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Your Trusted Insurance Partner in Toledo, OH
Westgate Insurance Agency has been serving clients since 1892, establishing a legacy of professionalism, integrity, and personalized customer service. As a family-owned, independent agency based in Toledo, Ohio, we represent industry-leading carriers to deliver competitive rates and exceptional claims service. Our team of professionally trained agents participates in continuing education and leverages the latest technology to provide fast, accurate service tailored to individual needs.

With licenses in 14 states, we offer comprehensive coverage for personal and commercial insurance, including life, disability, business, and property insurance. Our mission is to build strong relationships between clients, carriers, and our team, ensuring protection that evolves with lifes changing circumstances.
Services
Life Insurance Business Insurance Personal Insurance Disability Insurance Commercial Automobile Homeowners Insurance Renters Insurance Umbrella Liability Worker's Compensation Inland Marine
Highlights and features
  • We are a family-owned agency with over 130 years of experience in the insurance industry.
  • Our team provides personalized service tailored to individual and business needs.
  • We represent industry-leading carriers offering competitive rates and exceptional claims service.
  • Licensed in 14 states, we offer comprehensive coverage for diverse insurance needs.
  • Our agents participate in continuing education to stay updated on the latest industry trends.
What people say
Very helpful Excellent coverage Professional and polite Effective advice Affordable options
Services
Life Insurance
Westgate Insurance Agency offers term, whole-life, and universal life insurance policies designed to protect families financially. Our agents work closely with clients to tailor coverage that fits their unique needs and budget. With decades of experience, we ensure policies evolve alongside life changes.
Business Insurance
We provide comprehensive business insurance solutions, including liability, property, and workers' compensation coverage. Our team helps small businesses secure tailored plans that safeguard assets and ensure continuity. Backed by industry-leading carriers, we offer competitive rates and personalized support.
Personal Insurance
From auto and homeowners insurance to identity theft protection, we offer personalized policies for individuals. Our agents ensure clients receive affordable, reliable coverage that adapts to life stages. We prioritize fast service and clear communication for all policyholders.
Disability Insurance
Our disability insurance plans protect income in case of unexpected illness or injury. We offer customizable policies to suit different professions and lifestyles. Clients benefit from expert guidance to select coverage that maintains financial stability during recovery.
Umbrella Liability
Umbrella liability insurance provides additional coverage beyond standard policies. We help clients secure enhanced protection for personal or business assets against major claims. Our agents ensure seamless integration with existing insurance plans for comprehensive security.
People
Steve Malczewski
Agent
Steve Malczewski is a dedicated insurance agent with extensive experience in life and business insurance. He prioritizes client needs, offering personalized solutions and expert guidance to ensure comprehensive coverage and peace of mind.
Susie Williams
Agent
Susie Williams specializes in personal and commercial insurance, providing tailored coverage options to meet client needs. With a focus on exceptional service, she helps individuals and businesses secure reliable protection through competitive policies.
Susan Santana
Agent
Susan Santana brings years of expertise in insurance solutions, assisting clients with life, disability, and property coverage. She emphasizes clear communication and personalized service to build lasting relationships and ensure client satisfaction.
Ana Modrowski
Customer Service Agent
Ana Modrowski supports clients with policy inquiries and claims processing, ensuring efficient and courteous service. Her focus on responsiveness and problem-solving enhances the overall customer experience at Westgate Insurance Agency.
Questions
What types of insurance does Westgate Insurance Agency offer?
We provide life, business, personal, disability, umbrella liability, and commercial insurance, along with specialized coverage for boats, RVs, and valuable items.
How can I file a claim?
Contact us directly at (419) 536-2213 during business hours to initiate a claim. Our team will guide you through the process and provide timely support.
Are your services available outside Ohio?
Yes, we are licensed in 14 states, including Florida, Michigan, Pennsylvania, and Illinois, offering coverage to clients across the Midwest and beyond.
Do you offer online payment options?
Yes, online payments are available for your convenience. Visit our website to make secure payments anytime.
How do you tailor insurance policies to individual needs?
Our agents conduct detailed reviews of your circumstances and goals, ensuring coverage adapts to your unique requirements and evolves over time.
What sets Westgate Insurance Agency apart from competitors?
With over 130 years of experience, we combine personalized service, industry expertise, and partnerships with top carriers to deliver reliable, customized insurance solutions.
Reviews (4)
Katie Jackson
Dec 05, 2018 Report
My old insurance company was bought by Westgate Insurance. It seemed easiest to just keep going with them. The first time I called back in May was after leasing a new car. The person who answered the phone acted like it was a huge deal to call me back and let me know the price difference in the new policy, they were just going to charge my card. I moved from Michigan to Ohio and the agent told me my insurance was going to go up a substantial amount and was not patient with explaining why to me. In the end I've found a place with better customer service.
Jon
Mar 01, 2018 Report
I have used Westgate Insurance on and off for the last 21 Years (My entire driving history). From homeowners, motorcycle, auto & camper, Todd has always taken care of us, letting me know the most cost effective options and being quick to respond to claims. I have been so happy with his service that I moved to Florida 5 years ago and he still takes care of my Auto & RV policies! I can call the team, let them know of any changes and within a few days to a week, I have the revised paperwork. I even recommended my father and in-laws to them.
Nolan Baker
Jun 22, 2017 Report
I have used Todd at The Westgate Agency for the past 20 years. Between a car accident and my basement flooding they have always been there to help out. I try and be proactive and review my insurances every two years and I continue to work with them for price and service. I highly recommend them.
T. S.
Sep 29, 2015 Report
Similar story to Marks. They are never helpful. Steve at Westgate always has an arrogant attitude problem when answering my questions. They set up was to duplicate the previous but this one had no uninsured motorist coverage and no rental coverage. Also my home owners insurance went up nearly $400 in one year and no one from Westgate made any attempt to find me a better rate. I truly know that if I stay with this company I would be a huge dummy.

Well thanks Westgate I'm on to find a better rate on my own since all you do is blatantly ignore serving me as a valued customer and then jack my rates up! I have never made a review before which to me implies this business is the worst I have dealt with.