Business Details
50+ Years
experience
Emergency
services
Trusted Insurance Services in West Columbia, SC
Established in 1955, we have dedicated ourselves to providing comprehensive insurance solutions tailored to the unique needs of South Carolina residents. Rooted in agriculture, our approach prioritizes individual care over standardized policies, ensuring that each client receives personalized attention from local experts who understand their specific risks and requirements. Our mutual company structure allows us to focus solely on policyholders' interests rather than external investors' demands. With a statewide presence spanning urban centers and rural communities, we combine deep local knowledge with broad service capabilities to protect homes, vehicles, farms, and businesses across the Palmetto State.Through our commitment to fast claims resolution, digital accessibility, and community stewardship, we strive to deliver not just insurance products but lasting peace of mind. Our agents and claims specialists live where they work, enabling immediate response during emergencies while maintaining everyday accessibility that larger national providers cannot match.
Services
Auto Insurance
Property Insurance
Life Insurance
Farm Insurance
Details
- Year established: 1955
Highlights and features
- We provide fast, fair claims service with local adjusters familiar with South Carolina conditions
- Our agents offer personalized insurance solutions tailored to local needs and agricultural risks
- Digital tools enable 24/7 policy management and emergency roadside assistance requests
- We support South Carolina communities through mutual aid during natural disasters
- Our mutual company structure prioritizes policyholder interests over shareholder profits
What people say
Fast claims resolution
Personalized attention
Local agent support
Community involvement
Fair pricing
Services
Auto Insurance
We offer customized auto insurance policies to protect drivers across South Carolina with liability, collision, and comprehensive coverage options. Our policies include roadside assistance, rental reimbursement, and specialized protections for classic or high-value vehicles. With local claims specialists and 24/7 digital tools, we ensure rapid response when accidents or emergencies occur.
Property Insurance
Our homeowners insurance provides comprehensive protection for residences, including structural damage coverage, personal property protection, and liability safeguards. We offer specific programs for manufactured homes, condos, and flood-prone properties. Policy discounts and specialized endorsements help customize coverage for unique needs like farm equipment storage and agricultural activities.
Farm Insurance
Designed for agricultural operations, our farm insurance packages protect land, equipment, and structures while covering liability risks associated with farming activities. We provide specialized policies for crop losses, livestock protection, and agribusiness operations, supporting South Carolina's farming community with expertise developed over decades of serving rural customers.
Life Insurance
We offer term and whole life insurance policies to secure financial futures for families and businesses. These policies provide death benefit protection while some options allow cash value accumulation. Our agents help clients integrate life insurance into estate planning strategies to protect assets and ensure generational wealth transfer.
Business Insurance
Our commercial insurance solutions protect South Carolina businesses with property, liability, and specialized coverage options. From small retailers to agricultural enterprises, we offer customizable policies including business interruption protection, equipment breakdown coverage, and worker's compensation insurance tailored to industry-specific risks in various sectors.
Questions
How do I file an insurance claim?
Report claims through our mobile app, website, or by calling 1-800-799-7500. Our local claims specialists will guide you through the process and work to resolve your claim quickly.
What discounts are available?
We offer an 8% discount on homeowners policies and various auto insurance discounts for bundling, safe driving, and safety features. Ask your agent about specific savings opportunities for your policy.
Do you offer digital policy management?
Yes, our mobile app allows 24/7 access to policy documents, claims reporting, payment processing, and roadside assistance requests through convenient digital tools.
Are you only for agricultural customers?
While we originated serving farmers, we now insure all South Carolina residents and businesses, offering personalized coverage regardless of profession or location across the state.
What communities do you serve?
We operate throughout South Carolina with local offices in over 40 communities, providing in-person service while offering statewide coverage through our network of local agents.
Videos
Reviews (5)
Chad Hyatt
Aug 26, 2021
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Critical: Responsiveness Ok prices it you don't mind wasting your time and repeatedly trying to call and get nothing done. They say they will do something and don't. Not professional at all!
Heather Johnson
Jan 22, 2020
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I have been dealing with Terral and I have been satisfied. She has been extremely helpful and the rates are good. There is a $40 fee but you get discounts with some businesses for it.
Curtis Mishoe
Jan 22, 2020
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Chris Todd is the guy you need for insurance. He's been very professional on every call I've made thank you Chris. The rates are the best for what they provide. Highly recommended.
Pamela Wise
Mar 05, 2018
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Very professional Agents, employees. Caring for each individual as if you were the only client. Easy to work with if you ever had a claim. They are always anxious to help you in all areas of Insurance as your home, auto, health. The Corporation requires continuous education that aides them in maintaining current insurance needs you may have, any new regulations. Though you have the Agent you began with, at FARM BUREAU Offices, you have each member in that Office working for you. Their rates are very competive especially when you have more than one type of insurance with them. I will always do business with FARM BUREAU!
Miranda Tyler
Jan 04, 2018
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I would give them no stars! They don't even pick up the phone on the weekdays, worst damn insurance company EVER!
