Business Details
45 Years
experience
Emergency
services
Your Trusted Insurance Partner in Rowlett, TX
Costlow Insurance has been a trusted insurance provider in Rowlett, Texas since 1981. Starting as a single-owner operation, we have grown into a full-service agency offering personalized insurance solutions tailored to individual and business needs. Our team of licensed agents prioritizes customer service, leveraging relationships with top-rated insurers to deliver value-driven policies. We specialize in auto, home, life, boat, RV, motorcycle, ATV, and commercial insurance, with a focus on bundling options that maximize savings.With decades of combined experience, we advocate for clients through transparent advice, competitive pricing, and a commitment to meeting evolving coverage requirements. Our regional expertise spans the Dallas-Fort Worth Metroplex, serving communities with localized knowledge and industry-leading reliability.
Services
Auto Insurance
Homeowners Insurance
Renters Insurance
Life Insurance
RV Insurance
Business Owners Policy
Commercial Property Insurance
General Liability Insurance
Workers Compensation
Motorcycle Insurance
Details
- Year established: 1981
Highlights and features
- We offer over 40 years of insurance experience in Rowlett, TX.
- Our team provides personalized insurance solutions tailored to your needs.
- We partner with top-rated insurers to ensure reliable coverage.
- Free insurance rate comparisons help you find the best value.
- Locally owned and operated since 1981.
What people say
Best insurance I've ever had
Professional, honest, and personal service
Saved money, found critical coverage
Easy solution to insurance needs
Highly recommended
Services
Auto Insurance
We provide comprehensive auto insurance policies tailored to protect drivers and vehicles. Our offerings include liability, collision, and comprehensive coverage with customizable options for personal and commercial use. With partnerships across top-rated insurers, we ensure competitive rates and personalized support to meet Texas state requirements and individual needs.
Homeowners Insurance
Our homeowners insurance policies safeguard residential properties against risks like fire, theft, and natural disasters. Coverage includes dwelling protection, personal property, and liability for accidents on your property. We offer customizable plans and bundling discounts to ensure comprehensive protection at competitive rates across the Dallas-Fort Worth area.
Business Owners Policy
We specialize in Business Owners Policies that combine property, liability, and business interruption coverage into one comprehensive plan. This tailored solution protects small to mid-sized enterprises against common risks while offering cost savings through bundled services. Our agents work closely with clients to assess needs and optimize coverage.
Life Insurance
Our life insurance solutions provide financial security for beneficiaries through term and permanent policies. We help clients select coverage that aligns with long-term goals, offering competitive rates from trusted carriers. Personalized consultations ensure policies meet individual needs, from family protection to estate planning.
Workers Compensation
We offer workers' compensation insurance to protect businesses and employees from job-related injuries or illnesses. Our policies cover medical expenses, rehabilitation, and lost wages while ensuring compliance with Texas regulations. We partner with reliable carriers to provide competitive pricing and dedicated claims support.
People
Mickey Shaw
Agent
With a background in IT and grocery operations, Mickey transitioned to insurance in 2002. As an owner/director, he uses his operational expertise to streamline services and enhance customer value through Property & Casualty licenses.
Alan Orshalick
Agent
A veteran business owner and corporate executive, Alan joined Costlow in 2004. He leverages decades of marketing and sales experience to provide unbiased insurance advice, prioritizing ethical solutions and customer value through Property & Casualty licenses.
Chuck Allums
Agent
After a corporate career, Chuck transitioned to insurance in 2004, focusing on building client relationships. As an owner/director, he emphasizes personalized service, using Property & Casualty licenses to ensure clients receive fair, transparent coverage.
Debbie Simonek
Agent
Debbie joined Costlow in 2006, combining government finance experience with insurance expertise. As a licensed Property & Casualty agent, she prioritizes smooth operations and exceptional customer service for Texas families and businesses.
Lance Lankford
Agent
With 15 years as an All Lines Adjuster, Lance brings claims-handling expertise to his role. Since joining Costlow in 2007, he applies problem-solving skills through Property & Casualty licenses to deliver practical insurance solutions for clients.
Questions
What types of insurance does Costlow Insurance offer?
We offer auto, home, life, renters, RV, boat, motorcycle, ATV, and business insurance, including specialized commercial policies like BOP and workers' compensation.
Can I get a free insurance quote?
Yes! We provide free personalized insurance comparisons to help you find the best value for your coverage needs across all policy types.
How do I file an insurance claim?
Contact us directly at 972-463-8043 or use our 24-hour claims resources to connect with your insurer. Our team guides you through the process for personal or business policies.
Do you serve areas outside Rowlett?
Yes, we serve the entire Dallas-Fort Worth Metroplex, including Dallas, Plano, Richardson, Rockwall, and surrounding communities in Texas.
What sets Costlow Insurance apart from competitors?
We combine 40+ years of experience, partnerships with top-rated insurers, personalized service, and local expertise to deliver unmatched value and advocacy for every client.
Are there discounts for bundling insurance policies?
Yes, we specialize in bundling options that reduce costs while maintaining comprehensive coverage for home, auto, business, and other insurance needs.
Videos
Reviews (5)
Michael Maloney
Jan 17, 2022
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I worked with the Costlow Rep to find a policy that met my needs. The Costlow Rep was very responsive and made the transaction very easy.
B. Lewis
Jun 15, 2021
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We have been with Cost Low many years, and Lance & Debbie are the best. Always professional and very helpful. I have compared rates over the years and haven't found any better than Cost Low. Thank you,
Elizabeth Reisch
Jun 07, 2021
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They helped me save money on auto insurance by finding a policy that was right for my family. They were very helpful answering my questions and prompt at getting back to me.
Chad Lindsey
May 27, 2021
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Costlow not only found me a better price on my insurance but also walked me through the different insurance carriers and some of the offerings that impact price. They made me an informed consumer so that I could choose what was best for me with the options I wanted. I didn't go for the lowest price because I knew that option did not cover what I wanted to be covered. Great job Costlow!
David Torres
Jan 18, 2021
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Debbie is the best! It's always inviting, easy and safe when working with Costlow Insurance. Thank you for always responding quickly to my questions and concerns and for going the extra mile to offer the best value for my needs.
