Business Details
38 Years
experience
Emergency
services
Your Independent Insurance Experts in Desoto, TX
Knott Insurance Group has served the Desoto, Texas community since 1988, providing tailored insurance solutions to meet diverse client needs. As an independent insurance agency, we represent multiple carriers to ensure competitive rates and customized coverage options for both personal and business clients. Our dedicated team prioritizes personalized service, guiding clients through risk assessments and policy selection while maintaining a strong focus on community education and customer satisfaction. With over 30 years of industry experience, we combine deep expertise with a commitment to transparency in all client interactions. 
Services
Auto Insurance
Homeowners Insurance
Business Insurance
Commercial Auto
General Liability
Workers Compensation
Life Insurance
Health Insurance
Details
- Year established: 1988
Highlights and features
- We provide personalized insurance solutions backed by 30+ years of local expertise
- Our independent agency status offers access to multiple carriers for competitive rates
- We offer dedicated one-on-one service with experienced insurance professionals
- We specialize in both personal and business insurance coverage assessments
- Our team maintains deep knowledge of Texas-specific insurance requirements
Services
Auto Insurance
Auto insurance provides financial protection against vehicle-related losses. Our policies include liability coverage, physical damage protection, and roadside assistance. We help Texas drivers select state-compliant policies with optional enhancements like comprehensive coverage and personal injury protection.
Homeowners Insurance
Our homeowners insurance safeguards property investments through dwelling coverage and personal belongings protection. Policies cover common risks like fire, theft, and weather damage while including liability protection for household-related incidents. Specialized options include flood insurance and jewelry floaters.
Business Insurance
We offer tailored business insurance packages addressing operational risks. Solutions include property damage protection, liability coverage, and workers compensation. Our commercial policies protect diverse industries through flexible options like BOP policies and specialized trade coverage for contractors and commercial auto fleets.
Life Insurance
Our life insurance solutions provide financial protection for loved ones. Options include term life policies for temporary needs and permanent solutions offering lifelong coverage. We help clients determine appropriate coverage amounts to protect dependents and business interests.
Health Insurance
We provide individual and group health insurance plans meeting diverse medical needs. Our offerings include ACA-compliant plans and supplemental policies. We assist clients in navigating coverage options to protect against unexpected medical expenses while maintaining budget considerations.
People
Ron Knott
Agent
With decades of insurance industry experience, Ron Knott leads our agency's commitment to personalized service. He specializes in matching client needs with appropriate coverage solutions through comprehensive risk assessments.
Gracie Romero
Customer Service Representative
Gracie Romero manages client inquiries and policy administration with precision. Her expertise ensures smooth policy processing and timely customer assistance for personal and commercial insurance clients.
Evelyn Cantu
Customer Service Representative
Evelyn Cantu provides dedicated support for policyholders, assisting with coverage questions and claims processing. Her client-focused approach ensures clear communication and efficient resolution of insurance matters.
Questions
What types of insurance do you offer?
We offer personal insurance (auto, home, life, health) and business insurance (BOP, commercial auto, general liability, workers comp) for Texas residents and businesses.
Why use an independent insurance agency?
As independent agents, we represent multiple carriers to find competitive rates and customized coverage options that match your specific protection requirements.
How do I file a claim?
Call our office at 972-217-2004 during business hours or contact your policy's 24-hour claims reporting number for after-hours emergencies.
Do you serve areas outside Desoto?
We serve throughout Texas with primary service areas including Dallas, Cedar Hill, Duncanville, Lancaster, and Red Oak communities.
Can I get a quote online?
Yes, our website offers instant quote forms for auto, home, and business insurance. You can also call 972-217-2004 for personalized quotes.
What are your business hours?
Monday-Thursday 9AM-5:30PM, Friday 9:30AM-5:30PM. Sat/Sun by appointment only. Emergency claims assistance available after hours.
Reviews (4)
Robin Gross
Jun 26, 2022
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We've been with Ron since I started Gross Electric 19 years ago. He's taken care of my liability insurance, my home insurance, my rv and all my vehicles. He's always taken care of me like family.
Kourtney Curry
Jun 17, 2022
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Knott Insurance has truly taken care of my business and the insurance needs! It has been so easy to work with them!
Nicholas Cambridge
Jun 07, 2022
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I have been with Knott Insurance for my trucking company since 2018. The team there are extremely helpful, knowledgeable and professional.
Jared Ruffin
May 11, 2022
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Been using Knott Insurance for my Trucking Commercial & Workers Comp for years. No one better at handling you insurance needs.
