Business Details
50+ Years
experience
Your Trusted Insurance Partner in Willoughby, OH
Founded in 1951, Howell Insurance Agency has been a trusted provider of insurance solutions in Willoughby, Ohio, and the greater Cleveland area. As an independent firm affiliated with United Agencies Insurance Group, we offer a comprehensive range of personal, business, and professional liability insurance policies tailored to meet our clients' unique needs. Our team prioritizes exceptional service and dependable protection, advocating for clients during claims to ensure fair resolutions.With decades of experience, we represent reputable insurers with strong financial and consumer ratings, emphasizing quality coverage and client satisfaction. Licensed across multiple states, we serve diverse industries, including medical offices, dental practices, and food trucks, while maintaining a steadfast commitment to local and national communities.
Services
Business Insurance
Personal Insurance
Medical Office Insurance
Dental Office Insurance
Food Truck Insurance
Cyber Liability Insurance
Workers Compensation
Commercial Property Insurance
General Liability Insurance
Commercial Umbrella Insurance
Details
- Year established: 1951
Highlights and features
- We offer over 70 years of combined insurance expertise in Ohio and nationwide.
- Our independent agency status provides access to multiple top-rated insurers.
- We specialize in tailored coverage for high-risk industries like healthcare.
- Our team advocates for clients during complex claims processes.
- We maintain licensing across 46 states to serve diverse geographic needs.
What people say
Exceptional service
Reliable protection
Dependable claims service
Wide range of policies
Knowledgeable team
Services
Business Owners Policy
A comprehensive solution combining property and liability coverage for small to mid-sized businesses. Protects against risks like equipment damage, business interruption, and client lawsuits while offering customizable endorsements for specialized needs. Ideal for medical offices and professional practices.
Cyber Liability Insurance
Safeguards businesses against digital threats including data breaches, ransomware attacks, and unauthorized network access. Covers legal fees, customer notification costs, and business losses from cyber incidents. Essential for healthcare providers storing sensitive patient information electronically.
Workers Compensation
Mandatory insurance covering medical expenses and lost wages for employees injured on the job. Includes protection against needlestick injuries in healthcare settings and provides legal defense for employment-related claims. Required for all Ohio businesses with employees.
Commercial Umbrella Insurance
Provides additional liability protection beyond standard policy limits. Offers $2M-$10M coverage for catastrophic claims involving bodily injury, property damage, or lawsuits. Critical for healthcare providers facing high-risk exposure from malpractice allegations.
Medical Malpractice Insurance
Specialized coverage protecting healthcare providers from claims of misdiagnosis, treatment errors, or patient injuries. Includes defense costs and settlement payments. Designed for physicians, dentists, and medical professionals in high-risk specialties across Northeast Ohio.
Questions
What types of business insurance do you offer?
We provide Business Owners Policies, commercial property, liability insurance, cyber liability, workers compensation, and specialized coverage for medical offices, dental practices, and food trucks.
How does being an independent agency benefit me?
Our independence allows us to offer policies from multiple top-rated insurers, ensuring customized solutions that match your specific risk profile and budget requirements.
Do you handle insurance claims assistance?
Yes, we actively advocate for clients during claims processes, working directly with insurers to ensure fair and timely resolutions for covered losses.
Are you licensed outside Ohio?
We maintain active licenses in 46 states including Pennsylvania, Florida, Texas, and California, providing nationwide insurance solutions while retaining local expertise.
What payment options are available?
We offer flexible payment plans through our partner insurers, including annual, semi-annual, and monthly premium options for both personal and commercial policies.
Reviews (4)
Jen Gordon
Aug 23, 2021
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Howell Insurance was able to help us get a great deal on our home insurance. As first time home buyers, we took our time shopping around and Howell Insurance Agency was very helpful throughout the whole process. They found us a great deal and we are very happy with our coverage. Highly recommend.
Gregor Matthew
Dec 28, 2019
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Howell Insurance Agency were impressive to work with and are absolute experts at what they do. 1. They are an independent agency which means they actually care about you as a person. 2. Because they are independent they have more access to many more underwriters that the other big corporate insurance agencies. The policy Howell found for me was less expensive than the other quotes I received from the other companies. Thank god I found them!
Amy Wallace
May 10, 2019
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We just switched our homeowners, auto, and recreational vehicle policies to Howell Insurance Agency. We were really impressed with Shanay's knowledge of the lines and coverage options. We were really under-insured with our previous policies. We feel confident with our new coverage, and we like having a local agent who can answer questions and provide information, as needed.
Nina Murzyn
Dec 12, 2018
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I have been using Howell Insurance for all my business insurance needs since 1997. They also handle my personal home and auto insurance. They excel at what they do, the communication is excellent and the rates extremely competitive. In today's day and age, I want to be able to pick up the phone and talk to my agent or the support staff and you defiantly have that at at Howell Insurance Agency. The are top notch and I can highly recommend them!
