Business Details
40 Years
experience
Your Trusted Insurance Partner in Kirkland, WA
CHOICE Insurance has been a full-service insurance brokerage since 1986, dedicated to providing comprehensive personal, business, and benefits insurance solutions. Headquartered in Kirkland, Washington, we operate as an independent brokerage with access to products from multiple insurance companies, prioritizing client needs over any single carrier. Our team of specialists brings decades of combined experience in industries such as construction, towing, winery, and agribusiness, offering tailored risk management strategies.We emphasize transparency, competitive pricing, and personalized service, with a mission to deliver high-quality insurance products aligned with our clients' evolving needs. Our commitment to integrity and client-centric service has earned us long-term relationships and endorsements from satisfied customers across diverse sectors.
Services
Auto Insurance
Homeowners Insurance
Business Insurance
Workers Compensation
Retirement Planning
Details
- Year established: 1986
Highlights and features
- We have over 40 years of experience in the insurance industry.
- Our independent brokerage model provides access to multiple insurance carriers.
- We offer personalized service with industry-specific expertise in construction, towing, and more.
- Our team has consistently reduced costs for clients while improving coverage.
- We maintain long-term client relationships through transparent, ethical practices.
What people say
Save me money
Amazing service
Knowledgeable
Highly-rated carriers
Prompt and polite
Services
Business Insurance
CHOICE Insurance designs comprehensive business insurance plans to protect companies from financial risks without exceeding budgets. Our services include cyber liability, environmental insurance, and workers' compensation, tailored to industries like construction and healthcare. With access to multiple carriers, we ensure competitive pricing and coverage that adapts to evolving business needs.
Personal Insurance
We offer personalized personal insurance solutions, including auto, homeowners, and umbrella policies, to safeguard individuals and families. Our brokers identify coverage gaps and recommend cost-effective options, ensuring clients receive optimal protection. By leveraging relationships with multiple insurers, we secure competitive rates without compromising quality.
Workers Compensation
CHOICE Insurance provides workers' compensation policies to protect businesses from costs associated with workplace injuries. Our specialists ensure compliance with state regulations while securing competitive premiums. We work with carriers rated for reliability, offering tailored solutions for industries with high-risk operations like construction and manufacturing.
Retirement Planning
Our retirement planning services help individuals and employers prepare for long-term financial security. We offer annuities, disability insurance, and consulting to create customized strategies. By analyzing clients' financial goals, we recommend products that maximize savings and provide stability during retirement years.
Cyber Liability
CHOICE Insurance addresses modern cyber risks with liability coverage for data breaches and digital threats. Our policies protect businesses from financial losses due to cyberattacks, including legal fees and recovery costs. We collaborate with carriers offering robust cybersecurity resources to mitigate risks and ensure business continuity.
People
Robert Clark
Chief Executive Officer
Robert Clark founded CHOICE Insurance in 1986 and has led its growth into a respected national brokerage. With decades of industry experience, he emphasizes integrity and client-focused service, ensuring the company maintains its founding principles while adapting to market changes.
Maryam Clark
Chief Financial Officer
Maryam Clark oversees financial operations at CHOICE Insurance, bringing expertise in risk management and accounting. Her leadership ensures fiscal stability and strategic growth, supporting the company's commitment to delivering value-driven insurance solutions to clients nationwide.
Nick Ghaffari
SVP, Commercial Risk Specialist
Nick Ghaffari specializes in commercial risk management, helping businesses reduce insurance costs while improving coverage. His expertise in construction and agribusiness insurance has earned client endorsements for saving money and securing high-rated carriers, enhancing CHOICE's reputation for results-driven service.
Ruben Ramirez
SVP, Commercial Risk Specialist
Ruben Ramirez provides tailored risk solutions for complex industries, leveraging his knowledge of commercial insurance markets. He works closely with clients to identify exposures and implement strategies that balance protection with cost efficiency, reinforcing CHOICE's client-first approach.
Gary Wilson
VP, Towing & Automotive Specialist
Gary Wilson focuses on towing and automotive insurance, offering specialized coverage for high-risk operations. His industry-specific expertise ensures clients receive policies that address unique challenges, from liability protection to fleet management, backed by reliable carriers.
Questions
What types of insurance does CHOICE Insurance offer?
CHOICE Insurance provides personal insurance (auto, home, umbrella), business insurance (cyber liability, workers' compensation), and benefits solutions (retirement planning, life insurance) for individuals and organizations.
How does CHOICE Insurance find the best policies for clients?
As an independent brokerage, we access multiple carriers to compare coverage and pricing, tailoring solutions to clients' specific needs while prioritizing cost-effectiveness and comprehensive protection.
In which states does CHOICE Insurance operate?
We serve clients in Alaska, Arizona, California, Colorado, Connecticut, Florida, Idaho, Illinois, Louisiana, Maryland, Michigan, Montana, Nevada, New Mexico, New York, North Dakota, Oregon, Pennsylvania, South Carolina, Texas, Utah, Washington, and Wisconsin.
What is the process for filing a claim with CHOICE Insurance?
Clients can submit claims through our Customer Service Center online or contact our team directly for guidance. We streamline the process to ensure prompt resolution and support throughout the claims experience.
Does CHOICE Insurance offer payment plans?
Payment options vary by carrier, but our Online Payment Center provides access to available payment methods, including installment plans where applicable, to accommodate client preferences.
Can CHOICE Insurance help reduce existing insurance costs?
Yes, our specialists review current policies to identify gaps and inefficiencies, negotiating with carriers to lower premiums while maintaining or improving coverage quality for clients.
Reviews (7)
Jim Guy
May 22, 2022
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I finally had to make a claim, after many years of paying outrageous premiums to these guys, and got thrown under the bus. The policy was worthless. It cost me my business.
Seattle Washington
May 30, 2020
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Cancellation policy is a joke. $650 for cancelling insurance is ridiculous especially when they tell you they will flat cancel policy and they send you a different form that you need to sign to get a refund.
Amy R.
Sep 19, 2019
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I came to Choice Insurance on a very tight timeline to get my new business insured. The customer service and turnaround time were better than I could have hoped. Nick explained all of my options, made sensible recommendations (but didn't try to sell me coverage I didn't need), gave me a quote, and got me insured all in one day. He answered emails within an hour, called when he had questions so we wouldn't stall the process, and was incredibly positive and helpful in every interaction. It's hard to imagine a more seamless insurance-buying experience.
Kyle R.
Sep 10, 2019
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We were unhappy with our previous insurance provider. Nick and his team at Choice came highly recommended. We made the switch and have been extremely happy with our decision. The prompt service alone has been excellent. We will continue to refer all friends and family to Nick.
Premium Appraisal R.
Aug 12, 2019
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Nick is a rockstar! He helped us with our E&O insurance and shed light on coverage and gaps that additionally lowered cost. A comprehensive review that was never performed by any prior agency.
Skyler Carlile
Jun 03, 2019
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Teresa Howard-Braun with Choice Insurance always comes and delivers with excellent customer service. Teresa is the reason I do business with a company outside of where I live! I always look forward to hearing from her.
Austin Prasad
Feb 20, 2019
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Kellen was able to save me about 1k a year on auto insurance! Not only that, but he also trippled my coverage! GREAT customer service. He even called my old company and cancelled for me. Could not have been a more pain free process. I would recommend him to anyone.
