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RK Tongue R.K. Tongue Co., Inc. is proud to announce the addition of Marilyn Vensel to our Employee Benefits advisory and sales practice group. Marilyn is a licensed Life and Health producer and broker based in the Mid-Atlantic region. She brings over 6 years-experience as a senior employee benefits strategist with a passion for creating results-oriented benefits.

Dr. Bergeron Shares Her Experience Working with R.K. Tongue and The Professional Protector Plan. As Immediate Past President of the American Association of Women Dentists (AAWD), Dr. Brittany Bergeron has a wealth of experience leading and working with innovative and collaborative organizations.
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The Firm
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Named after its founder Raymond K. Tongue, Baltimore-based R. K. Tongue Co., Inc. has been continuously in operation as an independent insurance agency since 1911. Today, the agency remains independent and is privately held under the leadership of its President, Edward K. Gerner Jr., J.D., CLU, CPCU.
Professional Liability
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CLAIMS MADE policies respond to claims that occur and are reported after the policy retroactive date while the policy remains in-force. A replacement policy with a retroactive date that supersedes the date of the occurrence that caused a claim is in place, or. In the first few years, each time a claims-made policy is renewed, the premium increases in order to consider the increased likelihood of claims.
Employee Benefits
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Employee benefits generally consist of group health insurance, dental/vision, disability, life insurance, and retirement plans. A generation ago, the cost burden of these benefits was born mostly by employers, but in the today's economic and regulatory environment, businesses are forced to be more cost-conscious and creative.
Life Insurance
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Term Life [request a quote] - Protects your family and assets in the event of your death. Term life insurance is designed to remain level in premium and benefit for a fixed period of time, typically ranging from 10 to 30 years, with terms of duration available at intervals between those increments.
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