Cambridge Insurance

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Independent Insurance Agency in Lexington KY

We are a locally owned independent insurance agency serving Lexington, Kentucky and surrounding areas. Our mission is to provide comprehensive insurance solutions tailored to meet the unique needs of individuals and businesses. With over five decades of combined experience, we represent top-rated insurance carriers to ensure competitive rates and quality coverage. Our team of dedicated professionals prioritizes prompt claims resolution, personalized service, and transparent communication.

We are committed to building long-term relationships through integrity, fairness, and community involvement. By staying current with industry trends and regulations, we ensure our clients receive expert guidance and continuous support throughout their insurance journey.

Services

Auto Insurance Flood Insurance Homeowners Insurance Commercial Auto General Liability Workers Compensation Life Insurance Renters Insurance Commercial Umbrella Bonds

Highlights and features

We are a locally owned independent insurance agency.
We represent many outstanding insurance companies.
We strive to respond quickly to insurance needs.
We are committed to honesty, fairness, and trust.
Our team builds solid relationships with clients.

Website

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Services

Auto Insurance

We provide comprehensive auto insurance coverage tailored to protect drivers and their vehicles. Our policies include liability protection, collision coverage, and uninsured motorist options. With access to multiple carriers, we help clients find competitive rates while ensuring adequate protection for personal and commercial vehicles.

Commercial Auto

Our commercial auto insurance protects business vehicles and operations. Coverage includes liability protection, physical damage coverage, and specialized options for fleet management. We work with businesses in various industries to ensure compliance with state requirements while minimizing financial risks from accidents or property damage.

Workers Compensation

We offer workers' compensation insurance meeting Kentucky's legal requirements for employers. Our policies cover medical expenses, lost wages, and rehabilitation costs for workplace injuries. We assist businesses in risk assessment and claims management while maintaining compliance with state regulations and industry standards.

Homeowners Insurance

We provide comprehensive homeowners insurance protecting against property damage, personal liability, and additional living expenses. Our policies cover structural damage, personal belongings, and liability claims. We help clients customize coverage limits and add endorsements for specific risks like floods or earthquakes.

General Liability

Our general liability insurance protects businesses from third-party claims of property damage, bodily injury, and advertising injury. Policies include coverage for legal defense costs and settlement expenses. We help companies establish appropriate limits based on their industry risks and contractual requirements.

People

J. Carson Evans

Principal

J. Carson Evans leads Cambridge Insurance with decades of industry experience. He focuses on providing reliable insurance solutions while maintaining community ties and exceptional client service standards in Lexington.

Joe Evans

Agent

Joe Evans serves as an insurance agent at Cambridge Insurance, assisting clients with policy selection and risk management strategies tailored to their personal and business needs.

Jeremy Blair

Agent

Jeremy Blair provides insurance solutions to individuals and businesses, leveraging his expertise to match clients with appropriate coverage options from our partner carriers.

Rob Buchanan

Agent

Rob Buchanan helps clients navigate insurance decisions with personalized service, focusing on risk assessment and comprehensive protection strategies for personal and commercial assets.

Pat Craine

Commercial Lines Manager

Pat Craine specializes in commercial insurance solutions, working closely with business owners to develop customized risk management programs for property, liability, and specialty coverage needs.

Questions

What types of insurance does Cambridge Insurance offer?

We provide personal and commercial insurance including auto, home, life, flood, renters, business liability, workers' compensation, commercial auto, and specialty coverage options.

Is Cambridge Insurance locally owned?

Yes, we are a locally owned and operated independent insurance agency serving Lexington, Kentucky and surrounding areas since 1972.

Do you offer 24/7 claims support?

While our office hours are 8:30 AM-5 PM Monday-Friday, we provide 24/7 claims assistance through partner carrier emergency services available on your policy documentation.

Can I get insurance coverage outside Kentucky?

We primarily serve Kentucky clients, but our partner carriers may offer coverage options in neighboring states. Contact us to discuss specific location requirements.

How do I request policy changes?

Policy changes can be submitted through our online forms, by phone during business hours, or by contacting your dedicated account manager directly via email.

Reviews (5)

Write a Review

Brandon Elswick Elswick Llc

May 22, 2022 Report

WOW! I've spent decades dealing with horrible quality insurance agencies and companies, but Cambridge, they are AMAZING! Quick to help and fast to respond, and empathetic and all around GREAT company and REALLY STUPENDOUS people! Much love to John Coody and Suzi Cooper! Truly, if you want QUALITY, these are the people to see.

Samantha Jean Moore

Aug 29, 2021 Report

I am a first time homebuyer and was referred to Cambridge Insurance by my realtor. I thought that going through a smaller company might be more expensive than my current name brand insurer but I was WRONG. Not only did they provide me with multiple adjusted rate options (I had no idea you could choose a $250 deductible ), they offered me BETTER coverage for $450 less than what I was paying annually!

I am so happy with my decision to #shoplocal and will be referring all of my friends to this company from now on. Melissa is an absolute gem Thank you so much for your outstanding customer service and for saving me HUNDREDS on home and auto insurance!

Trey McCallie

Mar 05, 2021 Report

John Coody has taken great care of me and my family. John is knowledgeable and does a lot of fact finding before he recommends a policy. I feel confident I have the best policy at the best prices. I appreciate John's attention to detail.

Jason Price

Mar 03, 2021 Report

Cambridge insurance has made shopping for insurance easy. Great agents like John Coody have always helped me find high quality coverage for the best price. They have the advantage of shopping several different companies to find you the insurance that best fits your needs.

Josh Mers

Aug 26, 2020 Report

Great work by John and the folks at Cambridge. Very thorough review of coverages. Was very clear that staff is knowledgeable and wanted to make sure that I knew what I was getting.