel so much better about the decision. She took the time matching my doctors and medications with the different plans and explained a lot with so much patience and kindness! I highly recommend HalSi!
Jill Mcpherson
Sep 23, 2021
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Anna at HalSi Insurance was wonderful! Very knowledgeable and pleasant to work with. I'm so thankful I met with her. She made insurance less complicated and a lot less stressful. It's comforting to know she is available to answer any questions and help in any way necessary. Thanks Anna. Keep up the fantastic work!
Ty Potter
Oct 30, 2020
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I am so thankful for Halsi insurance! I had sooo many questions about what my health insurance options were after needing to secure my own insurance for the first time in years! Anna worked with me one on one and explained the pros and cons of every plan, she talked me through everything and answered all my questions (and there were lots!) along the way! I left with a plan that was within my budget feeling secure in my knowledge of its coverage and with a smile on my face! Thanks Halsi and Anna for all you do!
Chandra Divinsky
May 20, 2020
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I work in Human Resources at Southern Arizona Family Services and had very little experience with dealing with health insurance, from a personal or business aspect. HalSi insurance has been my lifeline for both. They are extremely experienced, and knowledgeable. They have impeccable customer service and answer every question I have thoroughly and timely. I really would be lost without the help that I receive from Anna and Sima on a weekly basis. I highly recommend HalSi insurance for both business and personal insurance.
Sheldon Larson
Apr 03, 2020
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I've been purchasing my health insurance through Halsi Insurance since I moved here in 2001. Sima and her staff are extremely knowledgeable and always there if you have questions and or issues. They were wonderful to work with to help me make decisions with my healthcare plans throughout the years and especially when it came to choosing my Medicare plans. I would absolutely recommend them.
Toni Burris
Mar 30, 2020
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My husband opened an automotive shop and we jumped into an insurance quick so that our family would be covered.bad mistake. I reached out to Lisa at HalSi and oh my gosh we are so thankful for her. I am so clueless on anything insurance and she made us all very comfortable with what we were purchasing. She listened and she made sure that we were getting the plans that would fit our families needs. I can not express how grateful we are for her time and patience with us. Highly recommend Lisa with HalSi Insurance!
Thomas McQuillen
Feb 08, 2020
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Halsi Insurance has taken care of our health, auto, home and business insurance for twenty years. We've found them invaluable in finding the appropriate type and amount of coverage for the lowest cost. They help my staff when they have issues with their insurance coverage, and they advise us annually if there is a better provider for any of our coverage. We work with both Sima Ehrich, the owner, and Lisa Bessette. They are experts in their field and great advocates for their clients. We won't go anywhere else.
