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Business Details
35 Years
experience
Your Trusted Insurance Partner in Albany, NY
Founded in 1991, Apple Auto Agency has established itself as a trusted provider of comprehensive insurance solutions. With over 30 years of experience serving Albany, Clifton Park, Schenectady, Troy, Rensselaer, and surrounding areas, our team brings over 80 years of combined expertise to meet diverse insurance needs. We prioritize affordability without compromising quality, offering competitive rates and eliminating agency fees, finance charges, or hidden costs.

Our commitment to personalized service ensures clients receive tailored coverage from reputable carriers like Progressive, National General, and Mercury. Dedicated to transparency and community trust, we specialize in auto, homeowners, renters, motorcycle, commercial liability, and boat insurance, ensuring clients are protected against unforeseen risks with policies designed for their unique lifestyles and budgets.
Services
Auto Insurance Homeowners Insurance Renters Insurance Motorcycle Insurance Commercial Liability Insurance Boat Insurance
Details
  • Year established: 1991
Highlights and features
  • We offer over 30 years of local insurance expertise.
  • Our team has 80+ years of combined industry experience.
  • No agency fees, hidden costs, or finance charges.
  • Serving Albany, Clifton Park, Schenectady, Troy, and Rensselaer.
  • Personalized quotes from top-rated carriers like Progressive.
Services
Auto Insurance
Auto insurance protects vehicles and drivers from financial risks due to accidents, theft, or natural disasters. At Apple Auto Agency, we offer tailored policies for residents in Albany, Troy, and surrounding areas. Our coverage includes liability, collision, and comprehensive options, ensuring protection for first-time drivers and seasoned motorists alike. With partnerships like Progressive and Mercury, we provide competitive rates and no hidden fees.
Homeowners Insurance
Homeowners insurance safeguards properties against damage from fires, storms, theft, and liability claims. We help clients in Schenectady and the Capital Region secure policies covering dwelling, personal property, and additional living expenses. Our team assists in selecting full replacement cost coverage, flood insurance, and riders for valuables, ensuring homes and families are protected with tailored solutions from trusted carriers.
Renters Insurance
Renters insurance protects personal belongings and provides liability coverage for tenants. Available in Clifton Park, Albany, and nearby areas, our policies cover theft, fire, and water damage. We offer affordable options with replacement cost or actual cash value policies, ensuring renters can replace possessions after unexpected events. Our agents help clients understand coverage limits and customize policies to their needs.
Motorcycle Insurance
Motorcycle insurance provides protection for bikes against theft, vandalism, and accidents. We serve motorcyclists in Rensselaer and the Capital Region with liability, collision, and medical coverage. Policies include roadside assistance and accessory protection. Our team helps clients find discounts and appropriate coverage levels, ensuring riders enjoy peace of mind with Premier providers like National General.
Commercial Liability Insurance
Commercial liability insurance shields businesses from claims involving bodily injury, property damage, or advertising injuries. Available in Albany and Troy, our policies cover medical payments, product liability, and premises damage. We tailor coverage to suit small businesses and expanding companies, ensuring legal compliance and financial security against lawsuits or operational disruptions.
Questions
What types of insurance does Apple Auto Agency offer?
We provide auto, homeowners, renters, motorcycle, commercial liability, boat, and RV insurance for clients in Albany, NY, and surrounding areas.
How can I get an affordable insurance quote?
Contact our Albany or Cohoes offices to discuss your needs. Our agents compare rates from carriers like Progressive and Mercury to find budget-friendly options with no hidden fees.
Is Apple Auto Agency licensed to operate in New York?
Yes, we are a licensed insurance agency serving New York's Capital Region, including Schenectady, Clifton Park, and Troy.
What areas do you serve?
We serve Albany, Clifton Park, Schenectady, Troy, Rensselaer, and nearby communities in New York with personalized insurance solutions.
Do you offer 24/7 insurance support?
Our offices operate Monday-Friday from 9 AM to 5 PM. For emergencies, we recommend contacting us during business hours for urgent assistance.
Reviews (5)
Jay Lloyd
Oct 14, 2021 Report
I've been a customer of apple auto insurance for over 25 years and haven't received anything less than professional and courteous service from both Bill and Ann. This agency is honest and trustworthy, that is why I've recommended and encouraged family and friends to talk to them if they were not satisfied with their current insurance company. Many have taken my advice and are also longtime happy policyholders too. I strongly recommend this place if you are seeking a dependable and honest automotive insurance company.
Marcus Nix
Aug 19, 2021 Report
Through the many years I've done business with Apple Auto Agency they have always given me prompt and courteous service. Great people!
Yousaf Sherzad
May 07, 2021 Report
I love this office. They are very helpful. I have very good and amazing experience with the service, price, and availability all the time.
B. V.
Apr 15, 2020 Report
I used Apple Auto Agency from 2007 to 2010. Unfortunately, I remember being yelled at by the workers there without justifiable cause whatsoever. And the savings that the company provided on auto insurance were minimal.
Tomeico Haynes
Apr 19, 2015 Report
WHAT CAN I SAY. OTHER THAN I LOVE THIS COMPANY THERE ALWAYS FRIENDLY AND ALWAYS THERE TO ANSWER THERE PHONES TO HELP YOU OUT. TOM AND ANN ARE A GREAT TEAM. ILL BE WITH THIS COMPANY FOR AS LONG AS I COULD DRIVE. I WOULD HATE TO MOVE OUT OF ALBANY BECAUSE I WOULD LOVE TO TAKE APPLE AGENCY WITH ME.LOVE YOU GUYS!