The Benefits Group

Business Details

48 Years

experience

Your Michigan Employee Benefits Experts

The Benefits Group has been a trusted employee benefits agency since 1978, serving businesses across Michigan and the United States. With over 42 years of experience, we specialize in creating tailored benefits solutions that meet the unique needs of companies ranging from Fortune 500 enterprises to small businesses and independent contractors. Our team of experts negotiates competitive rates with leading insurers while prioritizing exceptional service and compliance with evolving regulations.

Recognized by partners like Humana and United HealthCare for excellence in medical and life insurance, we combine deep industry knowledge with innovative resources like HR 360, our comprehensive benefits management library. We remain committed to helping clients attract top talent through strategic benefits packages while maintaining cost-effectiveness and employee satisfaction.

Services

Employee Health Insurance Dental Insurance Vision Insurance Life Insurance Disability Insurance 401(k) Plans Travel Medical Insurance Ancillary Benefits Group Benefits Administration Compliance Support

Details

Year established: 1978

Highlights and features

We offer 42+ years of experience in employee benefits solutions
Our team negotiates competitive rates with top-tier insurance providers
We provide HR 360, a comprehensive compliance and benefits management resource
Our experts specialize in 1099 contractor group insurance programs
We maintain long-term client relationships through personalized service

What people say

Painless experience Exceeded expectations Outstanding customer service Cost savings achieved Professional expertise

Website

Update Listing

Services

Employee Health Insurance

We offer comprehensive health insurance solutions for businesses of all sizes, including fully insured, self-funded, and level funding options. Our team helps clients navigate plan selection, compliance requirements, and cost containment strategies while ensuring access to quality healthcare networks. With relationships with major providers like Blue Cross Blue Shield and United HealthCare, we secure competitive rates tailored to each company's specific needs and workforce demographics.

1099 Group Insurance

Specialized insurance programs for independent contractors and businesses with 1099 workers provide access to affordable group rates. Our solutions include health, dental, and vision plans that offer better coverage than individual policies while accommodating variable income structures. We handle administration, enrollment, and claims support for associations and businesses seeking to provide benefits to non-traditional employees.

Life Insurance

We provide term life, key person, and buy-sell life insurance solutions for businesses and individuals. Our offerings include both group and individual plans designed to protect against financial loss while offering customizable coverage options. Our experts help clients understand policy features, select appropriate coverage amounts, and implement strategies that align with business continuity and personal financial goals.

Compliance Support

Our compliance services help businesses navigate complex insurance regulations including ACA, HIPAA, and ERISA requirements. Through our HR 360 resource library and expert consultations, we provide ongoing support for plan administration, documentation, and reporting obligations. This ensures clients maintain legal compliance while avoiding costly penalties associated with benefit program mismanagement.

Ancillary Benefits

We offer voluntary benefits including disability insurance, personal accident coverage, and retiree plans that complement core insurance programs. These ancillary products provide additional financial protection for employees while offering flexible enrollment options. Our solutions help businesses enhance benefits packages without increasing employer costs, improving employee satisfaction and retention.

People

Jordan Gust

Benefits Consultant

With over 15 years of experience, Jordan specializes in creating customized benefits solutions for small to mid-sized businesses. He has received consistent client praise for his patient approach, market knowledge, and ability to secure cost-effective plans that meet specific organizational needs.

Dave Bommarito

Senior Account Executive

A seasoned insurance professional with 25+ years in the industry, Dave focuses on strategic benefits planning for associations and large employers. He has developed specialized affinity programs that deliver significant value to professional organizations while maintaining compliance with regulatory standards.

Steve Hornacek

Client Services Director

Leading our client support team, Steve ensures seamless plan administration and rapid response to client inquiries. With a 20-year track record in benefits management, he oversees implementation processes and maintains relationships with insurance carriers to guarantee timely issue resolution for our clients.

Questions

What types of businesses do you work with?

We serve companies of all sizes including Fortune 500 corporations, mid-sized businesses, small groups (2-50 employees), sole proprietors, and 1099 contractor associations.

Can independent contractors get group insurance?

Yes, we specialize in 1099 group insurance programs that provide affordable health, dental, and vision coverage for independent professionals and their employees.

How do you help control benefit costs?

We employ creative cost containment strategies including level funding options, HSAs, and tailored plan designs while negotiating competitive rates with major insurers.

What compliance support do you offer?

Our HR 360 resource library and expert team provide ongoing guidance for ACA, HIPAA, ERISA, and COBRA compliance requirements with personalized consultation available.

Do you offer telemedicine services?

Yes, we include telemedicine access through our dental and vision discount programs, allowing employees to consult healthcare providers remotely when needed.

Reviews (6)

Write a Review

Matt T.

May 23, 2021 Report

Working with Jordan was great. He made the experience painless and stress-free. I didn't make things easy for him, but through it all he remained patient, and very helpful. I felt Jordan went above and beyond when trying to find the right insurance that met my needs. Thanks Jordan!

Sara Leon Law

May 06, 2021 Report

Jordan is the best Broker I've ever worked with. He was responsive to our needs, quick to provide plan options, and overall customer service was outstanding. I look forward to working him Jordan again for all our benefit needs.

Carrie Orlando

Jan 23, 2021 Report

We have worked with The Benefits Group for decades and they truly are a wonderful company. They are always helpful and available when issues arise. Also, making sure we have the right coverages for our small business that fit our budget and the demographic of our employees. Would highly recommend them - and have highly recommended them.

Brian Livingston

Jan 15, 2021 Report

I have worked with Dave Bommarito and The Benefits Group for 15 years. They have consistently provided a fantastic service and genuinely care about their customers well being. They work with you to get the best possible coverage and service. I have recommended The Benefits Group to several of my friends that own companies and they have been very happy as well. I would recommend them to anyone as it will reflect well on me and my company! Thanks for being such a wonderful company to work with! Brian Livingston Livingston Sales & Marketing, LLC

Trisha Muscat

Nov 13, 2020 Report

Jordan was excellent to work with for our small business. Jordan was very quick to answer any questions or concerns. He listened to our needs, and not only came up with a much better medical plan than we previously had, he was also able to obtain a dental plan for our company. I'm looking forward to a long business relationship with him. Would highly recommend to anyone.

Mms Holdings

Oct 16, 2020 Report

We work with the benefits group for two companies shared in the same building, MMS and Lotus. This group is the definition of great customer service. They constantly go above and beyond whenever we need something. From setting up our enrollment, walking us through any changes, constantly looking for ways to get us better coverage and keep costs down for our employees, to getting on calls with our employees directly to explain plans and specifics to them.

They help with getting people enrolled as quick as possible and giving us all the tools to provide to the employees should they need to make an appointment prior to receiving an insurance card. Dave, Brett, Jolene, Tammy, Keith and team have been nothing short of amazing and I would highly recommend them to anyone looking for a benefits team!