Business Details
50+ Years
experience
Your Trusted Insurance Partner in Cleveland, Ohio
United Agencies has been a trusted name in the insurance industry since 1972, built on the legacy of four family-owned agencies dating back to the 1920s and 1930s. Our mission centers on prioritizing client needs through personalized service, leveraging over four decades of expertise to deliver tailored insurance solutions. We specialize in commercial, personal, and employee benefits insurance, combining a deep understanding of risk management with a commitment to affordability and comprehensive coverage. Our team of certified professionals employs a structured processlistening, strategizing, implementing, and monitoringto address unique client needs while maintaining relationships with top-tier insurance carriers. With a focus on transparency and client education, we aim to simplify the complexities of insurance, ensuring clients feel confident in their coverage choices.Our independence as an agency allows us to offer unbiased recommendations, representing clients first and foremost rather than specific insurers. Headquartered in Cleveland, Ohio, we serve clients globally, blending local market knowledge with international reach. Our dedication to excellence has solidified our reputation as one of the Midwests largest locally-owned insurance agencies, consistently adapting to industry changes while upholding core values of integrity and service. We pride ourselves on fostering long-term relationships through reliability, competitive pricing, and a proactive approach to risk management. From small businesses to large corporations, our goal remains unchanged: protecting what matters most to our clients today and in the future.
Services
Commercial Insurance
Employee Benefits
Personal Insurance
Auto Insurance
Homeowners Insurance
Health Insurance
Life Insurance
Disability Insurance
Risk Management
Professional Liability Insurance
Details
- Year established: 1972
Highlights and features
- We offer over 40 years of experience in personalized insurance solutions.
- Our independent agency model provides access to multiple top-tier carriers.
- We specialize in customizing coverage for unique personal and business needs.
- Our proven four-step process ensures comprehensive risk management and client education.
- We maintain a local presence with global service capabilities.
Services
Commercial Insurance
Our commercial insurance services protect businesses of all sizes through tailored risk management strategies. We offer cyber liability, property insurance, workers' compensation, and professional liability coverage, addressing unique industry needs for sectors like healthcare, law, and engineering. With specialized divisions for small, medium, and large businesses, we ensure comprehensive protection while allowing owners to focus on operations.
Employee Benefits
We design cost-effective employee benefits packages that align with organizational goals and employee expectations. Services include health, dental, disability, life insurance, wellness programs, and flexible spending accounts. Our experts collaborate with employers to create strategic benefits plans that enhance workforce well-being while maintaining compliance with healthcare regulations and industry standards.
Personal Insurance
Personal insurance solutions safeguard individuals' assets and loved ones through home, auto, health, and life insurance policies. We specialize in high-value home coverage, classic car insurance, and personal articles floaters for valuables. As a major Midwest personal insurance writer, we provide customized protection for homes, vehicles, and health needs with a focus on client education and affordability.
Risk Management
Our risk management services identify potential threats to businesses and develop mitigation strategies. Through detailed assessments, we address exposures in property, liability, and operational areas. This proactive approach helps clients minimize losses, reduce insurance costs, and implement safety protocols tailored to their specific industry requirements and regulatory environments.
Professional Liability Insurance
Professional liability insurance protects service-based professionals against claims of negligence or errors. We provide tailored coverage for doctors, dentists, lawyers, accountants, and engineers, addressing industry-specific risks. Our specialists work with clients to ensure adequate protection against lawsuits related to professional services while maintaining compliance with licensing and industry standards.
People
Bernard P. Kirchner
Agent
Bernard P. Kirchner brings extensive experience in commercial insurance solutions, offering personalized guidance to businesses in the Cleveland area.
Donald J. Maday
Agent
Donald J. Maday specializes in risk assessment and insurance strategies, serving clients with over two decades of industry expertise.
Fran Zettl
Agent
Fran Zettl focuses on delivering tailored insurance programs, combining local market knowledge with national carrier resources for client benefit.
Fred Weed
Agent
Fred Weed provides comprehensive insurance solutions, emphasizing client education and long-term coverage planning.
Heather Holdworth
Agent
Heather Holdworth specializes in personal insurance products, helping clients protect their assets and family with customized policies.
Questions
How can I request an insurance quote?
Visit our website and select your desired coverage type for a free, no-obligation quote from our Cleveland, Ohio office.
What types of insurance do you offer?
We provide commercial, personal, health, life, disability, and employee benefits insurance solutions tailored to individual and business needs.
Why choose an independent agency?
As independent agents, we work with multiple carriers to offer unbiased recommendations and competitive pricing that prioritize your needs.
Do you serve clients outside Ohio?
Yes, while headquartered in Cleveland, we serve clients globally with localized insurance expertise and nationwide carrier partnerships.
How do you handle claims assistance?
We guide clients through the claims process using our carrier relationships to ensure timely, fair resolutions for all policy types.
Reviews (1)
Sally Levine
Oct 12, 2017
Report
Fran Zettl of the United Agencies Insurance Group is a top-notch independent insurance agent. Fran educates her clients so that they understand their options and have the tools to make informed decisions. If you think there's no difference between purchasing insurance online and purchasing insurance from a highly respected professional, you need to call Fran. The difference is clear. Fran takes the time to understand the client's specific needs, and then she finds the best options to meet those needs. Fran handles my professional liability insurance, and I couldn't be happier - nor sleep better - knowing that I have proper coverage. And good sleep is priceless.
