Business Details
42 Years
experience
Trusted Physical Damage Insurance Solutions in Covington, TN
Established in 1984, Equipment Insurance International has built a reputation as a trusted leader in physical damage insurance for specialized equipment. Our team of licensed professionals brings decades of industry experience to every aspect of our operations, from underwriting to claims settlement. We pride ourselves on delivering prompt, courteous service while maintaining rigorous standards of excellence. Our programs are backed by A-rated carriers through AM Best Company, ensuring financial stability and reliability. We offer competitive rates, broad coverage options, and flexible deductibles as low as $200.Our streamlined appointment process eliminates production requirements, making it easier for clients to secure protection. With a focus on agricultural, commercial, construction, industrial, and recreational equipment, we serve a diverse range of industries. Our claims team handles all submissions directly from our offices, ensuring timely and professional resolution. Headquartered in Covington, Tennessee, we combine local expertise with nationwide reach. Through continuous innovation and a commitment to client satisfaction, we remain a premier choice for equipment insurance solutions.
Services
Physical Damage Insurance
Agricultural Equipment Coverage
Commercial Equipment Protection
Construction Equipment Insurance
Industrial Equipment Coverage
Recreational Vehicle Insurance
Trailer Insurance
Fire Damage Claims
Theft & Vandalism Coverage
Natural Disaster Protection
Details
- Year established: 1984
Highlights and features
- We offer over 40 years of specialized experience in equipment insurance.
- Our programs are underwritten by A-rated carriers through AM Best Company.
- We provide competitive rates with deductibles as low as $200.
- Our claims team handles all submissions directly from our offices.
- We maintain a streamlined appointment process with no production requirements.
Associations and certifications
- AM Best Company
Services
Physical Damage Insurance
Our physical damage insurance covers agricultural, commercial, construction, industrial, and recreational equipment against fire, theft, vandalism, and natural disasters. Policies include collision coverage and flood protection with customizable deductibles. Backed by A-rated carriers, we ensure reliable claims processing and competitive pricing for comprehensive asset protection.
Agricultural Equipment Coverage
Specialized insurance for farming machinery including tractors, harvesters, and irrigation systems. Protection extends to fire, theft, and weather-related damage with streamlined claims handling. Designed for modern agricultural operations requiring reliable risk management solutions.
Commercial Equipment Protection
Tailored coverage for commercial tools and machinery used in transportation, logistics, and service industries. Includes protection against collision, vandalism, and natural disasters. Offers flexible deductibles and competitive rates for businesses relying on equipment for daily operations.
Construction Equipment Insurance
Comprehensive protection for construction equipment like excavators, bulldozers, and cranes. Covers damage from accidents, theft, and weather events. Designed for contractors needing reliable insurance solutions that adapt to project-specific risks and job site conditions.
Recreational Vehicle Insurance
Insurance for recreational vehicles and trailers against fire, collision, and theft. Includes coverage for storage units and transport-related risks. Provides peace of mind for owners of boats, ATVs, and specialty trailers requiring specialized protection.
People
Tom Hill
President
With over 35 years in equipment insurance, Tom leads strategic operations while maintaining hands-on involvement in client relations and risk assessment.
Jane White
Agent/Account Manager and Claims Adjuster
Bringing 25+ years of experience, Jane manages client accounts and handles complex claims adjustments with a focus on timely resolution and personalized service.
Kirsten Eberlei
Agent/Account Manager
Specializing in policy customization, Kirsten assists clients with coverage selection and risk management strategies tailored to their equipment needs.
Jennifer Glidewell
Claims Adjuster
Handling claims processing with precision, Jennifer ensures adherence to regulatory standards while maintaining client communication throughout the settlement process.
Beth Dunavant
Customer Service Representative
Providing policy support and administrative coordination, Beth serves as a key contact for clients needing assistance with documentation and account updates.
Questions
What types of equipment does EII cover?
We insure agricultural, commercial, construction, industrial, recreational equipment, and trailers against fire, theft, collision, and natural disasters.
How are claims processed?
Claims are handled directly by our licensed team in Covington, TN, with a focus on timely, professional resolution and clear communication.
What deductible options are available?
We offer flexible deductibles starting as low as $200 to accommodate different budget and risk management needs.
Who underwrites EII's policies?
Our programs are underwritten by insurance companies rated A (Excellent) by AM Best Company for financial strength and reliability.
Is coverage available nationwide?
Yes, we provide insurance solutions across the U.S. through our Tennessee-based headquarters with adaptable policy options.
How do I get a quote?
Contact our team via phone or email for personalized assistance with coverage options and competitive rate calculations.
Reviews (2)
Suzan Rutter
May 06, 2022
Report
I have had insurance on my horse trailers with them for years. Never any claims but the yearly rates are reasonable.
Thomas O'Bryant
May 04, 2021
Report
I use them for all of my heavy equipment. They are awesome people to work with and talk to over the phone.
