McClone

Business Details

50+ Years

experience

Emergency

services

Your Trusted Partner for Insurance & Risk Management Solutions

Founded in 1949, McClone has redefined the insurance and risk management industry through innovation, transparency, and client-centric solutions. With a 95% client retention rate and partnerships in 21 countries, we combine decades of experience with cutting-edge strategies to deliver measurable results. Our proprietary RiskMAP process identifies and mitigates risks systematically, ensuring precise protection tailored to each client's unique needs. We prioritize long-term relationships over short-term gains, operating as a privately held, family-owned business committed to ethical practices and community impact.

Our team of experts specializes in business insurance, employee benefits, HR outsourcing, personal insurance, and retirement plans, serving clients from Main Street to global enterprises. By challenging industry norms and focusing on proactive solutions, we empower businesses and individuals to navigate risk with confidence and clarity.

Services

Business Insurance Employee Benefits HR Outsourcing Personal Insurance Retirement Plans Risk Management Cyber Strategy Global Risk Management Mergers & Acquisitions Surety & Bonding

Details

Year established: 1949

Highlights and features

We offer 75+ years of innovation and client-focused expertise in risk management.
Our 95% client retention rate reflects consistent delivery of promised results.
We implement a proprietary RiskMAP process for systematic risk identification and mitigation.
Our team provides 24/7 personalized customer support for urgent needs.
We operate as a privately held, family-owned business prioritizing long-term client relationships.

What people say

Amazing experiences and support Spoiled us with support Best business decisions Proactive guidance Trusted partner

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Services

Business Insurance

Our business insurance solutions protect companies from financial risks through tailored coverage strategies. We specialize in identifying industry-specific exposures and implementing proactive risk management plans. Clients benefit from our RiskMAP process, which systematically evaluates vulnerabilities and aligns coverage with operational realities. This approach reduces total cost of risk while ensuring comprehensive protection against disruptions.

Employee Benefits

We design employee benefits programs that balance cost control with worker satisfaction. Our services include plan design, compliance management, and healthcare literacy initiatives. By analyzing behavioral patterns and market trends, we create solutions that reduce long-term expenses while improving employee engagement and retention. Our concierge support simplifies complex benefit structures for both employers and staff.

Risk Management

Our RiskMAP methodology provides systematic risk assessment and mitigation strategies. Through data-driven analysis and industry expertise, we identify exposures across operations, cyber infrastructure, and global operations. The four-phase approach includes risk identification, strategic planning, solution implementation, and continuous monitoring to ensure adaptive protection against evolving threats.

Retirement Plans

We offer fiduciary support for retirement plan management, focusing on compliance, cost optimization, and employee education. Our services include plan design, investment analysis, and participant guidance. By combining governance frameworks with personalized financial education, we help organizations maintain compliant, competitive retirement benefits that enhance workforce satisfaction and retention.

Personal Insurance

Our personal insurance services protect high-net-worth individuals' assets and lifestyles through customized policies. We coordinate with clients' advisory teams to ensure comprehensive coverage that aligns with estate plans and wealth management strategies. Specialized offerings include cyber liability protection, umbrella policies, and complex asset coverage tailored to individual risk profiles.

Questions

How does McClone's RiskMAP process improve risk management?

RiskMAP systematically identifies exposures through four phases: risk identification, strategic planning, solution implementation, and continuous monitoring. This client-first approach ensures precise, actionable insights that reduce total cost of risk.

What makes McClone different from traditional insurance brokers?

We combine proprietary methodologies with proactive risk management, focusing on long-term client relationships rather than transactional interactions. Our 95% client retention rate demonstrates our commitment to delivering measurable outcomes.

How does McClone help control employee benefits costs?

We analyze behavioral patterns and market trends to design cost-effective plans that improve employee satisfaction. Our concierge support and education initiatives reduce waste while enhancing benefit utilization.

What retirement plan services does McClone offer?

We provide fiduciary support, compliance management, investment analysis, and employee education to optimize retirement benefits while maintaining regulatory compliance.

How does McClone handle personal insurance for high-net-worth individuals?

We create customized policies coordinated with estate plans, offering specialized coverage for cyber liability, umbrella protection, and complex assets through personalized advisory services.

What global risk management capabilities does McClone provide?

We offer multinational placements, local compliance expertise, and cross-border risk strategies tailored to organizations operating internationally, ensuring consistent protection across jurisdictions.

Reviews (5)

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Alyssa Petrie

Jun 19, 2022 Report

Best in the business. I would recommend McClone to anyone. Experts, professionals and overall great people!

Joshua Werner

Jun 17, 2022 Report

While looking for new insurance, I was referred to McClone. The staff here was very attentive and caring. They helped make the transition from my prior agency flawless and easy. I have 2 boats, 2 snowmobiles, an atv, 2 cars, a house, and various other valuable items I needed coverage for. They were able to recommend the coverages I need and some I didn't need. I appreciate the time they spent helping get it right, so I have the peace of mind that all of my insurance needs have been met.

Louis Morgan Cassamajor

Mar 27, 2022 Report

I appreciate that if our agent isn't available, someone else is able to speak with us on behalf of our policy. Also, they make time to call us back or schedule an appointment to see us to address concerns. We stay with Neckerman because they regularly ensure we're getting the most coverage at the best value.

Carrie Riley

Dec 19, 2021 Report

Neckerman takes the guess work out of insurance. They continually provide expert and timely information, and are always available when you need help. High praises every time!

Eric Heiting

Jul 04, 2021 Report

We are very satisfied with services Neckerman Insurance provides. Their expertise is outstanding. We highly recommend them to anyone looking for a professional Insurance team.