Business Details
Trusted Senior Insurance Solutions for Agents
Senior Benefit Services has established itself as a leading field marketing organization (FMO) dedicated to the senior insurance market. With decades of experience, we specialize in connecting independent agents with top-tier insurance carriers offering Medicare supplements, critical illness plans, hospital indemnity, and other senior-focused products. Our reputation is built on superior customer service, personalized support, and a commitment to staying ahead of industry trends. Our team of experts provides agents with the tools, training, and carrier partnerships needed to succeed in a competitive market. We prioritize transparency, ethical practices, and long-term relationships with both agents and carriers.By focusing exclusively on senior insurance, we deliver specialized knowledge that empowers agents to meet their clients' unique needs. Our streamlined contracting process and responsive departments ensure efficient service for new and experienced agents alike. Through continuous adaptation to regulatory changes and market demands, we maintain our position as a trusted partner in the senior insurance industry. Our dedication to innovation and agent success has made us a preferred choice for professionals seeking reliable FMO support.
Services
Medicare Supplements
Critical Illness Plans
Hospital Indemnity Insurance
Home Health Care
Part D Rx Plans
Short Term Care
Life Insurance
Long Term Care
Medicare Advantage
Highlights and features
- We offer 80+ years of combined experience in senior insurance markets
- Our team provides personalized support through dedicated departments
- We maintain partnerships with top-rated insurance carriers nationwide
- Our streamlined eContracting system simplifies agent appointments
- We provide ongoing industry education and product training
What people say
Superior customer service
Quick response times
Competitive commission structures
Extensive carrier network
Excellent training resources
Services
Medicare Supplements
Our Medicare Supplement plans help cover out-of-pocket costs for seniors enrolled in Original Medicare. These policies pay for deductibles, copayments, and coinsurance amounts not covered by Medicare Parts A and B. We partner with top-rated carriers to offer Plans A, F, G, and N with varying coverage levels to meet different budgetary and healthcare needs while ensuring nationwide availability and competitive pricing.
Critical Illness Plans
Critical illness insurance provides lump-sum benefits for diagnosed conditions like cancer, heart attack, or stroke. Our plans offer coverage amounts from $10,000 to $75,000 with optional riders for recurrence protection and child coverage. These policies help clients manage treatment costs and maintain financial stability during serious health events while remaining portable across different healthcare providers.
Home Health Care
Home health care plans cover daily benefits for recovery at home following illness or injury. Our offerings include prescription drug coverage and short-term aide benefits with daily amounts up to $450. These plans provide flexible care options while reducing nursing home costs, featuring restoration benefits after 180 days of non-use and access to medical second opinion services.
Hospital Indemnity
Hospital indemnity insurance pays cash benefits for inpatient stays and related medical expenses. Our plans offer daily or lump-sum payments up to $1,500 with benefit periods ranging from 1 to 31 days. Coverage includes emergency room visits, outpatient surgery, and skilled nursing facility stays, helping protect savings from unexpected hospitalization costs.
Part D Rx Plans
Our Part D prescription drug plans provide nationwide pharmacy access with tiered pricing structures. We represent major carriers offering competitive premiums and formularies covering essential medications. These plans help seniors manage medication costs while coordinating with other insurance products to minimize out-of-pocket expenses for chronic condition treatments.
People
Melanie McClanathan
Vice President of Operations
Melanie leads our operations team with over 15 years of insurance industry experience. She manages day-to-day operations and ensures smooth coordination between departments to maintain our high service standards.
David Kurtz
President
David oversees strategic direction with extensive experience in senior insurance markets. He focuses on carrier partnerships and long-term growth while maintaining our commitment to agent support.
David Jones
Vice President
David manages key carrier relationships with deep knowledge of insurance product development. He works closely with underwriting teams to ensure competitive offerings for our agents.
Charles Gamache
Marketing Specialist
Charles supports agents with marketing materials and industry updates. He has 8 years of experience in insurance marketing and maintains our carrier product information.
Kiley Kolius
New Business Specialist
Kiley assists agents with carrier applications and underwriting questions. She provides personalized support for new business submissions and application status updates.
Questions
What insurance products does Senior Benefit Services offer?
We offer Medicare supplements, critical illness plans, hospital indemnity, home health care, Part D Rx plans, short term care, life insurance, long term care, and Medicare Advantage plans.
How do I become contracted with your company?
Complete our Electronic Express Contracting form online and a member of our contracting team will contact you to complete the appointment process.
Do you provide training for new agents?
Yes, we offer comprehensive training resources and ongoing support for both new and experienced agents in senior insurance products.
What states do you operate in?
We serve agents in all 50 states with products available through our network of licensed carriers.
How quickly are claims processed by your carriers?
Claims processing times vary by carrier, but we work with partners known for efficient claims handling and timely payments.
Do you offer digital marketing tools for agents?
Yes, we provide digital marketing resources including agent websites, lead generation tools, and online quoting systems.
