Business Details
Your Trusted Insurance Partner in Frankfort, KY
At Sturm Insurance, we prioritize client needs through tailored insurance solutions, leveraging partnerships with national insurers to ensure comprehensive coverage for vehicles, homes, and businesses. Our team specializes in assessing individual and corporate risks to provide adequate protection against unforeseen incidents. We emphasize family security through life and long-term care policies while offering expert guidance for business insurance needs.Our referral program rewards clients with gift cards and charitable contributions, reflecting our community-focused values. With offices in Frankfort, Louisville, and Somerset, we serve Kentucky residents with personalized service during weekday business hours.
Services
Auto Insurance
Home Insurance
Life Insurance
Business Insurance
Long Term Care Insurance
Highlights and features
- We partner with nationally recognized insurers for reliable coverage options.
- Our team provides personalized risk assessment for tailored insurance solutions.
- We offer a client-rewarding referral program with charitable contributions.
- We serve multiple Kentucky locations with localized insurance expertise.
- Our office maintains consistent weekday availability for client convenience.
What people say
Great reviews
Happy clients
$5 gift card referral
Charity donations
Annual $500 donation
Services
Auto Insurance
We provide comprehensive auto insurance solutions protecting cars, motorcycles, and recreational vehicles. Our policies ensure financial security against accidents and unexpected incidents through partnerships with major national insurers. Clients receive personalized assessments to determine optimal coverage levels based on individual driving needs and risk factors.
Home Insurance
Our home insurance policies safeguard residential properties against damage from natural disasters, theft, and liability claims. We help clients evaluate dwelling coverage requirements and personal property protection needs. Policies include options for additional structures and living expense reimbursement during repairs.
Life Insurance
We offer life insurance products ensuring financial protection for families during difficult circumstances. Our policies provide death benefits for mortgage coverage, income replacement, and final expense planning. Clients can choose from term life and permanent insurance options with flexible premium structures.
Business Insurance
Our business insurance solutions protect commercial operations from workplace risks and liability exposures. We conduct risk assessments to determine appropriate coverage for property damage, employee injuries, and business interruption. Policies include general liability, professional liability, and workers' compensation options tailored to specific industries.
Long Term Care Insurance
We provide long-term care insurance covering assisted living facilities, home healthcare, and nursing home expenses. Our policies help protect assets from escalating elder care costs while maintaining quality of life. Coverage includes daily living assistance and specialized dementia care provisions.
People
Andy Dages
Insurance Agent
Andy Dages specializes in personal and commercial insurance solutions with over 15 years of industry experience. He helps clients in Louisville, KY, navigate coverage options while maintaining strong insurer relationships to secure competitive rates.
Julie Peterson
Insurance Agent
Julie Peterson serves Somerset, KY clients with expertise in property and casualty insurance. With a decade of experience, she focuses on risk management strategies for homeowners and small businesses while maintaining personalized client communication.
Questions
What types of insurance does Sturm Insurance offer?
We provide auto, home, life, long-term care, and business insurance solutions tailored to individual and commercial needs across Kentucky.
How can I get a free insurance quote?
Request a quote through our website or contact our Frankfort office directly at 502-875-1351 for personalized coverage assessments.
Do you offer discounts for multiple policies?
Yes, we provide multi-policy discounts for clients bundling home and auto insurance or combining personal and business coverage.
How does the referral program work?
Refer friends to receive $5 gift cards, with $5 donations made to local charities for each referral received by Sturm Insurance.
What areas do you serve?
We operate from three Kentucky locations: Frankfort (main office), Louisville, and Somerset, serving clients statewide.
Can I file insurance claims through your agency?
Visit our website's 'How to File a Claim' section or contact our office directly for immediate assistance with claim submissions.
Reviews (3)
Brittany Nealis
Jun 06, 2022
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Amazing place! They got us the best rate out of everyone in the insurance business! And their customer service is 10 stars we feel like we are definitely appreciated. It's like we are apart of a family we know that we can count on them day or night!
William Palmer
Jan 30, 2020
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I highly recommend Sturm Insurance. Every time I go to their office I'm always greeted with excellent customer service. They've taken the time to answer any questions I've had and have saved me a lot of money by making sure I'm getting the best pricing for the insurance I need. I can't say enough about the customer service and quality of this company. If you need insurance definitely call Sturm Insurance.
Dan Bevington
Nov 22, 2015
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Sturm Insurance is the BEST! They are a local, family owned and operated business which means David, Jana, and Amy are always there when you need them. My business has had our commercial insurance with Sturm Insurance for over 15 years and we are very happy customers. My family has had home owners insurance with Sturm Insurance and we've always received great service and competitive rates. If you need a business or personal insurance policy, give Sturm Insurance a call. You will be glad you did!
