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Business Details
44 Years
experience
Your Trusted Insurance Partner in San Diego
Frank West Insurance Services has specialized in providing affordable health insurance solutions to individuals, families, and businesses since 1982. Our personalized service includes prompt, accurate free quotes, application assistance, and simple explanations of policy coverage. We compare health plans to ensure the best fit for clients while solving insurance carrier issues on their behalf. With over 30 years of experience, we focus on saving clients time and money through state-of-the-art website tools and outstanding customer support. Our team listens carefully to healthcare needs and budgets, working to earn trust and confidence in recommending the best California life, dental, and health insurance values.

We serve Southern California and the San Diego area, offering guidance on healthcare reform and the Affordable Care Act. Our mission remains to deliver competitive quotes from major carriers while shopping for the highest quality benefits available. We provide no-broker-fee insurance proposals and application assistance for individual, family, and business plans. Our experienced staff ensures the application process is quick and simple, with periodic evaluations to confirm coverage meets changing needs. Testimonials highlight our ability to lower costs, improve coverage, and provide ethical, personalized service.
Services
Individual Health Insurance Group Health Insurance Medicare Supplement Life Insurance Dental Insurance Long Term Care Disability Insurance Travel Insurance
Details
  • Year established: 1982
Highlights and features
  • We have over 30 years of experience in health and life insurance.
  • Our personalized service includes free quotes and application assistance.
  • We offer no-broker-fee insurance proposals from major carriers.
  • Our team provides expert guidance on Affordable Care Act compliance.
  • We serve Southern California with a focus on client satisfaction.
What people say
Saved money Excellent service Best plan Prompt response Ethical service
Services
Individual Health Insurance
We provide tailored individual health insurance plans to meet unique medical needs. Our service includes comparing multiple carrier options to ensure optimal coverage and affordability. Clients receive expert guidance on plan benefits and application assistance.
Group Health Insurance
Our group health insurance solutions help businesses find competitive employee benefits packages. We offer access to 750+ nationwide plans and simplify enrollment processes for small businesses seeking comprehensive coverage.
Medicare Supplement
We specialize in Medicare supplement insurance to fill gaps in government coverage. Our experts help seniors compare Medigap plans and prescription coverage options to ensure comprehensive healthcare protection.
Long Term Care
Our long-term care insurance solutions protect against extended care costs. We help clients evaluate policies covering nursing homes, assisted living, and home healthcare services to maintain financial security.
Disability Insurance
We offer disability income insurance to protect against financial hardship from work inability. Our policies help maintain financial stability through monthly payments during qualifying disabilities.
People
Frank West
Founder
Frank West has over 30 years of experience in insurance, specializing in individual and business coverage since 1990. He graduated from California State University Northridge and focuses on personalized service.
Questions
What types of insurance do you offer?
We offer individual and group health insurance, life insurance, dental coverage, Medicare supplements, long-term care, disability insurance, and travel medical insurance.
Do you help with Affordable Care Act compliance?
Yes, we provide guidance on healthcare reform and help clients navigate CA Health Insurance Exchange options under the Affordable Care Act.
Are your services free?
Our quote comparisons and application assistance are free - we earn commissions from insurance carriers with no additional client fees.
How do you help businesses?
We offer group health, dental, and life insurance solutions for small businesses with access to 750+ nationwide plans and simplified enrollment.
Do you serve areas outside San Diego?
While based in San Diego, we serve all Southern California counties and provide travel insurance for international coverage needs.
Reviews (6)
Kelly Hagen
Oct 26, 2020 Report
Frank is the consummate professional! He knows his stuff, and his customer service is amazing. We've used him for our small business employee health insurance for a couple years now. His responses are always lightning fast, and he's also so nice and positive on top of everything! Always with a kind word for the day. Never drops the ball on one thing. Always down to help with any questions you have. It's hard to find an insurance agent that you feel genuinely cares - Frank is a gem.
Rick Kramer
Apr 05, 2019 Report
Frank was extremely helpful in guiding me through the process of converting me from a private insurance plan to a personalized Medicare plan. I feel confident in recommending him for your insurance needs. Rick Kramer
John McKinney
Mar 02, 2019 Report
Frank West has provided me and my wife with exceptional service and I would recommend him for your insurance needs. He is always prompt, thorough, and enthusiastic in every interaction. I truly feel as though he cares for me as his client, and I appreciate the time and patience he gives me whenever I have a question. He has represented my parents for years as well and I know they feel as positively about Frank as I do.
Sandro Romero
May 30, 2018 Report
Frank is very helpful and makes things as simple as they can be in an industry that is anything but simple. I appreciate the guidance and the communication through out the process of changing our insurance companies at work. I would totally recommend him and would not think about changing my carriers without his guidance if/when I do it again. thanks Frank!
Shuly Rokach
Feb 13, 2018 Report
Would recommend anytime. Excellent service, Very Helpful. Always answers our phone or email inquiries. Very happy with the service. Thank you
Heather Kao
Nov 22, 2017 Report
Frank is most professional/reliable. He has never kept me waiting and does his best to answer my questions and help with any concerns I've had with my health insurance. I recommend him to everyone that appreciates a helpful, polite and hard working individuals.