Business Details
Your Trusted Insurance Partner in Flower Mound, TX
JME Insurance delivers expertise clients can trust, offering a full range of health insurance, ancillary benefits, and tax-advantaged accounts for employers and individuals. With over four decades of experience, we serve as an independent brokerage dedicated to helping Texas businesses and individuals navigate complex insurance options to find the best value and coverage. Our team of experienced agents and licensed staff focuses on personalized service, tailoring insurance plans to meet the unique needs of every client, whether a small business or an individual seeking coverage. We prioritize clarity and choice, demystifying options to provide tailored recommendations and support through enrollments and renewals. Our client-focused approach has fostered long-term relationships, with many clients staying with us for over 15 years and referring family and friends.We specialize in serving small to mid-sized employee groups, adapting to evolving business needs, and designing benefit packages that attract top talent. For individuals, we offer guidance on navigating options both on and off the market exchange and provide thoughtful Medicare supplement advice for those nearing retirement. Our commitment to quick, helpful responses ensures clients receive timely assistance whenever needed. We maintain partnerships with major insurance carriers like Blue Cross Blue Shield and United Health Care, offering a broad range of policies. As a division of Patriot Growth Insurance Services, LLC, we combine local expertise with national resources to deliver reliable, transparent insurance solutions.
Services
Group Health Insurance
Individual ACA Insurance
Dental Insurance
Vision Insurance
Medicare Supplements
Travel Medical Insurance
Life Insurance
Disability Insurance
Health Savings Accounts
Highlights and features
- We specialize in serving small to mid-sized businesses with personalized insurance solutions.
- Our agents provide clarity in navigating complex healthcare options and insurance marketplaces.
- We maintain long-term client relationships with tailored annual plan evaluations and renewals.
- Our team offers over four decades of combined experience in health and benefit insurance.
- We work with major carriers like Blue Cross Blue Shield and United Health Care for broad options.
Services
Group Health Insurance
Affordable, flexible health insurance options for small businesses. Our agents help employers evaluate plans, design benefit packages, and select policies that support employees while maintaining competitiveness. We specialize in businesses with fewer than 50 employees, offering customized annual reviews and renewal strategies to adapt to changing business needs.
Medicare Supplements
Plans to cover costs not paid by Original Medicare, including deductibles, copays, and coinsurance. Ideal for Medicare enrollees seeking predictable out-of-pocket expenses. Our agents provide personalized guidance to help seniors select Medigap policies that complement their healthcare needs and financial goals.
Health Savings Accounts
Tax-favored accounts paired with high-deductible health plans (HDHPs) to save for medical expenses. We help clients understand HSA benefits, including tax deductions, interest growth, and penalty-free withdrawals for qualified expenses. Our expertise includes 2025 contribution limits and CARES Act eligibility updates.
Travel Medical Insurance
Coverage for medical emergencies during international travel, including evacuation. Policies provide up to $1M in benefits with no deductible. We assist clients in purchasing short-term plans for vacations, student trips, or frequent travel, ensuring peace of mind outside the U.S.
Individual ACA Insurance
Guidance for individuals navigating the Health Insurance Marketplace. We help apply for premium tax credits to reduce costs for self-employed individuals, those between jobs, or without employer-sponsored coverage. Our agents compare available plans to find affordable, comprehensive options.
Questions
What types of insurance does JME Insurance Agency offer?
We offer group health, dental, vision, life, disability, Medicare supplements, travel insurance, and individual ACA plans. Our agents also assist with Health Savings Accounts (HSAs).
Do you specialize in small business insurance?
Yes, we focus on businesses with 50 or fewer employees, providing personalized plans and annual reviews to adapt to changing needs.
How can Medicare supplements benefit me?
Medigap plans cover copays, coinsurance, and deductibles not paid by Original Medicare, reducing unexpected costs for seniors.
What is a Health Savings Account (HSA)?
HSAs allow tax-free savings for medical expenses when paired with HDHPs. Funds grow tax-deferred and can be used penalty-free for qualified expenses like dental or vision care.
Do you offer travel insurance for international trips?
Yes, we provide GeoBlue travel policies with up to $1M coverage for emergencies, including medical evacuation and non-routine care abroad.
How do I get a free insurance consultation?
Contact us via phone, email, or our website to schedule a no-obligation evaluation. We'll review your needs and recommend tailored coverage options.
