Business Details
50+ Years
experience
Emergency
services
Your Trusted Insurance Partner in Irmo, SC
Sauls Insurance has served South Carolina since 1966, providing personalized insurance solutions rooted in decades of family-owned expertise. Founded by Bill Sauls after his tenure in the construction industry, our agency combines deep local knowledge with over 50 years of experience in insurance. Every team member is part of the extended Sauls family, ensuring a client-focused approach without sales commissions influencing recommendations. We represent dozens of top-rated insurance carriers to deliver tailored coverage for personal and business needs, prioritizing transparency and long-term relationships.Our commitment to the community extends through specialized insurance solutions for contractors, small businesses, and individuals, reflecting our understanding of regional risks. Despite a catastrophic fire in 2024, we reopened in Irmo to continue serving clients with the same dedication to excellence that has defined our agency for generations. Our 24/7 claims support and local expertise ensure clients receive prompt, reliable service when they need it most.
Services
Homeowners Insurance
Auto Insurance
Commercial Auto
General Liability
Workers Compensation
Business Owners Policy
Condo Insurance
Flood Insurance
Earthquake Insurance
Commercial Property
Details
- Year established: 1966
Highlights and features
- We have over 50 years of experience serving South Carolina insurance needs
- Our family-owned agency operates without sales commissions
- We represent dozens of top-rated insurance carriers
- 24/7 claims support with local adjusters available
- Specialized expertise in construction industry insurance solutions
Services
Homeowners Insurance
Protect your home with customized insurance solutions covering property damage, personal liability, and additional living expenses. Our policies adapt to unique needs, from basic coverage to comprehensive protection for high-value properties. We help South Carolina residents find optimal coverage from multiple carriers.
Commercial Auto
Specialized insurance for business vehicles including trucks, vans, and specialty equipment. Coverage includes liability protection, collision coverage, and cargo insurance tailored to industry-specific risks. We serve contractors, transportation companies, and businesses with fleet needs across South Carolina.
General Liability
Essential coverage for businesses against third-party claims of property damage, bodily injury, and advertising injuries. We design policies to address specific industry risks, including contractors, retailers, and service providers throughout South Carolina.
Workers Compensation
Mandatory insurance for South Carolina businesses covering work-related injuries and illnesses. Our policies provide medical expense coverage, wage replacement, and legal protection. We help businesses navigate state requirements and implement safety programs to reduce claims.
Flood Insurance
Specialized protection against flood-related damages not covered by standard homeowners policies. We offer NFIP-backed coverage and private market options for residential and commercial properties in high-risk and moderate-risk flood zones across South Carolina.
People
Bill Sauls
President / Commercial Lines
Founder with over 50 years of insurance experience, previously worked in construction industry. Leads commercial lines division and maintains agency's commitment to personalized service.
Travis Sauls
Agent
Experienced insurance professional providing personalized coverage solutions. Represents third-generation family leadership in the agency's continued growth and client service.
Taylor Ross
Office Manager/Agent
Licensed agent managing daily operations and client insurance needs. Combines administrative expertise with hands-on insurance consulting for personal and business clients.
Katelyn Neinberg
Agent
Dedicated insurance professional assisting clients with policy selection and risk management. Focuses on delivering tailored solutions while maintaining the agency's family-oriented service approach.
Nikki Martinez
Personal Lines
Specialist in personal insurance products with focus on homeowners, auto, and specialty coverage. Provides expert guidance to individuals and families across service areas.
Questions
What types of insurance do you offer?
We provide personal insurance (homeowners, auto, flood) and commercial insurance (general liability, workers compensation, commercial auto) for South Carolina residents and businesses.
Why choose an independent agency?
As an independent agency, we represent multiple carriers to find you optimal coverage at competitive rates without sales commission influence.
How do I file a claim?
Call 803-256-8983 during business hours or use your policy's 24-hour claims reporting number. Have your policy number ready for efficient processing.
Do you serve businesses outside Irmo?
Yes, we serve all of South Carolina including Chapin, Lexington, Newberry, and West Columbia areas with commercial and personal insurance solutions.
Are you open after regular business hours?
Our office is open Monday-Friday 9am-5pm. For claims after hours, use the 24/7 reporting number listed on your policy documents.
Reviews (5)
Christina Reese Edmond
Sep 16, 2021
Report
Great place.they help you find affordable insurance.in a matter of minutes you have a quote that you want turn down
Jesse Rayne
Jun 27, 2021
Report
The people at Saul's are like family they are there for you and go the extra mile for you and make sure you're covered and safe. I will be coming back and sending others to them. Check them out.
Tony Ramsay
Jun 17, 2021
Report
They really care about helping the individual. Don't compare them to fast food. They tailor the insurance to make sure that it fits you. Travis and the "gang" are very good at what they do. So if it's a suspended license, SR22, "you name it", Saul's can fix it for a reasonable price.
Linda Davenport
Mar 17, 2021
Report
Wonderful people and service i would recommend them to everyone they really go out on a limb to get you the best deal on insurance!
Tony S.
Mar 06, 2020
Report
On a referral from a friend who already has his own dealership on Two Notch Road talked to Travis about getting surety bond and Commercial Insurance to get my wholesaler's license said he would get back to me and never did, called the office numerous times said that he would get back to me and once again he never did, how do companies stay in business these days with horrendous customer service, very bad for business. SMH Tony S.
